Best Nissan Sentra Insurance Rates [How to Find Cheap Rates]

Nissan Sentra insurance rates are $1,390/yr, or $116 /mo on average. This is about $129 less per year than the average vehicle. A liability-only policy is $557/yr or $46/mo. Good drivers can save up to $573 a year on Nissan Sentra insurance by earning discounts on their policy.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,390 a year or $116 each month
  • A liability-only policy costs around $557 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,080 a year or $423 each month
  • Good drivers can save as much as $573 a year by earning policy discounts
  • Nissan Sentra insurance costs around $129 less per year than the average vehicle

Nissan Sentra insurance rates are $129 cheaper than the average vehicle. You can pay as low as $46 per month for auto insurance. Teen drivers could pay up to $423 per month for Nissan Sentra insurance rates. Continue reading to learn how you can slash Nissan Sentra insurance rates.

You can start comparing quotes for Nissan Sentra insurance rates from some of the best auto insurance companies by using our free online tool now.

Nissan Sentra Insurance Cost

The average Nissan Sentra auto insurance costs are $1,390 a year or $116 a month.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Are Nissan Sentras Expensive to Insure?

The chart below details how Nissan Sentra insurance rates compare to other sedans like the Audi S3, Ford Focus, and Volkswagen Passat.

Vehicle Comprehensive Collision Liability Total
Nissan Sentra $266 $594 $372 $1,390
Audi S3 $356 $744 $264 $1,474
Ford Focus $244 $536 $398 $1,336
Volkswagen Passat $332 $600 $390 $1,480
Mazda 3 $308 $562 $372 $1,400
Infiniti Q50 $344 $686 $398 $1,586
Subaru Legacy $370 $506 $338 $1,350
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Sentra Insurance?

The Nissan Sentra trim and model you choose can impact the total price you will pay for Nissan Sentra auto insurance coverage.

Age of the Vehicle

The average Nissan Sentra auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Nissan Sentra cost $1,390, while the 2010 Nissan Sentra rates are $1,140, a difference of $250.

Model Year Comprehensive Collision Liability Total
2020 Nissan Sentra $266 $594 $372 $1,390
2019 Nissan Sentra $254 $570 $390 $1,372
2018 Nissan Sentra $244 $566 $398 $1,366
2017 Nissan Sentra $236 $552 $416 $1,362
2016 Nissan Sentra $228 $530 $430 $1,346
2015 Nissan Sentra $216 $512 $442 $1,328
2014 Nissan Sentra $206 $474 $452 $1,290
2013 Nissan Sentra $198 $446 $456 $1,258
2012 Nissan Sentra $190 $400 $460 $1,208
2011 Nissan Sentra $178 $368 $460 $1,164
2010 Nissan Sentra $172 $346 $464 $1,140
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Nissan Sentra auto insurance. For example, 30-year-old drivers pay approximately $61 more for their Nissan Sentra auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Sentra insurance rates. For example, drivers in New York may pay $848 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Sentra auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Sentra auto insurance rates with violations on their driving record.

Nissan Sentra Safety Ratings

The Nissan Sentra’s safety ratings will affect your Nissan Sentra auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Nissan Sentra Crash Test Ratings

Poor Nissan Sentra crash test ratings could mean higher Nissan Sentra insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Sentra 4 DR FWD N/R N/R N/R N/R
2019 Nissan Sentra SR Turbo 4 DR FWD N/R N/R 5 stars 4 stars
2019 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2019 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2018 Nissan Sentra Turbo 4 DR FWD N/R N/R N/R N/R
2018 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2018 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2017 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2017 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2016 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Nissan Sentra Safety Features

The more safety features you have on your Nissan Sentra, the more likely it is that you can earn a discount. The Nissan Sentra’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Blind Spot Warning (BSW) Blind Spot
  • Intelligent Forward Collision Warning with AEB
  • Lane Departure Warning (LDW) Lane Departure Warning
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • RearView Monitor Back-Up Camera

Nissan Sentra Insurance Loss Probability

Insurance loss probability on the Nissan Sentra fluctuates between each type of coverage. The lower percentage means lower Nissan Sentra insurance rates; higher percentages mean higher Nissan Sentra auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 20%
Property Damage 7%
Comprehensive -19%
Personal Injury 58%
Medical Payment 79%
Bodily Injury 41%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Nissan Sentra Finance and Insurance Cost

If you are financing a Nissan Sentra, most lenders will require your carry higher Nissan Sentra coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Sentra insurance rates from the best auto insurance companies using our FREE tool below.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

5 Ways to Save on Nissan Sentra Insurance

If you want to reduce the cost of your Nissan Sentra insurance rates, follow these tips below:

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Take a Refresher Course as an Older Driver
  • Install an Aftermarket Anti-Theft Device for Your Nissan Sentra
  • Use an Accurate Job Title When Requesting Nissan Sentra Auto Insurance
  • Add a More Experienced Driver to Your Nissan Sentra Policy

Top Nissan Sentra Insurance Companies

Who is the top auto insurance company for Nissan Sentra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Sentra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Sentra offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Nissan Sentra Insurance Quotes Online

You can start comparing quotes for Nissan Sentra insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption