Chrysler PT Cruiser Insurance [List of Money Saving Tips]

Chrysler PT Cruiser insurance costs on average $78 per month but you can save even more money on your personal Chrysler PT Cruiser insurance rates when you comparison shop online. Your driving record and where you live will impact your Chrysler PT Cruiser insurance quotes, so start comparing now before you pay too much for Chrysler PT Cruiser insurance coverage.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $938 a year or $78 each month
  • A liability-only policy costs around $377 a year or $31 each month
  • Highest rates are for teenage drivers at around $3,428 a year or $286 each month
  • Good drivers can save as much as $387 a year by earning policy discounts
  • Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle

Chrysler PT Cruiser insurance rates are considerably less than the average vehicle with full coverage costing around $938 a year or $78 a month. The highest rates are for teens who will pay around $3,428 a year or $286 a month.

Good drivers can save up to $387 a year by practicing safe driving habits. We’re going to look at Chrysler PT Cruiser insurance rates, safety features, and more.

You can start comparing quotes for Chrysler PT Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.

Chrysler PT Cruiser Insurance Cost

The average Chrysler PT Cruiser auto insurance rates are $938 a year or $78 a month.

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Are Chrysler PT Cruisers Expensive to Insure?

The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Audi SQ5, Hyundai Kona, and Hyundai Tucson.

Vehicle Comprehensive Collision Liability Total
Audi SQ5 $394 $774 $264 $1,542
Hyundai Kona $280 $500 $316 $1,232
Hyundai Tucson $294 $470 $372 $1,294
Honda HR-V $294 $532 $372 $1,356
Mazda CX-3 $308 $500 $372 $1,338
Chevrolet Equinox $308 $532 $372 $1,370
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler PT Cruiser Insurance?

The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser auto insurance coverage.

Age of the Vehicle

The average Chrysler PT Cruiser car insurance rates are higher for newer models. Car insurance for a 2010 Chrysler PT Cruiser costs $938.

Model Year Comprehensive Collision Liability Total
2010 Chrysler PT Cruiser $154 $254 $394 $938
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Driver Age

Driver age can have a significant impact on the cost of Chrysler PT Cruiser auto insurance. For example, 20-year-old drivers pay approximately $1,147 each year for their Chrysler PT Cruiser auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in New York may pay $572 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler PT Cruiser car insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser car insurance with violations on their driving record.

Chrysler PT Cruiser Safety Ratings

Your Chrysler PT Cruiser car insurance rates are influenced by the safety ratings of the Chrysler PT Cruiser. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Poor
Roof strength Not Tested
Head restraints and seats Poor
Source: Insurance Institute for Highway Safety
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Chrysler PT Cruiser Crash Test Ratings

Not only do good Chrysler PT Cruiser crash test ratings mean you are better protected in a crash, but good Chrysler PT Cruiser crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Chrysler PT Cruiser 4 4 4 5
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler PT Cruiser Safety Features

The numerous safety features of the Chrysler PT Cruiser help contribute to lower insurance rates. The 2020 Chrysler PT Cruiser has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler PT Cruiser Finance and Insurance Cost

If you are financing a Chrysler PT Cruiser, most lenders will require your carry higher Chrysler PT Cruiser coverages including comprehensive coverage, so be sure to compare Chrysler PT Cruiser car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chrysler PT Cruiser Insurance

You have more options at your disposal to save money on your Chrysler PT Cruiser auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chrysler PT Cruiser car insurance rates

  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Reduce Your Coverage on an Older Chrysler PT Cruiser
  • Spy on Your Teen Driver
  • Consider Chrysler PT Cruiser Insurance Costs Before Buying a Chrysler PT Cruiser
  • Ask About Welcome Discounts

Top Chrysler PT Cruiser Insurance Companies

The best auto insurance companies for Chrysler PT Cruiser car insurance rates will offer competitive rates, discounts, and account for the Chrysler PT Cruiser’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chrysler PT Cruiser Insurance Quotes Online

You can start comparing quotes for Chrysler PT Cruiser insurance from some of the top car insurance companies by using our free online tool today.

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