What discounts are available for Auto-Owners auto insurance customers?
You may be pleasantly surprised while exploring what discounts are available for Auto-Owners auto insurance customers. Auto-Owners considers your needs, from student discounts that save you 20% a month to multi-car discounts from Auto-Owners. Therefore, it's important to learn what Auto-Owners discounts apply to you so you have a sustainable monthly rate.
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Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywri...
Tonya Sisler
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Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Schimri Yoyo
Updated November 2024
- There are multiple discounts available with Auto-Owners Insurance
- Students, homeowners, and people with more than one vehicle often qualify for discounts
- Doing your research before talking to an agent is important, as you may qualify for more than one discount
Many customers wonder what auto insurance discounts are available with Auto-Owners Insurance, one of America’s top insurance companies. You may be paying too much and want to switch companies, or you’re a young driver or student looking for the most affordable auto insurance deal.
What discounts are available for Auto-Owners auto insurance customers? Regardless of your situation, Auto-Owners provides multiple ways to save.
Discounts for Auto-Owners Auto Insurance Customers
As a top insurance company, Auto-Owners offers several ways to save. They include:
- Student discounts: If you’re a student, you can enjoy a 20% discount via the Auto-Owners Good Student program. All you have to do is maintain a consistent B grade average. Students who attend school more than 100 miles from home are also eligible for a discount. For parents, Auto-Owners provides a Teen Driver Monitoring discount if you have permanently installed a Global Positioning System (GPS) within your teen’s primary vehicle or if the teen is enrolled in an eligible smartphone app.
- Paid-in-advance (paid-in-full) discounts: Sometimes, auto insurance is paid in advance by customers who can afford the lump sum. This often comes with a discount in the long run.
- Favorable loss history: This discount applies if you have a clean driving record for auto insurance. For example, if you have been insured for five years without filing any claims or being involved in any accidents, Auto-Owners would consider your loss history favorable.
- Safety feature discounts: Auto-Owners may discount you if your vehicle has safety features like airbags, anti-lock brake systems, and anti-theft devices. (For more information, read our “Airbag Auto Insurance Discount: Save on Auto Insurance“).
- Advance quote discounts: You may qualify for this if you request a quote in advance of the start date of your policy. Insurance companies often offer this discount as an incentive for customers to plan and purchase coverage early.
- Multi-car discounts: On average, when you add up to five vehicles to your policy, affordable multi-car auto insurance can save you up to 14% per month.
- Multi-policy discounts: If you’re a homeowner or are interested in life insurance, you can save on your car insurance by using Auto-Owners for all your policies.
- Payment history discounts: Paying your monthly premium on time for 36 months may qualify you for a discount.
- Green discount: Abandoning paper and enrolling in online payment and billing may qualify you for a discount.
- Higher deductible: The average deductible is around $500, but if you’re a low-risk driver, you can raise it to $1,000 or more and save on your monthly premium.
Make sure you speak with an insurance agent to determine how many potential discounts you qualify for. In addition, there may be additional ways to save money with Auto-Owners that are unavailable online.
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Getting Multiple Car Insurance Discounts with Auto-Owners
As long as you can prove it, there is no reason why you wouldn’t qualify for multiple discounts. For example, you may be a student with five years of accident-free driving experience. You may qualify for several student discounts available with Auto-Owners and their favorable loss history discount.
Technically speaking, a driver may qualify for most of the available discounts. That said, it’s important to remember that Auto-Owners may adjust the amount for each discount if you qualify for several of them.
In addition, an insurance agent may determine the overall discount amount at their discretion to ensure they still make money.
Read More:
- What does it mean when a policy is fully paid up?
- How do I file an auto insurance claim with Auto-Owners?
- What types of auto insurance coverage does Auto-Owners offer?
Review your policy documents and speak with an Auto-Owners insurance agent to fully understand the discounts you may be eligible for and how to maximize your savings.
Auto Insurance Discounts for Auto-Owners Customers: The Bottom Line
Auto-Owners Insurance offers a variety of discounts to help customers save money on their auto insurance policies.
Moreover, learning what discounts are available for Auto-Owners customers requires being savvy and having your financial well-being in mind. To make the most of available discounts, speak with an Auto-Owners representative.
Frequently Asked Questions
How much do you save on insurance with driver’s ed?
Attending an accredited driving school can save you between 5% and 20% on your car insurance premiums.
How do I reduce my policy premium?
One of the most common ways to reduce your monthly premium is by agreeing to raise the deductible you would have to pay in the event of an accident.
This is a great idea if you don’t drive far, don’t drive often, and have never been in an accident before. Insurance companies also offer various policy discounts.
What happens if I stop paying my policy premium?
You shouldn’t stop paying your monthly premium, or your insurance company can cancel your policy due to nonpayment.
If you are struggling to make payments on your policy, contact your insurance company to discuss options before allowing your policy to lapse. For example, you may be able to change your payment plan or adjust your coverage levels.
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