How Much is Insurance on a Cadillac XT5?

Cadillac XT5 insurance rates cost $135 per month ($1,624 per year) on average. Teens pay the highest rates at up to $5,936 a year, while good drivers may only pay $954.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Cadillac XT5 insurance costs around $105 more per year than the average vehicle

Cadillac XT5 insurance rates are $105 more expensive than the average vehicle. You can save $81 per month if you enroll in liability-only coverage. Teen drivers could pay up to $500 per month. Continue reading to learn how you can save money on Cadillac XT5 insurance rates.

You can start comparing quotes for Cadillac XT5 insurance rates from some of the best auto insurance companies by using our free online tool now.

Cadillac XT5 Insurance Cost

The average Cadillac XT5 auto insurance costs are $1,624 a year or $135 a month.


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Are Cadillac XT5s Expensive to Insure?

The chart below details how Cadillac XT5 insurance rates compare to other SUVs like the Lexus RX 350, Ford Flex, and Mercedes-Benz GLA 250.

VehicleComprehensiveCollisionLiabilityTotal
Cadillac XT5$376$718$372$1,624
Lexus RX 350$358$660$440$1,638
Ford Flex$332$566$398$1,454
Mercedes-Benz GLA 250$370$714$450$1,714
Chevrolet Traverse$336$470$316$1,258
Mitsubishi Outlander Sport$280$512$332$1,260
Chevrolet Tahoe$336$532$372$1,398

However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac XT5 Insurance?

The Cadillac XT5 trim and model you choose can impact the total price you will pay for Cadillac XT5 car insurance coverage.

Age of the Vehicle

Older Cadillac XT5 models generally cost less to insure. For example, car insurance rates for a 2020 Cadillac XT5 are $1,624, while 2017 Cadillac XT5 rates are $1,574, a difference of $50.

Model YearComprehensiveCollisionLiabilityTotal
2020 Cadillac XT5$376$718$372$1,624
2019 Cadillac XT5$358$690$390$1,596
2018 Cadillac XT5$344$686$398$1,586
2017 Cadillac XT5$332$668$416$1,574

Driver Age

Driver age can have a significant impact on Cadillac XT5 auto insurance rates. For instance, a 30-year-old driver may pay $71 more each year for Cadillac XT5 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Cadillac XT5 insurance rates. For example, drivers in New York may pay $991 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Cadillac XT5 insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac XT5 auto insurance with violations on their driving record.

Cadillac XT5 Safety Ratings

Your Cadillac XT5 insurance rates are tied to the Cadillac XT5’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Cadillac XT5 Crash Test Ratings

Poor Cadillac XT5 crash test ratings could mean higher Cadillac XT5 insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Cadillac XT5 SUV FWD5 stars5 stars5 stars4 stars
2020 Cadillac XT5 SUV AWD5 stars5 stars5 stars4 stars
2019 Cadillac XT5 SUV FWD4 stars4 stars5 stars4 stars
2019 Cadillac XT5 SUV AWD5 stars4 stars5 stars4 stars
2018 Cadillac XT5 SUV FWD4 stars4 stars5 stars4 stars
2018 Cadillac XT5 SUV AWD5 stars4 stars5 stars4 stars
2017 Cadillac XT5 SUV FWD4 stars4 stars5 stars4 stars
2017 Cadillac XT5 SUV AWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Cadillac XT5 Safety Features

The more safety features you have on your Cadillac XT5, the more likely it is that you can earn a discount. The Cadillac XT5’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Cadillac XT5 Finance and Insurance Cost

If you are financing a Cadillac XT5, you will pay more if you purchase Cadillac XT5 car insurance at the dealership, so be sure to shop around and compare Cadillac XT5 car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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5 Ways to Save on Cadillac XT5 Insurance

If you want to reduce the cost of your Cadillac XT5 insurance rates, follow these tips below:

  • Check the Odometer on Your Cadillac XT5
  • Compare Apples to Apples When Comparing Cadillac XT5 Insurance Quotes and Policies
  • Pay Your Cadillac XT5 Insurance Upfront
  • Use a Service Like Turo to Rent Out Your Cadillac XT5
  • Choose Automatic Payments or EFT for Your Cadillac XT5 Insurance Policy

Top Cadillac XT5 Insurance Companies

Several top car insurance companies offer competitive rates for the Cadillac XT5 insurance rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Cadillac XT5 drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Cadillac XT5 Insurance Quotes Online

You can start comparing quotes for Cadillac XT5 insurance rates from some of the best auto insurance companies by using our free online tool now.

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