Traveling to Canada or Mexico is a great way to get away from work, and the stresses of life in general. It takes less than a day to get to one or the other by car, from almost anywhere in the country, and traveling outside the country is bound to be an exciting experience now matter what the occasion.
If you do decide to make a road trip out of, rather than fly, you need to make sure you’re vehicle is ready to endure the trek. Among other things, your checklist should include checking your oil and other fluids, filling your tires, and most importantly, making sure you have appropriate coverage for the trip.
There are a number of things to consider, but you first need to know if your insurance policy will continue to provide coverage once you cross the border. If you’re unsure, its time to read over your car insurance policy, you can also call you insurer directly, and ask about your international auto coverage.
Is 24-Hour Roadside Assistance for You?
If you aren’t confident in your ability to repair your vehicle in the case of a breakdown, flat tire, or any other number of mishaps, you may consider adding 24-Hour Roadside Assistance to your auto insurance policy.
You’ll be really happy you did when you break down in the middle of nowhere without a gas station in miles. Plus, it’s always better to be safe than sorry.
Renting a Car?
If you’d prefer to fly, or maybe if Europe is more suited to your tastes, than you may consider renting car. Most car rental agencies actually include insurance in the terms and cost of the rental, so in most cases, you don’t need rental insurance. Be sure to check with the rental company before trying to drive out of the country, if it’s restricted by the terms of the rental agency, you could end up paying exorbitant amounts of money to do so.
In some countries, the cost of insurance can significantly increase the price of rentals. Countries like Mexico, for example, could cost you an arm and a leg, due the escalated risk of theft and damage. In Canada, on the other hand, rental insurance is likely to cost you much less.
The cost of auto insurance is constantly fluctuating, and if you haven’t checked to see if your rate is still competitive within the past six months, you could be missing out on hundreds of dollars in savings. If your current policy lacks international coverage, now is the perfect time to upgrade to your auto insurance.