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Does running a red light increase your auto insurance rates?Post

Does running a red light increase your auto insurance rates?

So you were in a hurry and ran a red light. You got caught – either by a police officer or a red light camera. Does a red light affect insurance rates? If you are wondering if a red light running violation will affect your driving record, we are here to help. Today, we’re explaining...

So you were in a hurry and ran a red light. You got caught &...

Does a parking ticket affect your insurance rates?Post

Does a parking ticket affect your insurance rates?

Getting a parking ticket can be annoying. But do parking tickets go on your record or affect your auto insurance premiums? Will you pay more for car insurance because you have an unpaid parking ticket? Today, we’re answering all your questions about how parking tickets affect car insurance. Do parking tickets go on your record?...

Getting a parking ticket can be annoying. But do parking tic...

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How Vehicle Make and Model Affects Your Auto Insurance Rates (2024)Post

How Vehicle Make and Model Affects Your Auto Insurance Rates (2024)

A number of factors go into the cost of car insurance – including everything from your ZIP code to your driving history. However, your vehicle’s make and model can also have a significant impact on your premiums. Today, we’re explaining everything you need to know about how vehicle make and model affects your car insurance...

A number of factors go into the cost of car insurance – in...

Is auto insurance cheaper if I park in a garage vs the street?Post

Is auto insurance cheaper if I park in a garage vs the street?

There are plenty of auto insurance discounts available today. However, many drivers are unaware of these discounts. Garage parking is one such discount: will you pay lower insurance rates when you park your car in a garage? Do people who park on the street pay higher rates for car insurance? Today, we’re answering all your...

There are plenty of auto insurance discounts available today...

How does your driving experience affect auto insurance rates?Post

How does your driving experience affect auto insurance rates?

So you’re applying for vehicle insurance – but you don’t have a lot of experience. Or maybe you’re an experienced driver with 40+ years of accident-free driving history and you’re looking for a discount.Read More: Average Cost of Auto Insurance How important is driving experience when it comes to calculating insurance rates? How much of...

So you’re applying for vehicle insurance – but you don�...

What type of used car has the cheapest auto insurance rates?Post

What type of used car has the cheapest auto insurance rates?

What type of used car has the cheapest auto insurance rate? If you’re wondering about the cheapest used cars to insure, it all comes down to make and model, which will affect the price of your monthly auto insurance rates. When it comes to your car insurance rate, there are a lot of factors that...

What type of used car has the cheapest auto insurance rate? ...

Do auto insurance rates go down at 25?Post

Do auto insurance rates go down at 25?

A young drivers or teenage driver typically pays more for car insurance policy than older drivers do. A car insurance company views younger drivers as a higher risk, and they have the stats to back up this assertion. Young drivers are involved in more accidents, drive faster, and are more reckless behind the wheel. Because...

A young drivers or teenage driver typically pays more for ca...

The High Costs of DUI Auto Insurance Rates (2024)Post

The High Costs of DUI Auto Insurance Rates (2024)

If you’re trying to save money on car insurance, a DUI conviction is the absolute worst thing that could possibly happen to you. One conviction can double, or even triple your existing rates, and leave you in the dog house for years to come. In worst case scenarios, your insurance provider may even cancel your...

If you’re trying to save money on car insurance, a DUI con...

Why is auto insurance more expensive than the value of my car?Post

Why is auto insurance more expensive than the value of my car?

The following is an exported forum post from our discontinued forum. If you would like to reply to this old forum post, please post a comment below. My car is only worth $500, but i pay more than $1000 to insure it LOLRead More: Average Cost of Auto Insurance why is the insurance for the...

The following is an exported forum post from our discontinue...

How Age Affects Your Auto Insurance Rates (2024)Post

How Age Affects Your Auto Insurance Rates (2024)

While car insurance companies look at a variety of factors when determining your rates, one of the most important is age. Average car insurance rates by age and gender can vary significantly, with younger drivers paying much more for coverage. The reason average car insurance rates by age per month vary so much is that...

While car insurance companies look at a variety of factors w...

Do gay men pay more for auto insurance?Post

Do gay men pay more for auto insurance?

According to a number of studies, gay males and females score poorly when it comes to driving safety. The brains of these two groups seem to be wired similarly in some aspects as both groups score poorly on navigation tests and other tasks that require spatial awareness (see below). Despite these findings, when determining rates, insurance...

According to a number of studies, gay males and females scor...

How Biking Instead of Driving Can Help You Save on Auto Insurance (2024)Post

How Biking Instead of Driving Can Help You Save on Auto Insurance (2024)

As America grows more and more environmentally conscious, an increasing number of people in the country have decided to hit the road in their bicycles instead of their automobiles. There are a number of reasons why people choose to leave their car keys at home and strap on their bicycle helmets. The leading factors which...

As America grows more and more environmentally conscious, an...

Does your income affect your auto insurance rates?Post

Does your income affect your auto insurance rates?

The formula for determining your auto insurance rates is a long and complex one that even rocket-scientists would have a hard time cracking. As more studies are done and more data is analyzed, however, a strong correlation between your income and the amount you pay for insurance is starting to be discovered. There are lots...

The formula for determining your auto insurance rates is a l...

Vehicle History and Its Effect on Auto Insurance Rates (2024)Post

Vehicle History and Its Effect on Auto Insurance Rates (2024)

One of the major things auto insurance companies look at when determining your insurance premiums is your vehicle’s history, most notably: Has it been in any accidents? How many? How many times has it been in for repairs? Insurance companies will look at a vehicle history report (looking up each vehicle using its VIN number)...

One of the major things auto insurance companies look at whe...

Is auto insurance more expensive for black people?Post

Is auto insurance more expensive for black people?

To call making racial generalizations a taboo topic in the United States is an understatement. Auto insurance companies, however, do discriminate. As many of you know, insurance companies classify their customers into many different groupings to determine who is and isn’t a high risk driver. This is all based on statistics – and statistically speaking,...

To call making racial generalizations a taboo topic in the U...

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Does a long commute affect your auto insurance rates?

Imagine moving with your family to your dream house in the suburbs. Gone is the hustle and bustle of city life! You’re now in the midst of what most people will call “peace”, where you actually know the names of your neighbors, where the pace of life seems to slow from a mad spring to...

Imagine moving with your family to your dream house in the s...

Your Credit Score and Auto Insurance QuotesPost

Your Credit Score and Auto Insurance Quotes

This might come as a bit of a surprise to you, but it is a fact that many auto insurance companies are starting to do credit checks before awarding auto insurance quotes. If your credit score is bad, there is a good chance that you might see very high premiums on your auto insurance. In...

This might come as a bit of a surprise to you, but it is a f...

How To Budget for Auto Insurance (2024)Post

How To Budget for Auto Insurance (2024)

Finding the right car insurance policy may take some time, but once you decide on the right company, all that’s left is to pay the premiums. You must pay your insurance premiums on time to maintain an active policy. The best way to ensure you don’t have a lapse in auto insurance coverage is to...

Finding the right car insurance policy may take some time, b...

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Signs You Are Paying Too Much for Auto Insurance (2024)

Watching for the top three signs that you are paying too much for auto insurance can make it easy to add some padding to your budget. Let’s face it. We have all asked ourselves, “Do I have too much auto insurance coverage?” and “Why is my insurance so high?” (read our “How To Budget for...

Watching for the top three signs that you are paying too muc...

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How Your Driving Record Impacts Your Auto Insurance Rates (2024)

How does my driving record affect my auto insurance rates? Can you get auto insurance that doesn’t check driving records? Where can I get bad driving record auto insurance? These are some of the questions that might be running through your mind. There are many factors that go into how your driving record impacts your auto...

How does my driving record affect my auto insurance rates? ...

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