Getting the Actual Cash Value of Your Vehicle (2022)

The Actual Cash Value (ACV) of your vehicle estimate can fall as much as 30 percent as soon as you drive off the dealership lot when you purchase a new (or new-to-you) vehicle. The age of your car, the make and model, the mileage, and how many accidents it's been in will all affect the actual cash value of your car. Knowing what your ACV is will help you get as much as you can out of a car insurance accident claim. In this guide, you'll learn how to calculate your actual cash value, and how to negotiate with your auto insurance provider for better rates. If you've recently been in an accident, enter your ZIP code below for a free quote to see how much your car insurance rates may change.

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UPDATED: Jun 16, 2022

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