What is the Best Buick LaCrosse Auto Insurance?

The best Buick LaCrosse auto insurance companies are State Farm and GEICO with rates averaging at $113 per month. You will only find the best Buick LaCrosse auto insurance coverage when you compare Buick LaCrosse insurance rates online. Follow this guide to find Buick LaCrosse insurance quotes across cities and insurance companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,360 a year or $113 each month
  • A liability-only policy costs around $545 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,971 a year or $414 each month
  • Good drivers can save as much as $561 a year by earning policy discounts
  • Buick LaCrosse insurance costs around $159 less per year than the average vehicle

Buick LaCrosse insurance rates are $45 per month for liability-only coverage and $113 per month for full coverage. Teen drivers, however, could pay up to $414 per month. Continue reading to learn how you can lower Buick LaCrosse insurance rates for teen drivers.

You can start comparing quotes for Buick LaCrosse insurance rates from some of the best auto insurance companies by using our free online tool now.

Buick LaCrosse Insurance Cost

The average Buick LaCrosse insurance rates are $1,360 a year or $113 a month.

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Are Buick LaCrosses Expensive to Insure?

The chart below details how Buick LaCrosse insurance rates compare to other hybrid/electrics like the Ford Fusion Hybrid, Toyota Prius, and Chrysler Pacifica Hybrid.

Vehicle Comprehensive Collision Liability Total
Buick LaCrosse $320 $566 $338 $1,360
Ford Fusion Hybrid $322 $656 $466 $1,644
Toyota Prius $306 $512 $332 $1,286
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
Ford C-Max Hybrid $282 $566 $398 $1,404
Chevrolet Volt $370 $774 $398 $1,700
Lexus GS 450h $394 $774 $398 $1,724
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However, there are a few things you can do to find the cheapest Buick insurance rates online.

What Impacts the Cost of Buick LaCrosse Insurance?

The Buick LaCrosse trim and model you choose will affect the total price you will pay for Buick LaCrosse insurance coverage.

Age of the Vehicle

The average Buick LaCrosse insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Buick LaCrosse cost $1,360, while 2010 Buick LaCrosse rates are $1,100, a difference of $260.

Model Year Comprehensive Collision Liability Total
2018 Buick LaCrosse $320 $566 $338 $1,360
2017 Buick LaCrosse $308 $552 $354 $1,350
2016 Buick LaCrosse $298 $530 $364 $1,328
2015 Buick LaCrosse $282 $512 $376 $1,306
2014 Buick LaCrosse $270 $474 $384 $1,264
2013 Buick LaCrosse $260 $446 $388 $1,230
2012 Buick LaCrosse $248 $400 $390 $1,174
2011 Buick LaCrosse $232 $368 $390 $1,126
2010 Buick LaCrosse $224 $346 $394 $1,100
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Driver Age

Driver age can have a significant effect on Buick LaCrosse insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Buick LaCrosse auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Buick LaCrosse insurance rates. For example, drivers in Phoenix may pay $748 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Buick LaCrosse auto insurance. Teens and drivers in their 20’s have the highest jump in their Buick LaCrosse auto insurance with violations on their driving record.

Buick LaCrosse Safety Ratings

Your Buick LaCrosse auto insurance rates are influenced by the Buick LaCrosse’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Buick LaCrosse Crash Test Ratings

Buick LaCrosse crash test ratings can impact your Buick LaCrosse insurance rates. See Buick LaCrosse crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Buick LaCrosse Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Buick LaCrosse 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Buick LaCrosse 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Buick LaCrosse Hybrid 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Buick LaCrosse 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Buick LaCrosse 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Buick LaCrosse 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Buick LaCrosse 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Buick LaCrosse Safety Features

Having a variety of safety features on your Buick LaCrosse can help lower your Buick LaCrosse insurance costs. The Buick LaCrosse’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

Buick LaCrosse Insurance Loss Probability

Review the Buick LaCrosse auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Buick LaCrosse auto insurance costs; higher percentages mean higher Buick LaCrosse auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -15%
Comprehensive -7%
Personal Injury 0%
Medical Payment 9%
Bodily Injury -8%
Source: Insurance Institute for Highway Safety
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Buick LaCrosse Finance and Insurance Cost

If you are financing a Buick LaCrosse, you will pay more if you purchase Buick LaCrosse auto insurance at the dealership, so be sure to shop around and compare Buick LaCrosse insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Buick LaCrosse Insurance

There are many ways that you can save on Buick LaCrosse auto insurance. Below are five actions you can take to find cheap Buick LaCrosse auto insurance rates.

  • Start Searching for New Buick LaCrosse Insurance Rates a Month Before Your Renewal
  • Take Public Transit Instead of Driving Your Buick LaCrosse
  • Carpool to Work Instead of Driving Your Buick LaCrosse
  • Choose a Buick LaCrosse with Cheaper Repair Costs
  • Consider Renting a Car Instead of Buying a Second Buick LaCrosse

Top Buick LaCrosse Insurance Companies

Who is the best company for Buick LaCrosse insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick LaCrosse insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick LaCrosse offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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