Audi Q5 Insurance Cost [Rates + Coverage Guide]

Audi Q5 insurance rates are $1,610 a year, or around $134 a month on average. Comprehensive, collision, and liability insurance cost around $392, $572, and $454, respectively.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

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Key takeaways:

  • Full coverage costs around $1,610 a year or $134 each month
  • A liability-only policy costs around $646 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,885 a year or $490 each month
  • Good drivers can save as much as $664 a year by earning policy discounts
  • Audi Q5 insurance costs around $91 more per year than the average vehicle

Audi Q5 insurance rates are about $100 more expensive than the average vehicle. Liability-only coverage costs $54 per month and full coverage is $80 more. Continue reading to learn how you can lower Audi Q5 insurance rates for teen drivers.

You can start comparing quotes for Audi Q5 insurance rates from some of the best auto insurance companies by using our free online tool now.

Audi Q5 Insurance Cost

The average Audi Q5 insurance rates are $1,610 a year or $134 a month.


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Are Audi Q5s Expensive to Insure?

The chart below details how Audi Q5 insurance rates compare to other crossovers like the Nissan Rogue, Subaru Crosstrek, and Mazda CX-5.

VehicleComprehensiveCollisionLiabilityTotal
Audi Q5$362$718$372$1,610
Nissan Rogue$268$512$440$1,400
Subaru Crosstrek$320$512$332$1,300
Mazda CX-5$322$532$372$1,384
Lexus RX 450h$390$718$420$1,708
Infiniti QX30$344$686$398$1,586
Lexus NX 300$376$688$372$1,594

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi Q5 Insurance?

Even though the average annual rate for the Audi Q5 is $1,610, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Audi Q5.

Age of the Vehicle

Older Audi Q5 models generally cost less to insure. For example, auto insurance for a 2020 Audi Q5 costs $1,610, while 2010 Audi Q5 insurance costs are $1,274, a difference of $336.

Model YearComprehensiveCollisionLiabilityTotal
2020 Audi Q5$362$718$372$1,610
2019 Audi Q5$346$690$390$1,584
2018 Audi Q5$332$686$398$1,574
2017 Audi Q5$320$668$416$1,562
2016 Audi Q5$310$640$430$1,538
2015 Audi Q5$292$618$442$1,510
2014 Audi Q5$282$574$452$1,466
2013 Audi Q5$270$540$456$1,424
2012 Audi Q5$258$484$460$1,360
2011 Audi Q5$242$446$460$1,306
2010 Audi Q5$234$418$464$1,274

Driver Age

Driver age can have a significant impact on Audi Q5 insurance rates. For instance, a 30-year-old driver may pay $71 more each year for Audi Q5 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Audi Q5 insurance rates. For example, drivers in Phoenix may pay $885 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Audi Q5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q5 auto insurance with violations on their driving record.

Audi Q5 Safety Ratings

Your Audi Q5 insurance rates are tied to the safety ratings of the Audi Q5. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Audi Q5 Crash Test Ratings

If the Audi Q5 crash test ratings are good, you could have lower Audi Q5 insurance rates. See Audi Q5 crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Audi Q5 SUV AWD5 stars5 stars5 stars4 stars
2020 Audi Q5 PHEV SUV AWDN/RN/RN/RN/R
2019 Audi Q5 SUV AWD5 stars5 stars5 stars4 stars
2018 Audi Q5 SUV AWD Later Release5 stars5 stars5 stars4 stars
2018 Audi Q5 SUV AWD Early Release5 stars5 stars5 stars4 stars
2017 Audi Q5 SUV AWD4 stars4 stars5 stars4 stars
2016 Audi Q5 SUV AWD4 stars4 stars5 stars4 stars
2016 Audi Q5 HEV SUV AWD4 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi Q5 Safety Features

The more safety features you have on your Audi Q5, the more likely it is that you can earn a discount. The Audi Q5’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Audi Q5 Insurance Loss Probability

The lower percentage means lower Audi Q5 insurance rates; higher percentages mean higher Audi Q5 auto insurance rates. Insurance loss probability on the Audi Q5 fluctuates between each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision43%
Property Damage-4%
Comprehensive10%
Personal Injury-39%
Medical Payment-45%
Bodily Injury-22%
Source: Insurance Institute for Highway Safety

Audi Q5 Finance and Insurance Cost

If you are financing a Audi Q5, you will pay more if you purchase Audi Q5 auto insurance at the dealership, so be sure to shop around and compare Audi Q5 insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Audi Q5 Insurance

Drivers can end up saving more money on their Audi Q5 insurance rates by employing any one of the following strategies.

  • Re-Check Audi Q5 Quotes Every 6 Months
  • Provide Your Audi Q5 VIN When Requesting Audi Q5 Auto Insurance Quotes
  • Choose a Audi Q5 with Cheaper Repair Costs
  • Compare Apples to Apples When Comparing Audi Q5 Insurance Quotes and Policies
  • Ask About Usage-Based Insurance for Your Audi Q5

Top Audi Q5 Insurance Companies

Who is the top auto insurance company for Audi Q5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi Q5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi Q5 offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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