Are Lexus NX 300s Expensive to Insure? [Comprehensive Guide]

Lexus NX 300 insurance costs $133/month on average. To find cheaper Lexus NX 300 insurance rates, start comparison shopping online with our comprehensive guide. Enter your zip code below to get Lexus NX 300 insurance quotes for your city, and take advantage of Lexus' list of safety features in order to save even more money on your Lexus NX 300 insurance coverage.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,594 a year or $133 each month
  • A liability-only policy costs around $639 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,826 a year or $486 each month
  • Good drivers can save as much as $657 a year by earning policy discounts
  • Lexus NX 300 insurance costs around $75 more per year than the average vehicle

Lexus NX 300 insurance rates are about $75 more per year than the average vehicle with full coverage costing around $1,594 a year or $133 a month.

Good drivers save up to $657 year in policy discounts by practicing safe driving habits. Let’s take a closer look at Lexus NX 300 insurance rates, safety features, and more.

You can start comparing quotes for Lexus NX 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus NX 300 Insurance Cost

The average Lexus NX 300 car insurance costs are $1,594 a year or $133 a month.


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Are Lexus NX 300s Expensive to Insure?

The chart below details how Lexus NX 300 insurance rates compare to other crossovers like the Chevrolet Trax, Audi Q5, and Mazda CX-5.

VehicleComprehensiveCollisionLiabilityTotal
Lexus NX 300$376$688$372$1,594
Chevrolet Trax$280$470$372$1,280
Audi Q5$362$718$372$1,610
Mazda CX-5$322$532$372$1,384
Lincoln MKX$294$596$398$1,446
Honda CR-V$280$408$316$1,140
Lincoln MKT$370$626$450$1,626

However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus NX 300 Insurance?

The Lexus NX 300 trim and model you choose can impact the total price you will pay for Lexus NX 300 car insurance coverage.

Age of the Vehicle

Older Lexus NX 300 models generally cost less to insure. For example, car insurance rates for a 2020 Lexus NX 300 are $1,594, while 2018 Lexus NX 300 rates are $1,556, a difference of $38.

Model YearComprehensiveCollisionLiabilityTotal
2020 Lexus NX 300$376$688$372$1,594
2019 Lexus NX 300$358$660$390$1,566
2018 Lexus NX 300$344$656$398$1,556

Driver Age

Driver age can have a significant effect on the cost of Lexus NX 300 car insurance. For example, a 20-year-old driver could pay around $163 more each month for their Lexus NX 300 car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Lexus NX 300 insurance rates. For example, drivers in New York may pay $973 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Lexus NX 300 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus NX 300 car insurance with violations on their driving record.

Lexus NX 300 Crash Test Ratings

The crash test ratings of the Lexus NX 300 can impact your Lexus NX 300 car insurance rates.

Vehicle TestedOverallFrontalSideRollover
Lexus NX 3005454
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Lexus NX 300 Safety Features

Most drivers don’t realize that not only do Lexus NX 300 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Lexus NX 300 auto insurance rates. The Lexus NX 300’s safety features include:

  • Rearview camera
  • Pre-collision system with pedestrian detection
  • Bicyclist detection
  • Lane departure warning
  • Lane keep assist
  • Adaptive cruise control
  • Traffic sign recognition

Lexus NX 300 Finance and Insurance Cost

If you are financing a Lexus NX 300, most lenders will require your carry higher Lexus NX 300 coverages including comprehensive coverage, so be sure to compare Lexus NX 300 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Lexus NX 300 Insurance

Save more on your Lexus NX 300 car insurance rates. Take a look at the following five strategies that will get you the best Lexus NX 300 auto insurance rates possible.

  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Ask About Retiree Discounts
  • Tell Your Insurer About Different Drivers or Uses for Your Lexus NX 300
  • Compare Lexus NX 300 Quotes Online
  • Ask About Lexus NX 300 Discounts If You Were Listed on Someone Else’s Policy

Top Lexus NX 300 Insurance Companies

Several insurance companies offer competitive rates for the Lexus NX 300 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus NX 300 drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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