Are Cadillac CTS-Vs Expensive to Insure?

Cadillac CTS-V insurance costs around $140 a month, so start comparing Cadillac CTS-V insurance quotes now to save money on your auto insurance. State Farm and GEICO are the most popular companies for Cadillac CTS-V insurance coverage, but you may find that you find a cheaper rate from a local auto insurance company. Enter your zip code below to find Cadillac CTS-V insurance rates and providers in your city.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,684 a year or $140 each month
  • A liability-only policy costs around $675 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,155 a year or $513 each month
  • Good drivers can save as much as $694 a year by earning policy discounts
  • Cadillac CTS-V insurance costs around $165 more per year than the average vehicle

Cadillac CTS-V insurance rates are on average $165 higher per year than the average vehicle, with full costing about $1,684 a year or $140 a month. Good drivers may be eligible for up to $694 in discounts per year by practicing safe driving habits. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac CTS-V Insurance Cost

The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.

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Are Cadillac CTS-Vs Expensive to Insure?

The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Lexus GS 350, Porsche Panamera, and Audi S6.

Vehicle Comprehensive Collision Liability Total
Cadillac CTS-V $406 $804 $338 $1,684
Lexus GS 350 $370 $714 $338 $1,558
Porsche Panamera $520 $1,042 $398 $2,118
Audi S6 $444 $894 $398 $1,894
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
Chevrolet Corvette $494 $922 $264 $1,790
Acura TLX $332 $686 $398 $1,574
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac CTS-V Insurance?

The Cadillac CTS-V trim and model you choose will affect the total price you will pay for Cadillac CTS-V insurance coverage.

Age of the Vehicle

Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.

Model Year Comprehensive Collision Liability Total
2018 Cadillac CTS-V $406 $804 $338 $1,684
2017 Cadillac CTS-V $394 $784 $354 $1,668
2016 Cadillac CTS-V $380 $752 $364 $1,632
2014 Cadillac CTS-V $344 $674 $384 $1,538
2013 Cadillac CTS-V $332 $634 $388 $1,490
2012 Cadillac CTS-V $318 $568 $390 $1,412
2011 Cadillac CTS-V $296 $522 $390 $1,344
2010 Cadillac CTS-V $286 $490 $394 $1,306
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Driver Age

Driver age can have a significant effect on Cadillac CTS-V car insurance rates. As an example, a 30-year-old driver pays around $74 more each year for their Cadillac CTS-V car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in New York may pay $1,028 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Cadillac CTS-V car insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.

Cadillac CTS-V Safety Ratings

The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Moderate
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Crash Test Ratings

Not only do good Cadillac CTS-V crash test ratings mean you are better protected in a crash, but good Cadillac CTS-V crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2016 Cadillac CTS-V 4 DR RWD N/R N/R 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac CTS-V Safety Features

The Cadillac CTS-V safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Cadillac CTS-V auto insurance rates. The Cadillac CTS-V’s safety features include:

  • Rear Vision Camera
  • Lane Keep Assist with Lane Departure Warning
  • Following Distance Indicator
  • Forward Collision Alert
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert

Cadillac CTS-V Insurance Loss Probability

The Cadillac CTS-V’s insurance loss probability varies between different coverage types. The lower percentage means lower Cadillac CTS-V auto insurance costs; higher percentages mean higher Cadillac CTS-V auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 74%
Property Damage -26%
Comprehensive 35%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Finance and Insurance Cost

If you are financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverages including comprehensive coverage, so be sure to compare Cadillac CTS-V car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Cadillac CTS-V Insurance

You have more options at your disposal to save money on your Cadillac CTS-V auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Cadillac CTS-V car insurance rates

  • Ask About a Student Away from Home Discount
  • Reduce Your Coverage on an Older Cadillac CTS-V
  • Make Sure You Use an Accredited Driver Safety Program
  • Remove Young Drivers from Your Cadillac CTS-V Insurance Plan
  • Buy An Older Cadillac CTS-V

Top Cadillac CTS-V Insurance Companies

Who is the best company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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