Can I bundle my Auto-Owners auto insurance with other policies?

You can bundle Auto-Owners auto insurance with other policies, and Auto-Owners offers a multi-policy discount to homeowners, renters, and others. Learn about Auto-Owners bundling options and other ways you can save money on Auto-Owners insurance.

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What You Should Know

  • You can bundle your Auto-Owners auto insurance with other policies
  • These other policies include personal coverage options like homeowners, renters, life insurance
  • You could also bundle your auto insurance alongside commercial coverage and business insurance

It’s smart to reduce your expenses wherever possible, and you may be looking closely at your auto insurance to see if you can save some money.

However, you may wonder: “Can I bundle my Auto-Owners auto insurance with other policies?” We understand your need to be frugal as you figure out how to get auto insurance, and we have answered this question for you below.

You Can Bundle Your Auto-Owners Auto Insurance With Other Policies

Auto-Owners allows you to bundle several insurance policies to get a multi-policy discount. You can choose from various types of coverage in both the personal and business sectors. You’ll need to discuss your needs with an agent so you can get a quote that is specific to your circumstances.

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Insurance Policies You Can Bundle With Auto-Owners

You may be able to get a multi-policy discount to include the following types of coverage in addition to your auto insurance:

  • Life insurance policies
  • Homeowners insurance
  • Renters insurance
  • Motorcycle coverage
  • Boat insurance
  • Umbrella cover

You may also bundle business insurance or other types of commercial coverage alongside your auto insurance.

Auto Insurance Policies From Auto-Owners

When you buy your auto insurance from Auto-Owners, you can typically include the following coverage options:

  • Comprehensive insurance
  • Collision insurance
  • Uninsured motorist coverage
  • GAP coverage
  • Medical payments coverage (MedPay)
  • Personal injury protection (PIP)

Read more: What types of auto insurance coverage does Auto-Owners offer?

Most (but not all) states require vehicle owners to take out liability insurance, while many of these other solutions are optional. If you’re unsure, find out more about the different auto insurance requirements by state.

You may also want to learn more about affordable comprehensive auto insurance coverage. Or, you may be thinking about buying a leased car and wonder how much does gap insurance cost?

Other Discounts From Auto-Owners

You may get additional savings above and beyond a multi-policy discount.

  • You may qualify for a multi-car discount through Auto-Owners. This discount is handy if you have several cars in your household and want to include them in the same policy.
  • You can also get a discount if you pay in full when you start your policy or opt for paperless billing instead of a letter.
  • If you add certain safety features to the vehicle (like anti-lock brakes or antitheft devices), you may be able to attract an extra discount.
  • When you fit a telematics device into your vehicle, this will track your driving habits via a mobile app uploaded to your smartphone. If you exhibit good driving behavior, this could lead to a lower insurance quote in the future.

For additional ways to lower costs, consider 100 easy ways to save on auto insurance.

Read more: What discounts are available for Auto-Owners auto insurance customers?

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Auto-Owners Bundled Deductibles

You may get additional rewards if you bundle your auto insurance as an Auto-Owners policyholder. For example, you may only need to pay your deductible once if you sustain damage to your home and car in the same incident (such as a fire). This saving is known as a “common loss deductible.”

Auto-Owners Allows You to Bundle Your Auto Insurance With Other Policies

You may be able to save some money if you bundle your auto insurance with other policies through Auto-Owners. These other policies could include homeowners or renters insurance, life insurance, or commercial coverage.

Frequently Asked Questions

Can you have two car insurance policies with different companies?

Nothing can stop you from buying your car insurance from different companies if you have more than one vehicle.

 

However, you cannot take out a policy from two different companies on the same car. Anyone who files two claims through two different insurance providers for the same auto accident is committing insurance fraud.

Is Auto-Owners insurance the same as AAA?

No, these are two separate companies.

What is insurance bundling?

When you bundle your insurance, you may buy coverage for your home, rental needs, life insurance, and other lifestyle elements from one insurance company alongside your auto coverage.

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