Best Volvo XC40 Auto Insurance Rates 2021

To get the best price on your Volvo XC40 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Volvo XC40, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Volvo XC40 auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 20, 2021

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Things to Remember

  • The MSRP of the Volvo XC40 is $34,100
  • The Volvo XC40 has safety features that include Driver Air Bag and Lane Keeping Assist
  • Crash test ratings have an impact on Volvo XC40 auto insurance rates

Buying a new car is both fun and a lot of work. If the Volvo XC40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo XC40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo XC40 and compare it to other similar vehicles. Then find out how the Volvo XC40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo XC40 right here.

If you need insurance for a Volvo XC40 right now, we can help. Enter your ZIP code for free Volvo XC40 car insurance quotes from top companies.

What impacts the cost of Volvo XC40 insurance?

The average annual rate for the Volvo XC40 is just that, an average. Your insurance rates for a Volvo XC40 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Volvo XC40.

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How much is the Volvo XC40?

The average cost to buy a new Volvo XC40 is $34,100. This cost will be affected by the trim level of your Volvo XC40 and any options you might chooose to add.

Volvo XC40 Safety Ratings

Volvo XC40 auto insurance rates affected by Volvo XC40 safety ratings. Take a look at the safety ratings for the Volvo XC40 here.

Volvo XC40 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC40 Crash Test Ratings

Volvo XC40 crash test ratings can impact the cost of your Volvo XC40 car insurance. See Volvo XC40 crash test results here.

Volvo XC40 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R

Volvo XC40 Safety Features

Volvo XC40 safety features can lower the cost of your insurance. The safety features for the Volvo XC40 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Ways to Save on Volvo XC40 Insurance

Save more on your Volvo XC40 car insurance rates. Take a look at the following five strategies that will get you the best Volvo XC40 auto insurance rates possible.

  • Get cheaper Volvo XC40 car insurance rates as a full-time parent
  • Buy a dashcam for your Volvo XC40
  • Pay your Volvo XC40 insurance upfront
  • Understand the different types of auto insurance for your Volvo XC40
  • Use an accurate job title when requesting Volvo XC40 auto insurance

Top Volvo XC40 Insurance Companies

What is the best auto insurance company for Volvo XC40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC40 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo XC40 Insurance Quotes Online

You can start comparing quotes for Volvo XC40 insurance from some of the top car insurance companies by using our free online tool today.

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