Does National General offer safe driving discounts? (2026)

Does National General offer safe driving discounts? Yes, you can save up to 23% for with Nat Gen safe driving discounts, such as anti-theft, defensive driving, low mileage, usage-based, and safe driver discounts.

Learn More: Low-Mileage Auto Insurance Discount

Ready to compare safe-driving options for affordable auto insurance? Simply enter your ZIP code into our free quote comparison tool above to get started.

National General Offers Discounts for Safe Driving

Like many other insurance companies, National General offers safe drivers many auto insurance discounts for affordable coverage. For instance, you can save if you have safety features in your car or haven’t had an accident in a while.

As you can see, drivers can save up to 22% with the National General insurance safe driver discount if they go without a claim for a certain period. Also, you can save 10% for passing a Nat Gen-approved defensive driving course.

Keep reading to learn more about each safe driving discount in depth.

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Safe Drivers Can Save With National General’s DynamicDrive Program

National General offers a usage-based insurance program that rewards policyholders who use a monitoring app with lower rates. The program is known as “DynamicDrive,” which could lower your car insurance rates if it finds you drive safely.

Check out the table below to see how much you could save with National General’s usage-based insurance vs. other top providers:

To take advantage, you need to enroll in the program and will then download an app for your iPhone or Android device. The company will then email you an activation code which you enter into the National General safe driving app.

Once you have finished the setup instructions, the app will send the company data about each trip you take.

If you don’t like the idea of devices automatically tracking your driving habits, you may want to know about affordable auto insurance companies that don’t monitor your driving.

Lower Your Nat General Rates With a Good Driving Record

In addition, drivers who have fewer traffic violations over a given period or make fewer claims may take advantage of lower rates when they renew their insurance. These rates will vary from state to state and customer to customer, so you’ll need to ask the company for specific details.

If you want to know more about violations and your driving record, learn how a DUI affects your auto insurance rates, for example.

Cars With Safety Features Qualify for National General Discounts

If eligible, you could also get lower rates when you fit safety devices to your vehicle that can reduce your risk. When your vehicle already has certain safety devices on board, you should tell National General so you may qualify for a discount.

Some of these safety features include:

• Air bags
• Anti-lock brakes
• Anti-theft devices

Wondering how much an air bag auto insurance discount will save you with National General? Call a National General representative to learn more.

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Safe Drivers Get Cheap National General Car Insurance Rates

You can take advantage of several programs offering discounts through National General if you can show that you are a safe driver. For example, you can enroll and download an app to communicate your driving habits to the company.

In addition, you can save if you have fewer traffic violations or accidents or fit certain safety devices to the vehicles you insure.

Learn More: Clean Driving Record for Auto Insurance

However, the amount you can save will vary, and some discounts may not be available in all states. Enter your ZIP code into our free comparison tool below to see how much safe driving discounts could lower your National General quote.