Can I buy auto insurance online?
You may ask, can I buy auto insurance online? With a little due diligence, you absolutely can shop for insurance online. You'll want to ensure that the website you're using and the insurance companies are trusted sources when purchasing insurance coverage online.
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Insurance Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Laura D. Adams
Updated January 2024
- It’s safe and convenient to buy auto insurance online
- Have all of your pertinent information available to ensure you get an accurate insurance quote
- Some insurance companies will require you to finalize your purchase over the phone with an agent
Buying auto insurance can seem like an arduous task to handle. However, buying affordable auto insurance online can be a convenient way to ensure you’ve obtained the best policy at the right price. Keep reading to learn how to buy auto insurance online and how long the process typically takes. (For more information, read our “How accurate are online auto insurance quotes?“).
Buy Auto Insurance Online
There are also comparison websites that can assist you in finding various quotes to get the best auto insurance for your needs.
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The Process to Buy Auto Insurance Online
There are two ways to buy car insurance online: you can use a website that gives you quotes for multiple insurance companies all at once, or you can use the online quote tools provided by specific auto insurance companies.
Remember that some car insurance companies require that you have one of their insurance agents finalize your auto insurance purchase. For instance, Allstate and State Farm use agents for the last step of buying your car insurance, while Progressive lets you purchase auto insurance online from start to finish.
In many cases, you can often get same-day auto insurance coverage when you buy auto insurance online.
Information Needed To Buy Car Insurance Online
Before you search for car insurance quotes online from the best affordable auto insurance companies, you’ll want to ensure you have all the information the company will request, including information for everyone on your policy.
In addition, you’ll need a variety of information on every driver to be added, such as name, address, date of birth, driver’s license, information about the vehicles to be insured, current policy information, and driving history.
Car Insurance Can Be Cheaper Online
Buying your car insurance policy online may result in a lower rate than if you had spoken to an insurance company representative over the phone or used an insurance agent. However, it’s often one of the best ways to compare car insurance rates in a timely fashion saving you time and money.
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Online Insurance Quotes Are Not Always Accurate
There are times when your online auto insurance quote will not reflect the accurate price of your policy. Often, discrepancies in a quoted price are due to incorrectly filling out the quote form, such as not including your spouse’s information or forgetting to add information about your driving history.
For instance, you may ask, do you have to tell your insurer about old car accidents? Neglecting to mention accidents in your past driving history or similar information could impact the final amount you pay.
You Can Easily Buy Car Insurance Online
Buying car insurance online has never been easier. Purchasing your auto insurance online is safe and convenient. In many cases, you can complete the process of finding auto insurance quotes online, comparing policies, and buying the policy in the same session.
Frequently Asked Questions
Is it safe to buy auto insurance online?
It is generally considered safe to buy auto insurance online. However, as with any online transaction, you’ll want to protect yourself by only using trusted websites and legitimate insurance companies. Doing your research can make a difference.
What car insurance companies allow you to buy auto insurance online?
Most car insurance companies will let you get an online quote for a policy rate. However, some companies require you to use one of their insurance agents to finalize the purchase.
Can you buy auto insurance online right away?
Depending on the company, most customers can receive same-day car insurance when they buy auto insurance online.
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