What do I need to do to cancel my auto insurance policy with Allstate?
What you need to do to cancel your auto insurance policy with Allstate may depend on why you are leaving. To cancel Allstate auto insurance, you must call Allstate’s customer service or visit an agent, and you do not have to pay a fee. However, you must secure new coverage to avoid insurance gaps after canceling with Allstate.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Oct 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- To cancel your auto insurance policy with Allstate, you need to make a note of your renewal date and contact customer service or visit a local agent
- Securing replacement coverage before you cancel your auto insurance policy is extremely important and helps you avoid legal trouble
- Allstate does not charge cancellation fees, and you may even be entitled to a refund after you cancel
Sometimes, situations arise where you must cancel your insurance, and what you need to do to cancel your auto insurance policy with Allstate may seem overwhelming. But figuring out how to cancel auto insurance doesn’t have to be a stressful ordeal.
What do you need to do to cancel your auto insurance policy with Allstate? You should have no issues if you have the information required, contact customer service, and have another policy ready.
What You Need to Do to Cancel an Auto Insurance Policy With Allstate
First, it’s important to understand why you are canceling. One of the most common reasons is to save money with a cheaper company and policy, so you should check with Allstate about potential car insurance discounts before canceling.
If you are relocating to a location without Allstate, can no longer drive for a medical reason, or plan on selling your car without replacing it, canceling outright makes sense.
If you want to cancel and switch to a new company, look up your renewal date with your Allstate account. This helps you avoid a lapse in coverage, which can get you into legal trouble if an officer pulls you over.
You can cancel during the early stages of your policy period, but it can be easier to wait until just before the renewal date.
Next, contact Allstate’s customer service line at 1-800-726-6033 or speak to your local Allstate agent in person. This is when you should have your policy number ready and additional details like the date you want to cancel. They may not press for more information, but the agent might ask why you’re canceling.
To ensure you’re following state laws, Allstate will likely ask you to prove that you have a new policy with another company. They may also need proof of a new address if you are relocating or proof of sale if you are selling your vehicle.
In rare cases, you may have to write a detailed letter explaining your cancelation or sign a cancelation confirmation letter.
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Before You Cancel Your Auto Insurance Policy With Allstate
There should never be any period where you learn how to drive without insurance, as you must always follow the law and protect yourself and other drivers.
Compare the best affordable auto insurance companies while shopping for a new policy. After selecting a company and policy, enroll in it before your renewal date at Allstate to avoid an insurance gap. Allstate will want to know the date your new policy starts.
After You Cancel Your Auto Insurance Policy With Allstate
Sometimes, if you switch or cancel your auto insurance you will get a refund for the unused sum. This usually applies if you have paid your full premium for the policy period.
You should notify your state’s DMV about the policy cancellation and provide proof of new insurance coverage. You can also request confirmation of your cancellation from Allstate for your records. Your agent may also request that you return certain documents.
The Main Takeaway: Canceling Auto Insurance With Allstate
According to our Allstate auto insurance review, canceling your auto policy with Allstate requires careful consideration, but once you contact customer service or visit an agent, the cancelation process is relatively simple. If you plan to keep driving, securing another car insurance policy is your most important action.
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Frequently Asked Questions
How much is the cancellation fee for car insurance?
Many insurance companies don’t charge cancellation fees. But it can be difficult to predict how much it will be if they do. It may be a prorated portion of your remaining premium for that period.
Therefore, it’s always important to read the terms and conditions of your policy so you know about cancellation penalties.
Does canceling auto insurance affect your credit score?
Canceling auto insurance may affect your credit score if you cancel with a company that charges a cancellation fee. It can go to a collection agency if you neglect to pay this amount.
How do I request to cancel my car insurance?
In most scenarios, a phone call or a visit is enough to cancel your car insurance policy. However, certain companies may require a more thorough process and specific details depending on your situation.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.