Most Expensive Cars To Insure In 2013

You might try and save on your automobile insurance by comparing quotes, raising your deductibles, searching high and low for discounts, or installing weird safety features to your vehicle.  The easiest, sure-fire way to save on your insurance, however, might be to just drive a car that’s cheap to insure.

When determining your auto insurance rates, insurance companies look mostly at factors that are beyond your control, including: your age, your gender, your address, your driving record, and your credit score.  Most likely, you won’t be able to change any of those things in the short-term.  In order to save on your insurance rates right away and take advantage of long-term savings, you are going to need to change your vehicle.

Recently, insure.com released their annual list of the most expensive vehicles to insure.  They were able to come to this list by surveying more than 750 car models.  They looked at safety ratings, replacement values, repair costs, theft statistics, etc. to determine which vehicles were more likely to warrant expensive premiums.

Additional data was gathered by taking a look at the average insurance rates per vehicle from six major insurance carriers – Allstate, Farmers, GEICO, Nationwide, Progressive, and State Farm.  They looked at data from 10 ZIP codes per state, took the average insurance rate of each model, and compiled those numbers into their list.

As expected, the costliest cars to insure also happen to be some of the costliest cars.  Exotic, luxury, high-powered vehicles all appear on the most expensive cars to insure list, below the Mercedes-Benz CL600, which topped the list for 2013.

The Top Ten Most Expensive Cars To Insure

Rank Make & model Cyl. Avg. annual premium
1 Mercedes-Benz CL600Mercedes-Benz CL600 12  $     3,357
2 Mercedes-Benz CL65 AMGMercedes-Benz CL65 AMG 12  $     3,330
3 Mercedes-Benz S65 AMGMercedes-Benz S65 AMG	8  $     3,221
4 Mercedes-Benz SL65 AMGMercedes-Benz SL65 AMG	12  $     3,207
5 Mercedes-Benz CL63 AMGMercedes-Benz CL63 AMG	8  $     3,184
6 Mercedes-Benz S600Mercedes-Benz S600	12  $     3,158
7 Mercedes-Benz SL63 AMGMercedes-Benz SL63 AMG	8  $     3,075
8 Mercedes-Benz S63 AMGMercedes-Benz S63 AMG	8  $     2,978
9 Porsche 911 TurboPorsche 911 Turbo	6  $     2,958
10 Porsche 911 Turbo SPorsche 911 Turbo S	6  $     2,925

To get a quote for any of these vehicles, or to see how much it would cost to insure your vehicle, enter your zip code (above or below) to get competitive rates from the most reputable insurance providers.

Click the following link to view our list of the least expensive cars to insure in 2013

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