How Much is Insurance on an Audi S8? [Rates + Comparison Guide]

Average Audi S8 insurance rates are $215 per month on average, but high-risk drivers will end up paying more for their Audi S8 insurance coverage. Lower your Audi S8 insurance costs by paying your auto insurance bills on time and comparison shopping online for the best insurance prices. Enter your ZIP code now to start comparing Audi S8 insurance quotes in your area.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key Takeaways:

  • Full coverage costs around $2,582 a year or $215 each month
  • A liability-only policy costs around $1035 a year or $86 each month
  • Highest rates are for teenage drivers at around $9,437 a year or $786 each month
  • Good drivers can save as much as $1065 a year by earning policy discounts
  • Audi S8 insurance costs around $1063 more per year than the average vehicle

Audi S8 insurance costs around $1063 more per year than the average vehicle. However, Audi S8 insurance rates don’t have to be expensive for you. We’ll cover some tips to help you save on your Audi S8 auto insurance rates as well as cover several factors that can help decrease your Audi S8 car insurance rates. Stick around. We’re getting started.

You can start comparing quotes for Audi S8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi S8 Insurance Cost

The average Audi S8 car insurance rates are $2,582 a year or $215 a month.

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Are Audi S8s Expensive to Insure?

The chart below details how Audi S8 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Audi A4 and Volvo S90.

Vehicle Comprehensive Collision Liability Total
Audi S8 $658 $1368 $398 $2,582
Mercedes-Benz E300 $394 $744 $338 $1,612
Audi A4 $332 $656 $398 $1,544
Volvo S90 $356 $714 $398 $1,626
Audi S7 $532 $1250 $398 $2,338
Volvo S60 $332 $656 $398 $1,544
Lexus ES 350 $362 $656 $316 $1,470
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi S8 Insurance?

You might have noticed that there is a multitude of factors that impact Audi S8 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Audi S8.

Age of the Vehicle

Older Audi S8 models generally cost less to insure. For example, auto insurance for a 2018 Audi S8 costs $2,582, while 2013 Audi S8 insurance costs are $2,228, a difference of $354.

Model Year Comprehensive Collision Liability Total
2018 Audi S8 $658 $1368 $398 $2,582
2017 Audi S8 $636 $1336 $416 $2,546
2016 Audi S8 $612 $1280 $430 $2,480
2015 Audi S8 $580 $1236 $442 $2,416
2014 Audi S8 $558 $1146 $452 $2,314
2013 Audi S8 $534 $1080 $456 $2,228
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Driver Age

Driver age can have a significant effect on Audi S8 car insurance rates. For example, 20-year-old drivers pay $3,157 more for their Audi S8 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Audi S8 insurance rates. For example, drivers in Phoenix may pay $1,420 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Audi S8 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Audi S8 car insurance with violations on their driving record.

Audi S8 Crash Test Ratings

Good Audi S8 crash test ratings can lower your Audi S8 auto insurance rates. See Audi S8 crash test results below:

Federal Government Crash Test Ratings 2020 2019 2018
Overall Rating Not Rated Not Rated Not Rated
Frontal Crash Not Rated Not Rated Not Rated
Side Crash Not Rated Not Rated Not Rated
Rollover Not Rated Not Rated Not Rated
Source: National Highway Traffic Safety Administration

Audi S8 Safety Features

Having a variety of safety features on your Audi S8 can help lower your insurance costs. According to AutoBlog, the 2020 Audi S8’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Audi connect Emergency Sos
  • Audi parking system plus Front And Rear Parking Sensors
  • Audi pre sense basic
  • Lane Departure Warning
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • SIDEGUARD Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Top view with 360 surround view Back-Up Camera
  • Top view with 360 surround view Front Camera
  • Top view with 360 surround view Left Side Camera
  • Top view with 360 surround view Right Side Camera

Audi S8 Insurance Loss Probability

Insurance loss probability on the Audi S8 fluctuates between each type of coverage. The lower percentage means lower Audi S8 car insurance rates; higher percentages mean higher Audi S8 auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 188%
Property Damage no data
Comprehensive 166%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
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Audi S8 Finance and Insurance Cost

When financing a Audi S8, most lenders will require your carry higher Audi S8 coverage options including comprehensive coverage, so be sure to shop around and compare Audi S8 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Audi S8 Insurance

You have more options at your disposal to save money on your Audi S8 auto insurance costs. For example, try taking advantage of the following three strategies to reduce your Audi S8 car insurance rates.

  • Pay Your Audi S8 Insurance Upfront
  • Improve your Credit Score (Including Paying Your Audi S8 Auto Insurance on Time)
  • Re-Check Audi S8 Car Insurance Quotes Every 6 Months

Top Audi S8 Insurance Companies

Several insurance companies offer competitive rates for the Audi S8 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Audi S8 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6
Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings
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Compare Free Audi S8 Insurance Quotes Online

To start comparing Audi S8 car insurance quotes for free, use our online car insurance comparison tool.

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