Get Affordable Mecca, CA Auto Insurance Quotes (2024)
Mecca, CA insurance rates average $306.44 per month. With a median age of 25.3 years old, Mecca's population is young, and younger drivers tend to pay more for their auto insurance. Other factors that impact your insurance rate include your commute and driving history. A single speeding ticket can raise your rates as much as 45 percent. However, it's certainly possible to find cheap Mecca, CA auto insurance. Enter your ZIP code below to start comparing Mecca, CA auto insurance rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Your auto insurance rates in Mecca are influenced by your location, driving record, commute, and more.
- Younger drivers will pay more for their auto insurance, but California has made it illegal to charge you more because of your gender.
- While Mecca has a relatively young population, it is still possible to find cheap Mecca, CA auto insurance.
Are you looking for cheap Mecca, CA auto insurance rates? Do you live in Mecca and need insurance? We can help you out.
Your auto insurance rates vary based on many factors, including where you live. Your city and ZIP code will change your rates, sometimes considerably. But there are other important factors, like your driving record and age. Let’s take a closer look at these.
Along the way we’ll see how to save on auto insurance in Mecca, CA.
If you would like to compare Mecca auto insurance online, enter your ZIP code at the top of this page and get free Mecca, CA auto insurance quotes from the best auto insurance companies.
What are Mecca, CA auto insurance rates?
Let’s get right into rates for auto insurance in Mecca. It’s not impossible to find cheap Mecca, CA auto insurance. The average auto insurance premium for a driver in Mecca is $3,677.31 per year. That works out to $306.44 per month, but this is just the average.
There are many things that can influence your auto insurance rates, which we will be going over.
The table below shows how much you might pay from each major insurer for the different levels of insurance coverage.
| Companies | Average Annual Rates with Low Coverage | Average Annual Rates with Medium Coverage | Average Annual Rates with High Coverage |
|---|---|---|---|
| USAA | $2,340.21 | $2,608.24 | $2,737.51 |
| Liberty Mutual | $2,509.28 | $2,719.19 | $2,858.84 |
| Geico | $2,664.46 | $2,933.60 | $3,122.49 |
| Progressive | $2,693.58 | $3,027.71 | $3,143.69 |
| Travelers | $2,872.04 | $3,321.36 | $3,538.61 |
| State Farm | $3,945.65 | $4,388.61 | $4,637.07 |
| Nationwide | $4,336.68 | $4,822.74 | $5,117.18 |
| Allstate | $4,407.22 | $4,605.07 | $4,720.66 |
| Farmers | $4,737.41 | $5,107.84 | $5,370.54 |
What are the best auto insurance companies in California? Who actually has the cheapest insurance? For each of these levels of coverage, the best rates come from USAA, Liberty Mutual, and Geico.
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How are your auto insurance rates determined?
But what factors affect these auto insurance rates?
Let’s dig into a few of these.
How do age and gender affect auto insurance rates?
Your age affects auto insurance rates. The median age in Mecca is 25.3 years old. That’s a fairly young town, and Mecca insurance rates reflect that.
That’s great if you want to go to Coachella, but it’s not so great for your insurance rates. That’s because insurance companies charge young drivers more money for their coverage.
Younger drivers have simply spent less time driving. They’re more inexperienced and prone to getting into an accident, or at least that’s how auto insurers generalize it. You can see auto insurance quotes by the age of the driver in Mecca, CA below.
| Driver Demographics | Average Annual Auto Insurance Rates |
|---|---|
| Married 60-year-old female | $2,192.18 |
| Married 60-year-old male | $2,211.80 |
| Married 35-year-old male | $2,483.40 |
| Married 35-year-old female | $2,515.29 |
| Single 25-year-old female | $3,162.45 |
| Single 25-year-old male | $3,300.26 |
| Single 17-year-old female | $6,089.36 |
| Single 17-year-old male | $7,463.77 |
Though this table shows a difference in rates based on gender, it’s a little out of date. That’s because California issued new regulations in 2019 that prohibit gender discrimination for auto insurance.
That’s good news for young males, as they used to have the highest rates of any group. Age still matters, though.
How does your driving record affet auto insurance rates?
It’s probably not surprising to you that your driving record impacts your insurance rates. In fact, that’s the biggest factor that impacts them.
How does a DUI affects auto insurance premiums in Mecca, CA? Just one at-fault accident or DUI can more than double your rates. Take a look at the table below.
| Companies | Average Annual Rates with a Clean record | Average Annual Rates with One At-Fault Accident | Average Annual Rates with One DUI | Average Annual Rates with One Speeding Violation |
|---|---|---|---|---|
| USAA | $1,704.20 | $2,524.44 | $4,152.53 | $1,866.77 |
| Progressive | $1,938.46 | $3,273.60 | $3,815.00 | $2,792.92 |
| Geico | $2,041.81 | $3,108.09 | $3,945.21 | $2,532.29 |
| Travelers | $2,187.30 | $3,505.46 | $4,103.71 | $3,179.56 |
| Liberty Mutual | $2,339.19 | $3,134.81 | $2,830.00 | $2,479.08 |
| Allstate | $2,706.27 | $4,698.98 | $7,315.41 | $3,589.92 |
| State Farm | $3,080.65 | $3,677.29 | $6,959.28 | $3,577.87 |
| Nationwide | $3,315.52 | $4,249.42 | $7,221.10 | $4,249.42 |
| Farmers | $3,747.42 | $5,104.62 | $6,364.94 | $5,070.75 |
As you can see, your rates will rise with these violations.
- 19 to 74 percent with one at-fault accident
- 21 to 170 percent with one DUI
- Six to 45 percent with one speeding ticket
Having a designated driver and obeying speed limits can help prevent a huge hike that will hurt your bank account.
How does your commute affect auto insurance rates?
Your auto insurance rates can change based on your commute. And with Mecca’s average commute time being around 25.4 minutes according to DataUSA, chances are good your workplace isn’t super close to your house.
The table below shows average rates by commute and how they can change.
| Companies | Average Annual Rates for 10 Miles Commute 6,000 Annual Mileage | Average Annual Rates for 25 Miles Commute 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,123.94 | $5,031.35 |
| Farmers | $4,602.43 | $5,541.43 |
| Geico | $2,641.63 | $3,172.07 |
| Liberty Mutual | $2,475.30 | $2,916.24 |
| Nationwide | $4,210.32 | $5,307.41 |
| Progressive | $2,684.37 | $3,225.62 |
| State Farm | $4,167.29 | $4,480.26 |
| Travelers | $2,917.41 | $3,570.60 |
| USAA | $2,361.93 | $2,762.04 |
With these major insurers, your rates will increase anywhere from eight to 26 percent just for having a longer commute.
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How does your credit rating affect auto insurance rates?
Another factor that can affect your auto insurance rates is your credit score. Take a look at the changes in U.S. average annual auto insurance rates by credit score.
| Insurance Companies | Average Annual Rates with Good Credit | Average Annual Rates with Fair Credit | Average Annual Rates with Poor Credit |
|---|---|---|---|
| USAA | $1,821.20 | $2,219.83 | $3,690.73 |
| State Farm | $2,174.26 | $2,853.00 | $4,951.20 |
| Geico | $2,434.82 | $2,986.79 | $4,259.50 |
| American Family | $2,691.74 | $3,169.53 | $4,467.98 |
| Nationwide | $2,925.94 | $3,254.83 | $4,083.29 |
| Progressive | $3,628.85 | $3,956.31 | $4,737.64 |
| Farmers | $3,677.12 | $3,899.41 | $4,864.14 |
| Allstate | $3,859.66 | $4,581.16 | $6,490.65 |
| Travelers | $4,058.97 | $4,344.10 | $5,160.22 |
| Liberty Mutual | $4,388.18 | $5,604.24 | $8,802.22 |
What auto insurance agencies are in Mecca, CA?
The big questions are:
- How do I find auto insurance near me?
- Who offers the cheapest Mecca, CA auto insurance quotes?
- Who are the best auto insurance companies in Mecca, CA?
Let’s try and find an affordable Mecca, CA auto insurance company. Before you buy Mecca, CA auto insurance, make sure to research multiple insurance providers to find the best quotes.
There are numerous auto insurance agencies in and near Mecca, CA. Some of the top auto insurance agents near Mecca, CA include:
- Safer Insurance Agency
85900 Grapefruit Blvd, Coachella, CA 92236
(760) 625-0580 - Jose Borunda – Farmer’s Insurance
49255 Grapefruit Blvd Ste 2, Coachella, CA 92236
(760) 398-6013 - Magnolia Auto Insurance Service in Coachella
49975 Harrison St Ste E, Coachella, CA 92236
(760) 391-5432 - Safer Insurance Agency
49913 Harrison St, Coachella, CA 92236
(760) 391-5885 - Jose E Torres
45900 Fargo St, Indio, CA 92201
(760) 775-4355 - Avila Insurance Agency
83135 Requa Ave Ste 2, Indio, CA 92201
(760) 342-3146 - Tony Moreno Insurance Services
82013 Doctor Carreon Blvd Ste N, Indio, CA 92201
(760) 775-1564 - Adriana’s Insurance Services
82590 Us Highway 111 Ste A101, Indio, CA 92201
(760) 680-4700 - Daniel Harris
45255 Fargo St Ste 110, Indio, CA 92201
(760) 347-2500 - Martha King
82500 Us Highway 111 Ste 6, Indio, CA 92201
(760) 698-8025 - Safer Insurance in Indio, CA
44655 Jackson St, Indio, CA 92201
(760) 342-3399
Do you live and drive around Mecca? Are you shopping looking for a Mecca insurance company?
Enter your ZIP code to get FREE quotes from the from the top Mecca, CA auto insurance companies.
Frequently Asked Questions
What factors can influence my auto insurance rates in Mecca, CA?
Several factors can impact your auto insurance rates in Mecca, CA, including your location, driving record, age, and commute. Other factors may include your credit rating and the type of coverage you choose.
What is the average auto insurance rate in Mecca, CA?
The average auto insurance premium for a driver in Mecca is $3,677.31 per year or $306.44 per month. However, these rates are just an average, and your actual rates may vary based on individual factors.
How do age and gender affect auto insurance rates in Mecca, CA?
Younger drivers tend to pay more for auto insurance, and Mecca’s young population reflects this trend. While gender used to impact insurance rates, California implemented regulations in 2019 that prohibit gender discrimination in auto insurance.
How does my driving record affect auto insurance rates?
Your driving record has a significant impact on your auto insurance rates. A single at-fault accident or DUI can more than double your rates. Maintaining a clean driving record and avoiding traffic violations can help keep your rates lower.
How does my commute affect auto insurance rates?
Your commute can affect your auto insurance rates. Longer commute distances may result in higher rates because of increased exposure to potential accidents. Some insurers may charge higher premiums for longer commutes.
Can my credit rating affect my auto insurance rates?
Yes, your credit rating can affect your auto insurance rates. In general, individuals with lower credit scores may face higher insurance premiums. However, each insurance company has its own method of evaluating creditworthiness, so the impact may vary.
Compare over 200 auto insurance companies at once!
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.