Compare GMC Acadia Insurance Rates [Everything You Need to Know]

GMC Acadia insurance rates are around $108 a month. Shop around to find cheap GMC Acadia insurance quotes online because your age and where you live all impact how much you'll pay for GMC Acadia insurance coverage. You can also lower your GMC Acadia insurance costs by removing younger drivers from your policy.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,294 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,730 a year or $394 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • GMC Acadia insurance costs around $225 less per year than the average vehicle

GMC Acadia insurance rates are around $225 less than the average vehicle with full coverage costing around $1,294 a year or $108 a month. The highest rates are for teens who’ll pay around $4,730 a year or $394 a month.

Good drivers can save up to $534 in policy discounts by practicing safe driving habits. We’re going to take a closer look at GMC Acadia insurance rates, crash test ratings, and more.

You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Acadia Insurance Cost

The average GMC Acadia car insurance rates are $1,294 a year or $108 a month.


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Are GMC Acadias Expensive to Insure?

The chart below details how GMC Acadia insurance rates compare to other SUVs like the Ford Edge, Volkswagen Tiguan, and Toyota Highlander.

VehicleComprehensiveCollisionLiabilityTotal
GMC Acadia$294$470$372$1,294
Ford Edge$266$500$372$1,296
Volkswagen Tiguan$306$542$332$1,316
Toyota Highlander$332$512$390$1,392
Kia Sorento$322$562$372$1,414
Dodge Durango$348$562$372$1,440
Jeep Grand Cherokee$322$562$372$1,414

However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Acadia Insurance?

The GMC Acadia trim and model you choose can impact the total price you will pay for GMC Acadia car insurance coverage.

Age of the Vehicle

Older GMC Acadia models generally cost less to insure. For example, car insurance rates for a 2020 GMC Acadia are $1,294, while 2010 GMC Acadia rates are $1,084, a difference of $210.

Model YearComprehensiveCollisionLiabilityTotal
2020 GMC Acadia$294$470$372$1,294
2019 GMC Acadia$280$452$390$1,280
2018 GMC Acadia$270$448$398$1,274
2017 GMC Acadia$260$436$416$1,270
2016 GMC Acadia$250$418$430$1,256
2015 GMC Acadia$238$404$442$1,242
2014 GMC Acadia$228$374$452$1,212
2013 GMC Acadia$218$352$456$1,184
2012 GMC Acadia$210$316$460$1,144
2011 GMC Acadia$196$292$460$1,106
2010 GMC Acadia$190$272$464$1,084

Driver Age

Driver age can have a significant impact on the cost of GMC Acadia auto insurance. For example, 20-year-old drivers pay as much as $1,639 more each year for their GMC Acadia auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on GMC Acadia insurance rates. For example, drivers in Los Angeles may pay $479 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of GMC Acadia auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Acadia car insurance with violations on their driving record.

GMC Acadia Safety Ratings

Your GMC Acadia car insurance rates are tied to the safety ratings of the GMC Acadia. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

GMC Acadia Crash Test Ratings

Good GMC Acadia crash test ratings mean the VW is safer, which could mean cheaper GMC Acadia car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 GMC Acadia SUV FWD5 stars5 stars5 stars4 stars
2020 GMC Acadia SUV AWD5 stars5 stars5 stars4 stars
2019 GMC Acadia SUV FWD4 stars5 stars5 stars4 stars
2019 GMC Acadia SUV AWD5 stars5 stars5 stars4 stars
2018 GMC Acadia SUV FWD4 stars5 stars5 stars4 stars
2018 GMC Acadia SUV AWD5 stars5 stars5 stars4 stars
2017 GMC Acadia SUV FWD4 stars5 stars5 stars4 stars
2017 GMC Acadia SUV AWD5 stars5 stars5 stars4 stars
2017 GMC Acadia Limited SUV FWD5 stars5 stars5 stars4 stars
2017 GMC Acadia Limited SUV AWD5 stars5 stars5 stars4 stars
2017 GMC Acadia Denali SUV FWD4 stars5 stars5 stars4 stars
2017 GMC Acadia Denali SUV AWD5 stars5 stars5 stars4 stars
2016 GMC Acadia SUV FWD5 stars5 stars5 stars4 stars
2016 GMC Acadia SUV AWD5 stars5 stars5 stars4 stars
2016 GMC Acadia Denali SUV FWD5 stars5 stars5 stars4 stars
2016 GMC Acadia Denali SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

GMC Acadia Safety Features

The more safety features you have on your GMC Acadia, the more likely it is that you can earn a discount. The GMC Acadia’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

GMC Acadia Insurance Loss Probability

Review the GMC Acadia car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower GMC Acadia auto insurance costs; higher percentages mean higher GMC Acadia auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision-25%
Property Damage-14%
Comprehensive-27%
Personal Injury-29%
Medical Payment-31%
Bodily Injury-20%
Source: Insurance Institute for Highway Safety

GMC Acadia Finance and Insurance Cost

If you are financing a GMC Acadia, you will pay more if you purchase GMC Acadia auto insurance at the dealership, so be sure to shop around and compare GMC Acadia auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on GMC Acadia Insurance

If you want to reduce the cost of your GMC Acadia insurance rates, follow these tips below:

  • Take a Refresher Course as an Older Driver
  • Add a More Experienced Driver to Your GMC Acadia Policy
  • Compare GMC Acadia Quotes for Free Online
  • Provide Your GMC Acadia VIN When Requesting GMC Acadia Auto Insurance Quotes
  • Remove Young Drivers from Your GMC Acadia Insurance When They Move Out or Go to School

Top GMC Acadia Insurance Companies

The best auto insurance companies for GMC Acadia car insurance rates will offer competitive rates, discounts, and account for the GMC Acadia’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free GMC Acadia Insurance Quotes Online

You can start comparing quotes for GMC Acadia insurance from some of the top car insurance companies by using our free online tool today.

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