Audi Q3 Car Insurance [Everything You Need to Know]

The cost of Audi Q3 auto insurance rates are $1,586 a year, or around $132 a month on average. Good drivers can save as much as $2,446 a year over higher risk drivers.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Audi Q3 insurance costs around $67 more per year than the average vehicle

Audi Q3 insurance rates are slightly more than the average vehicle with full coverage costing around $1,586 a year or $132 a month. Teens have the highest rates at around $5,797 a year or $483 a month as high-risk drivers.

Good drivers can save up to $654 a year in policy discounts by practicing safe driving habits. Let’s go over Audi Q3 insurance rates, safety ratings, and more.

You can start comparing quotes for Audi Q3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi Q3 Insurance Cost

The average Audi Q3 car insurance rates are $1,586 a year or $132 a month.


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Are Audi Q3s Expensive to Insure?

The chart below details how Audi Q3 insurance rates compare to other SUVs like the Mazda CX-9, GMC Acadia, and GMC Yukon XL.

VehicleComprehensiveCollisionLiabilityTotal
Audi Q3$344$686$398$1,586
Mazda CX-9$332$542$390$1,422
GMC Acadia$294$470$372$1,294
GMC Yukon XL$362$562$372$1,454
Volkswagen Atlas$358$690$390$1,596
Lexus RX 350$358$660$440$1,638
Dodge Journey$322$532$372$1,384

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi Q3 Insurance?

The Audi Q3 trim and model you choose can impact the total price you will pay for Audi Q3 insurance coverage.

Age of the Vehicle

The average Audi Q3 car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Audi Q3 are $1,586, while 2015 Audi Q3 rates are $1,522, a difference of $64.

Model YearComprehensiveCollisionLiabilityTotal
2018 Audi Q3$344$686$398$1,586
2017 Audi Q3$332$668$416$1,574
2016 Audi Q3$320$640$430$1,548
2015 Audi Q3$304$618$442$1,522

Driver Age

Driver age can have a significant impact on Audi Q3 auto insurance rates. For example, 20-year-old drivers pay approximately $1,939 more each year for their Audi Q3 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Audi Q3 insurance rates. For example, drivers in New York may pay $968 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Audi Q3 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q3 car insurance with violations on their driving record.

Audi Q3 Safety Ratings

Your Audi Q3 auto insurance rates are influenced by the Audi Q3’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Audi Q3 Crash Test Ratings

Good Audi Q3 crash test ratings mean the VW is safer, which could mean cheaper Audi Q3 car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Audi Q3 SUV AWD5 stars4 stars5 stars4 stars
2019 Audi Q3 SUV AWD5 stars4 stars5 stars4 stars
2018 Audi Q3 SUV FWDN/RN/RN/RN/R
2018 Audi Q3 SUV AWDN/RN/RN/RN/R
2017 Audi Q3 SUV FWDN/RN/RN/RN/R
2017 Audi Q3 SUV AWDN/RN/RN/RN/R
2016 Audi Q3 SUV FWDN/RN/RN/RN/R
2016 Audi Q3 SUV AWDN/RN/RN/RN/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi Q3 Safety Features

The safety features of the Audi Q3 can impact your Audi Q3 car insurance rates. The Audi Q3 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Audi Q3 Insurance Loss Probability

The Audi Q3’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Audi Q3, others are more favorable and lead to lower insurance rates.

Insurance Coverage CategoryLoss Rate
Collision16%
Property Damage-31%
Comprehensive-6%
Personal Injuryno data
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Audi Q3 Finance and Insurance Cost

If you are financing a Audi Q3, you will pay more if you purchase Audi Q3 car insurance at the dealership, so be sure to shop around and compare Audi Q3 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Audi Q3 Insurance

You can save more money on your Audi Q3 auto insurance rates by employing any of the following five strategies.

  • Install an Aftermarket Anti-Theft Device for Your Audi Q3
  • Buy An Older Audi Q3
  • Consider Audi Q3 Insurance Costs Before Buying a Audi Q3
  • Don’t Always Pick the Cheapest Audi Q3 Insurance Policy
  • Park Your Audi Q3 Somewhere Safe – like a Garage or Private Driveway

Top Audi Q3 Insurance Companies

Several insurance companies offer competitive rates for the Audi Q3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Audi Q3 drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Audi Q3 Insurance Quotes Online

You can start comparing quotes for Audi Q3 car insurance rates from some of the best car insurance companies by using our free online tool now.

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