Affordable Volkswagen Auto Insurance Quotes (2023)
Volkswagen auto insurance quotes will change depending on the type of Volkswagen you drive. The Tiguan will have different rates than the Jetta, but what you pay will also be based on your age, location, and how much coverage you want to be included in your policy.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Mar 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 16, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Volkswagen auto insurance quotes will depend on the year and model you’re looking to insure
- Comparing quotes from multiple companies and asking about discounts offered can help you find the best prices
- You can choose from a wide range of coverage options, including collision, comprehensive, MedPay, and personal injury protection
Volkswagen has a number of different models available for drivers to choose from, and it’s important to note that how much auto insurance coverage you’ll need will vary along with the model you drive. For example, if your Volkswagen model falls below a certain year, you may not have the latest in terms of safety and anti-theft technology, which means you may want to increase the amount of coverage included with your policy. Learn how a vehicle’s make and model can affect your auto insurance rates.
The model you choose and the age of said model will also determine how much auto insurance you will need for your Volkswagen. Other factors that play a part in your VW auto insurance rates will be the body style, where you live, and how long you have been driving. You’ll have choices that range from the minimum amount of auto insurance required by your state and a full coverage auto insurance policy with plenty of options in between.
Shopping for auto insurance doesn’t have to become overwhelming. We’ll cover the different types of insurance that are available and how you can find the best rates.
What types of coverage options are available for a Volkswagen?
Volkswagen auto insurance rates often dictate how a driver will shop for coverage, but the cost shouldn’t be the only aspect you consider. Take a look at a few of the following types of auto insurance coverage that are offered.
- Liability auto insurance. Liability coverage will pay for damage and injuries in the event of an accident. Most states will require that you have some form of liability insurance, even if it’s just the minimum amount offered. Liability is also often split into bodily injury and property damage. The former pays for any injuries sustained, while the latter covers damage done not only to the vehicles involved but any surrounding property damage as well.
- Collision auto insurance coverage. With collision coverage, you won’t have to pay out of pocket to repair or replace your vehicle should it be damaged in an accident. This is different from liability, which only covers damage done to a vehicle other than yours.
- Comprehensive auto insurance coverage. Your vehicle will be covered in the event of any situation that is not a collision with another vehicle or piece of property. Weather or hitting a deer are a few examples of what will be covered with comprehensive coverage.
- Uninsured/underinsured motorist coverage. If you’re worried about other drivers being on the road without proper insurance, you can protect yourself against them with this additional coverage. Rather than be on the fence for medical bills or damages because of another driver, UM/UIM will cover the costs for you. Learn what happens if you hit an uninsured motorist.
- MedPay coverage. MedPay will help cover medical costs associated with an accident, even if you’ve been deemed the at-fault driver. Since this is an additional coverage option, it may not be available depending on where you’re located.
- Personal injury protection (PIP) insurance. Personal injury protection is required in some states, helping to cover the costs of things such as medical payments and lost wages after an accident. PIP may also cover funeral costs in the event of a death caused by the accident. PIP is different than MedPay in this regard because MedPay will not cover these additional costs.
There are also optional types of auto insurance coverage, including gap insurance and umbrella coverage. Gap insurance can help if you have a car loan or a leased vehicle. Gap insurance will help you make any owed payments on your vehicle in the event it’s totaled in an accident. Learn how much Gap insurance is here.
Umbrella coverage helps if you are able to bundle your insurance together with one provider. Many insurance companies will even provide a break in price if you have more than one policy.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
How much will it cost to insure a Volkswagen?
Your rates for auto insurance will depend on a few different factors. Below is a list of information that insurance companies may use when you request a quote for Volkswagen auto insurance coverage.
- Personal information such as your age, where you live, and your driving record
- The year, make, and model of the vehicle you’re looking to insure
- The amount of coverage you want to include in your auto insurance policy
Learn how auto insurers calculate your rates.
Age can play a major part in what auto insurance for a Volkswagen will cost. Teenage drivers can expect to pay more than adults and drivers who have been on the road much longer. The following table is an example of average monthly rates across age groups to demonstrate how much age can affect auto insurance rates.
Age Range | Average Monthly Rates |
---|---|
16–17 years | $508 |
18–19 years | $361 |
20–24 years | $196 |
25–29 years | $134 |
30–39 years | $121 |
40–49 years | $116 |
50–59 years | $108 |
60–69 years | $110 |
70–79 years | $130 |
80+ years | $237 |
Auto insurance companies will look at age in terms of risk. A new driver is going to be more of a risk than someone who has a clean driving record and has been on the road for many years. Along with your age, marital status, and credit score, your auto insurance history can also be used when determining your risk factor as a driver. Learn how to get auto insurance here.
How do you compare auto insurance rates for a Volkswagen?
Comparing auto insurance rates can be done in varying ways, but one of the best is to comparison shop across different companies. You will also need to know what the state minimum auto insurance requirements will be in your state so that you can plan accordingly.
When comparison shopping, you’ll have to provide many of the details mentioned above, such as your age and the model of the Volkswagen you’re driving, but you can also ask questions of your own.
- Ask about potential auto insurance discounts that weren’t offered upfront
- You can also ask whether there is an app you can download, as some states allow digital proof of insurance
- Get details on the claim process and how you will be able to file with each company
Price is definitely going to be at the top of the list in terms of deciding which auto insurance company you ultimately choose for your Volkswagen insurance, but there are other things to consider when shopping.
What do you look for in an insurance company?
When comparison shopping and researching various companies for Volkswagen auto insurance quotes, you will also want to look into reviews and ratings. Reviews left by customers can help provide insight into what a company is really like, while ratings from J.D. Power or A.M. Best will show you the financial strength and potential longevity of a company.
How do you choose the right auto insurance company?
Selecting the right amount of coverage will depend on your individual situation. Set a monthly budget so that you know what you’ll be able to comfortably afford, and then look for companies that sell insurance within your price range. Comparison shopping two or more insurance providers will show you more well-rounded average monthly rates as well as what types of coverage you’ll be able to purchase. Find out more about what auto insurance exactly does here.
Auto Insurance for Volkswagen: The Bottom Line
No matter the type of Volkswagen you’re looking to insure, you’ll be able to find the best rate by researching multiple companies and providing accurate information when requesting quotes. Don’t forget to ask about potential auto insurance discounts, especially if you can end up combining multiple insurance policies together.
Compare the quotes you receive. However, don’t just focus on the price. Consider the type of coverage you’ll be receiving, as well as how easy it will be to file a claim in the event of an accident. Reading customer reviews will also help you form an opinion on whether or not a company will be the best fit for your Volkswagen auto insurance. Here’s how to find auto insurance quotes online.
Frequently Asked Questions
Is Volkswagen an expensive make to insure?
Volkswagen insurance is going to be different for each model, but it will also depend on the driver behind the wheel. Your age and driving record can affect your auto insurance rates.
Will insurance rates be high for a Volkswagen Jetta?
Overall, the Jetta is one of the least expensive Volkswagen models to insure.
How much is car insurance for a Volkswagen Tiguan?
A Volkswagen Tiguan will be relatively inexpensive to insure, with monthly payments varying based on the body type and age of the vehicle.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.