Are Cadillac CTS-Vs Expensive to Insure?

Cadillac CTS-V insurance costs around $140 a month, so start comparing Cadillac CTS-V insurance quotes now to save money on your auto insurance. State Farm and GEICO are the most popular companies for Cadillac CTS-V insurance coverage, but you may find that you find a cheaper rate from a local auto insurance company. Enter your zip code below to find Cadillac CTS-V insurance rates and providers in your city.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 8, 2020

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Key takeaways:

  • Full coverage costs around $1,684 a year or $140 each month
  • A liability-only policy costs around $675 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,155 a year or $513 each month
  • Good drivers can save as much as $694 a year by earning policy discounts
  • Cadillac CTS-V insurance costs around $165 more per year than the average vehicle

Cadillac CTS-V insurance rates are on average $165 higher per year than the average vehicle, with full costing about $1,684 a year or $140 a month. Good drivers may be eligible for up to $694 in discounts per year by practicing safe driving habits. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac CTS-V Insurance Cost

The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.


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Are Cadillac CTS-Vs Expensive to Insure?

The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Lexus GS 350, Porsche Panamera, and Audi S6.

VehicleComprehensiveCollisionLiabilityTotal
Cadillac CTS-V$406$804$338$1,684
Lexus GS 350$370$714$338$1,558
Porsche Panamera$520$1,042$398$2,118
Audi S6$444$894$398$1,894
Mercedes-Benz CLS 550$432$952$398$1,940
Chevrolet Corvette$494$922$264$1,790
Acura TLX$332$686$398$1,574

However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac CTS-V Insurance?

The Cadillac CTS-V trim and model you choose will affect the total price you will pay for Cadillac CTS-V insurance coverage.

Age of the Vehicle

Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.

Model YearComprehensiveCollisionLiabilityTotal
2018 Cadillac CTS-V$406$804$338$1,684
2017 Cadillac CTS-V$394$784$354$1,668
2016 Cadillac CTS-V$380$752$364$1,632
2014 Cadillac CTS-V$344$674$384$1,538
2013 Cadillac CTS-V$332$634$388$1,490
2012 Cadillac CTS-V$318$568$390$1,412
2011 Cadillac CTS-V$296$522$390$1,344
2010 Cadillac CTS-V$286$490$394$1,306

Driver Age

Driver age can have a significant effect on Cadillac CTS-V car insurance rates. As an example, a 30-year-old driver pays around $74 more each year for their Cadillac CTS-V car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in New York may pay $1,028 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Cadillac CTS-V car insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.

Cadillac CTS-V Safety Ratings

The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V car insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideModerate
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Cadillac CTS-V Crash Test Ratings

Not only do good Cadillac CTS-V crash test ratings mean you are better protected in a crash, but good Cadillac CTS-V crash ratings also mean cheaper insurance rates.

Vehicle TestedOverallFrontalSideRollover
2019 Cadillac CTS-V 4 DR RWD4 stars4 stars5 stars5 stars
2018 Cadillac CTS-V 4 DR RWD4 stars4 stars5 stars5 stars
2017 Cadillac CTS-V 4 DR RWD4 stars4 stars5 stars5 stars
2016 Cadillac CTS-V 4 DR RWDN/RN/R5 stars5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Cadillac CTS-V Safety Features

The Cadillac CTS-V safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Cadillac CTS-V auto insurance rates. The Cadillac CTS-V’s safety features include:

  • Rear Vision Camera
  • Lane Keep Assist with Lane Departure Warning
  • Following Distance Indicator
  • Forward Collision Alert
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert

Cadillac CTS-V Insurance Loss Probability

The Cadillac CTS-V’s insurance loss probability varies between different coverage types. The lower percentage means lower Cadillac CTS-V auto insurance costs; higher percentages mean higher Cadillac CTS-V auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision74%
Property Damage-26%
Comprehensive35%
Personal Injuryno data
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Cadillac CTS-V Finance and Insurance Cost

If you are financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverages including comprehensive coverage, so be sure to compare Cadillac CTS-V car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Cadillac CTS-V Insurance

You have more options at your disposal to save money on your Cadillac CTS-V auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Cadillac CTS-V car insurance rates

  • Ask About a Student Away from Home Discount
  • Reduce Your Coverage on an Older Cadillac CTS-V
  • Make Sure You Use an Accredited Driver Safety Program
  • Remove Young Drivers from Your Cadillac CTS-V Insurance Plan
  • Buy An Older Cadillac CTS-V

Top Cadillac CTS-V Insurance Companies

Who is the best company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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