How Much is Insurance for a Volkswagen Atlas?

Volkswagen Atlas insurance rates cost $135 per month ($1,624 per year). Mature drivers with good driving records may find rates as low as $954 a year.

FREE Car Insurance Comparison

Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

Full Bio →

Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 28, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Volkswagen Atlas insurance costs around $105 more per year than the average vehicle

Volkswagen Atlas insurance rates are $105 more expensive than the average vehicle. Full coverage costs $135 per month and liability-only coverage costs $54 per month. Teen drivers could pay up to $500 per month. Continue reading to learn how to save money on Volkswagen Atlas insurance rates.

You can start comparing quotes for Volkswagen Atlas insurance rates from some of the best auto insurance companies by using our free online tool now.

Volkswagen Atlas Insurance Cost

The average Volkswagen Atlas insurance rates are $1,624 a year or $135 a month.


Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Volkswagen Atlass Expensive to Insure?

The chart below details how Volkswagen Atlas insurance rates compare to other SUVs like the Cadillac Escalade ESV, Infiniti QX60, and Nissan Armada.

VehicleComprehensiveCollisionLiabilityTotal
Volkswagen Atlas$376$718$372$1,624
Cadillac Escalade ESV$464$720$390$1,732
Infiniti QX60$404$750$372$1,684
Nissan Armada$306$536$338$1,316
Ford Flex$332$566$398$1,454
Lexus RX 350$358$660$440$1,638
Ford Edge$266$500$372$1,296

However, there are a few things you can do to find the cheapest Volkswagen Atlas insurance rates online.

What Impacts the Cost of Volkswagen Atlas Insurance?

The Volkswagen Atlas trim and model you choose can impact the total price you will pay for Volkswagen Atlas auto insurance coverage.

Age of the Vehicle

Older Volkswagen Atlas models generally cost less to insure. For example, auto insurance for a 2020 Volkswagen Atlas costs $1,624, while 2018 Volkswagen Atlas insurance costs are $1,586, a difference of $38.

Model YearComprehensiveCollisionLiabilityTotal
2020 Volkswagen Atlas$376$718$372$1,624
2019 Volkswagen Atlas$358$690$390$1,596
2018 Volkswagen Atlas$344$686$398$1,586

Driver Age

Driver age can have a significant impact on the cost of Volkswagen Atlas auto insurance. For example, 20-year-old drivers pay as much as $2,058 more each year for their Volkswagen Atlas auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Atlas insurance rates. For example, drivers in Houston may pay $1,197 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Atlas auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Atlas auto insurance rates with violations on their driving record.

Volkswagen Atlas Safety Ratings

Your Volkswagen Atlas auto insurance rates are influenced by the Volkswagen Atlas’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Volkswagen Atlas Crash Test Ratings

Volkswagen Atlas crash test ratings can impact your Volkswagen Atlas insurance rates. See Volkswagen Atlas crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Volkswagen Atlas SUV FWD5 stars5 stars5 stars4 stars
2020 Volkswagen Atlas SUV AWD5 stars5 stars5 stars4 stars
2020 Volkswagen Atlas Cross Sport SUV FWDN/RN/RN/RN/R
2020 Volkswagen Atlas Cross Sport SUV AWDN/RN/RN/RN/R
2019 Volkswagen Atlas SUV FWD5 stars5 stars5 stars4 stars
2019 Volkswagen Atlas SUV AWD5 stars5 stars5 stars4 stars
2018 Volkswagen Atlas SUV FWD5 stars5 stars5 stars4 stars
2018 Volkswagen Atlas SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volkswagen Atlas Safety Features

The safety features of the Volkswagen Atlas can impact your Volkswagen Atlas car insurance rates. The Volkswagen Atlas has the following safety features:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • VW Car-Net services (capabilities require enrollment or subscription) Emergency Sos
  • Blind Spot Monitor Blind Spot
  • FCW w/Autonomous Emergency Braking and Rear Traffic Alert
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Side Curtain Protection Curtain 1st, 2nd And 3rd Row Airbags
  • Airbag Occupancy Sensor
  • Power Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camera

Volkswagen Atlas Finance and Insurance Cost

If you are financing a Volkswagen Atlas, most lenders will require your carry higher Volkswagen Atlas coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Atlas insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

5 Ways to Save on Volkswagen Atlas Insurance

You have more options at your disposal to save money on your Volkswagen Atlas auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Volkswagen Atlas car insurance rates

  • Ask About Volkswagen Atlas Safety Discounts
  • Get Married and Ask for a Discount
  • Never Drink and Drive Your Volkswagen Atlas
  • Ask Your Insurance Company About Volkswagen Atlas Discounts
  • Make Sure You’re Raising a Safe Driver

Top Volkswagen Atlas Insurance Companies

Who is the best auto insurance company for Volkswagen Atlas insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Atlas auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Atlas offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Volkswagen Atlas Insurance Quotes Online

You can start comparing quotes for Volkswagen Atlas insurance rates from some of the top auto insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online Car Insurance guide. Get a Free Quote Now!

(855) 898-5028