GMC Yukon XL Insurance Rates [List of Money Saving Tips]

GMC Yukon XL insurance costs $121 per month on average, but a good driving record can save you money on your GMC Yukon XL insurance coverage. Refer to this list for different car insurance discounts you can apply to your GMC Yukon XL insurance rates to save money. State Farm and GEICO are the most popular companies for GMC Yukon XL insurance quotes.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $583 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,314 a year or $443 each month
  • Good drivers can save as much as $599 a year by earning policy discounts
  • GMC Yukon XL insurance costs around $65 less per year than the average vehicle

GMC Yukon XL insurance rates will be around $65 less per year than the average vehicle, with full coverage costing around $1,454 a year or $121 a month. Good drivers can get discounts up to $599 a year for practicing safe driving habits. Let’s take a look at GMC Yukon XL insurance rates, crash test ratings, and more.

You can start comparing quotes for GMC Yukon XL car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Yukon XL Insurance Cost

The average GMC Yukon XL car insurance costs are $1,454 a year or $121 a month.

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Are GMC Yukon XLs Expensive to Insure?

The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the Jeep Wrangler, Volkswagen Atlas, and Lexus RX 350.

Vehicle Comprehensive Collision Liability Total
GMC Yukon XL $362 $562 $372 $1,454
Jeep Wrangler $280 $376 $420 $1,256
Volkswagen Atlas $358 $690 $390 $1,596
Lexus RX 350 $358 $660 $440 $1,638
Buick Encore $322 $562 $372 $1,414
Acura MDX $376 $562 $372 $1,468
Honda Pilot $336 $470 $372 $1,336
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Yukon XL Insurance?

The GMC Yukon XL trim and model you choose can impact the total price you will pay for GMC Yukon XL insurance coverage.

Age of the Vehicle

Older GMC Yukon XL models generally cost less to insure. For example, car insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.

Model Year Comprehensive Collision Liability Total
2020 GMC Yukon XL $362 $562 $372 $1,454
2019 GMC Yukon XL $346 $542 $390 $1,436
2018 GMC Yukon XL $332 $536 $398 $1,424
2017 GMC Yukon XL $320 $524 $416 $1,418
2016 GMC Yukon XL $310 $502 $430 $1,400
2015 GMC Yukon XL $292 $484 $442 $1,376
2014 GMC Yukon XL $282 $450 $452 $1,342
2013 GMC Yukon XL $270 $424 $456 $1,308
2012 GMC Yukon XL $258 $380 $460 $1,256
2011 GMC Yukon XL $242 $350 $460 $1,210
2010 GMC Yukon XL $234 $328 $464 $1,184
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Driver Age

Driver age can have a significant effect on GMC Yukon XL car insurance rates. For example, 30-year-old drivers pay $64 more for GMC Yukon XL car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in Phoenix may pay $799 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of GMC Yukon XL car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL car insurance with violations on their driving record.

GMC Yukon XL Safety Ratings

Your GMC Yukon XL auto insurance rates are tied to the GMC Yukon XL’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Crash Test Ratings

Not only do good GMC Yukon XL crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper GMC Yukon XL auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Yukon XL SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon XL SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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GMC Yukon XL Safety Features

Having a variety of safety features on your GMC Yukon XL can help lower your GMC Yukon XL insurance costs. The GMC Yukon XL’s safety features include:

  • Electronic stability control and traction control – StabiliTrak
  • Lane keep assist with lane departure warning
  • Hill-start assist
  • Front and rear park assist
  • Automatic emergency braking

GMC Yukon XL Insurance Loss Probability

Another contributing factor that affects GMC Yukon XL car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 11%
Property Damage -1%
Comprehensive 37%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Finance and Insurance Cost

If you are financing a GMC Yukon XL, you will pay more if you purchase GMC Yukon XL car insurance at the dealership, so be sure to shop around and compare GMC Yukon XL car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on GMC Yukon XL Insurance

You have more options at your disposal to save money on your GMC Yukon XL auto insurance costs. For example, try taking advantage of the following five strategies to reduce your GMC Yukon XL car insurance rates

  • Ask About Loyalty Discounts
  • Remove Unnecessary Insurance Once Your GMC Yukon XL is Paid Off
  • Reduce Your Coverage on an Older GMC Yukon XL
  • Get Married and Ask for a Discount
  • Don’t Skimp On GMC Yukon XL Liability Coverage

Top GMC Yukon XL Insurance Companies

Who is the top auto insurance company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free GMC Yukon XL Insurance Quotes Online

You can start comparing quotes for GMC Yukon XL insurance from some of the top car insurance companies by using our free online tool today.

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