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Can I switch auto insurance companies after an accident where I was at fault?Post

Can I switch auto insurance companies after an accident where I was at fault?

Can you switch auto insurance after an accident where you were at fault? Or do you need to stick with your old insurance company? You’ve been involved in an at-fault accident and you’re wondering whether or not you can switch auto insurance after an accident. Today, we will answer all your questions about switching car...

Can you switch auto insurance after an accident where you we...

How do I find the NAIC number for my auto insurance company?Post

How do I find the NAIC number for my auto insurance company?

If you’re filing an auto insurance claim or a DMV report, then you may need to reference the National Association of Insurance Commissioners number, also known as the NAIC number. If you’re asking yourself, “How can I find the number for my auto insurance company?”, you’ve come to the right place. Finding it number is easy when you know where to...

If you’re filing an auto insurance claim or a DMV report, ...

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How much do you get for pain and suffering in a car accident?Post

How much do you get for pain and suffering in a car accident?

Car accidents can lead to enormous amounts of physical and emotional damage. Your medical bills quantify your physical damage – but how do you calculate emotional damage? How much is your pain and suffering worth? How much do you get for pain and suffering after a car accident? Today, we’re answering all your questions about...

Car accidents can lead to enormous amounts of physical and e...

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How long does it take for an auto insurance company to pay out a claim?

How long it takes for an insurance company to pay out a claim depends on your state and the circumstances. Most states require insurers to pay out a claim within 15 to 60 days, but the length of time also depends on what you claimed.  You can speed up the process by maintaining good communication...

How long it takes for an insurance company to pay out a clai...

Is it ever worth it to pay out of pocket instead of going through insurance?Post

Is it ever worth it to pay out of pocket instead of going through insurance?

You’ve been in an accident – but you’re not sure whether you want to make an insurance claim. Should you pay for your claim out of pocket and avoid your insurance company entirely? Or is this a bad idea doomed to cost you more money in the long run? Today, we’re explaining everything you need...

You’ve been in an accident – but you’re not sure wheth...

Auto Insurance Misrepresentation: Simply: Simply Explained (2024)Post

Auto Insurance Misrepresentation: Simply: Simply Explained (2024)

Car insurance misrepresentation, also known as material misrepresentation, is a type of insurance fraud. Have you been accused of car insurance misrepresentation? Today, we’re explaining everything you need to know about material misrepresentation. What is Car Insurance Misrepresentation? When you apply for car insurance, your insurance company will ask you a number of questions. If...

Car insurance misrepresentation, also known as material misr...

Can an auto insurance company sue me?Post

Can an auto insurance company sue me?

Can a car insurance company sue you? Can you be sued by your own car insurance company? Can you be sued by another driver’s car insurance company? Today, we’re answering all your questions about whether or not a car insurance company can sue you. You Cannot Be Sued for a Car Accident in Certain States...

Can a car insurance company sue you? Can you be sued by your...

Auto Insurance Binder: Simply Explained (2024)Post

Auto Insurance Binder: Simply Explained (2024)

A car insurance binder is a form from your car insurer or insurance agent that provides temporary proof of coverage while the insurer verifies your data. Thanks to a binder, you can legally drive your vehicle with insurance coverage while the underwriting process is underway. Once the underwriting process is complete and the insurance company...

A car insurance binder is a form from your car insurer or in...

Can I get a car inspection without insurance?Post

Can I get a car inspection without insurance?

Vehicles in the United States generally require two types of inspections, including emissions inspections and safety inspections. If you want to register your car within your state, then you’ll need to get it inspected. Not all states require emissions inspections, but all states require a safety inspection (unless you’re driving a vehicle that’s 35 years...

Vehicles in the United States generally require two types of...

Can you pay for auto insurance upfront for the whole year?Post

Can you pay for auto insurance upfront for the whole year?

Insurance companies typically give drivers two payment options: monthly or annual payments. Yes, you can pay for car insurance upfront for the whole year. But should you pay upfront for the whole year? Or should you stick with monthly payments? Today, we’re explaining everything you need to know about paying for an entire year’s worth...

Insurance companies typically give drivers two payment optio...

Is auto insurance paid in advance?Post

Is auto insurance paid in advance?

Is car insurance paid in advance? Or do you pay as you go? Today, we’re answering any questions you might have about paying car insurance in advance. When you buy a car insurance policy, you are required to pay your bill upfront. The insurer must collect a premium – a payment – in order for...

Is car insurance paid in advance? Or do you pay as you go? T...

Do you need insurance on a car you don’t drive?Post

Do you need insurance on a car you don’t drive?

Do you need insurance on a car if you don’t drive it? Maybe your car is broken down or in storage. Maybe you are keeping a car on the driveway without insurance. Maybe your convertible is tucked away for the winter. Whatever the situation may be, you’re probably curious about whether or not you need...

Do you need insurance on a car if you don’t drive it? ...

Moving to a New State and Changing Your Auto Insurance (2024)Post

Moving to a New State and Changing Your Auto Insurance (2024)

One of the most common questions we get is whether you need to change car insurance when moving to a new state. And if you do, then how exactly do you update your insurance to reflect the change of address? Sometimes, you have to change your car insurance ASAP when moving to a new state....

One of the most common questions we get is whether you need ...

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How To Transfer a Vehicle to Your Child While Insuring Them (2024)

There are many things to worry about once your child is old enough to drive legally. Their safety behind the wheel is probably the most nerve-racking thought during this time. There is also a whole slew of legal hoops to jump through that may also weigh on your mind as you prepare your child for...

There are many things to worry about once your child is old ...

Can my auto insurance company settle my claim without my consent?Post

Can my auto insurance company settle my claim without my consent?

When you are involved in a car accident there is a lot of paperwork to fill out. The first step is to file a police report. The police officer that handles the accident report will then provide each of the individuals involved in the accident with a copy of the report that is filed. This...

When you are involved in a car accident there is a lot of pa...

What happens if stolen car is recovered after insurance company pays claimPost

What happens if stolen car is recovered after insurance company pays claim

Depending on the type of insurance policy you have taken out, there is a good chance that your vehicle will be insured against theft. This means that if someone were to steal your car from you, you would be able to get your insurance company to pay out for a new one. They might even...

Depending on the type of insurance policy you have taken out...

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What is double-dipping an auto insurance claim?

Double-dipping at a party is not cool, but it won’t land you in jail. Double-dipping an auto insurance claim just might. What is double-dipping auto insurance claims? When an accident happens, you want all of the money you are entitled to for damages and injuries. That only becomes a problem if you submit the same...

Double-dipping at a party is not cool, but it won’t la...

What to do if you didn’t get any insurance information after an accident?Post

What to do if you didn’t get any insurance information after an accident?

If you get into a car accident that isn’t your fault, then the law is on your side. This is the purpose for car insurance and it should then follow that the driver that was to blame will pay for the damage and for any medical costs through their insurance. It is a legal requirement...

If you get into a car accident that isn’t your fault, then...

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Can I get backdated auto insurance?

Can I get backdated auto insurance? The answer is that backdated auto insurance is tricky. It’s a legal requirement in most states for all drivers to have auto insurance to cover the costs of any damage they cause in an accident. If you don’t have insurance during an accident, it will be very hard to backdate...

Can I get backdated auto insurance? The answer is that backd...

Do you need auto insurance before you buy a car?Post

Do you need auto insurance before you buy a car?

If you are thinking about buying a new vehicle and are wondering when exactly in the automobile buying process you should get auto insurance, you’ve come to the right place. Insurance is one of the most important factors when it comes to car buying, mainly because it is required by law, just like license plates,...

If you are thinking about buying a new vehicle and are wonde...

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