There are countless ways to save on your auto insurance: you can raise your deductibles, switch insurance providers, or look for discounts that you may be qualified for. The most surefire way to get lower rates, however, is to simply drive a car that is cheap to insure.
Insure.com recently published their annual report on the most expensive cars to insure and the least expensive cars to insure. To determine which cars were cheap to insure and which ones were not, they surveyed over 750 car models and their average insurance rates. Data was collected from six major insurance providers (Allstate, GEICO, Progressive, State Farm, Nationwide, and Farmers) in every state in the country.
The usual factors which can be attributed to high insurance rates for any given vehicle include:
- Vehicle Safety Ratings – The safer the vehicle, the cheaper it is to insure.
- Replacement and Repair Costs – The cheaper spare parts are, the chapter it is to insure.
- Theft Statistics – If the vehicle is stolen at a high rate, its insurance costs will be higher.
As expected, in 2013, the list of least expensive cars to insure in 2013 was dominated by inexpensive, safe vehicles. There were obviously no Lamborghini’s or Porsche’s on the list, but there were Kia’s and Hyundai’s!
The Top Ten Least Expensive Cars To Insure
If your vehicle is not on this list, don’t worry – it doesn’t mean that you cannot find cheap auto insurance rates. To get the lowest possible rates for you vehicle, enter your zip code in our quote comparison form. You will then be given competitive quotes from the top insurance providers in the country – no matter the make and model of your vehicle.
Click to view the list of the most expensive cars to insure for 2013