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How do I recover my deductible from the at-fault driver?

So you’ve been in a collision where you weren’t at fault. How do you recover your deductible from the at-fault driver? Can you recover your deductible from the at-fault driver? Today, we’re explaining everything you need to know about deductible recovery, or claiming money from the at-fault driver following an accident. No, You Don’t Have...

So you’ve been in a collision where you weren’t at fault...

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How to Check the Status of an Auto Insurance Claim

Car insurance claims can be stressful. Naturally, you want to get as many updates on your car insurance claim as possible. But how do you check the status of a car insurance claim? Keep reading to discover everything you need to know about checking the status of your insurance claim. Most Insurers Make It Easy...

Car insurance claims can be stressful. Naturally, you want t...

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If my car registration expires is my car insurance still valid?

If your car registration expires, then does your car insurance expire as well? Or does your car insurance remain active even after your registration expires? Today, we’re explaining everything you need to know about car registration and insurance. Expired Registration Does Not Typically Affect the Price of Car Insurance What happens if a person’s vehicle...

If your car registration expires, then does your car insuran...

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Do I need insurance before I buy a used car?

When purchasing a used car, you’ll need to have at least your state’s minimum car insurance coverage required before you can legally drive. If you’re buying a new insurance policy, the amount of your rate will be determined by criteria such as where you reside and the type of used automobile you choose. You can...

When purchasing a used car, you’ll need to have at lea...

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Can You Get Auto Insurance Without a License?

If you’ve found this article, the short answer to your question is fairly straightforward. Can you get insurance without a license? Yes. Whether you’re working on obtaining a license or are paying for another household member’s coverage, there are plenty of reasons to purchase auto insurance without a driver’s license. But you may be looking...

If you’ve found this article, the short answer to your...

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What is the property damage insurance claims process?

If you need to make a property damage claim with your home insurance policy, you may want to familiarize yourself with the claims process before doing anything. Most home insurance policies specify what the claims process will look like, but every company has the option to handle it differently. If you have questions about filing...

If you need to make a property damage claim with your home i...

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What does it mean when a policy is “fully paid up”?

When your auto insurance policy is fully paid up, your coverage is up-to-date. As a result, you won’t have to pay any more premiums until your next renewal date.  Most insurance companies allow drivers to pay their premiums monthly, biannually, or annually. If you choose the paid up option, that means you will pay your...

When your auto insurance policy is fully paid up, your cover...

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What is PIP in Auto Insurance?

We know that understanding auto insurance when you’re deciding what coverages to buy can be complicated. And when it comes to personal injury protection (PIP) insurance, you probably have questions. What is PIP coverage? How much PIP coverage should I get? Where can you buy it, and how much does it cost? Read this article...

We know that understanding auto insurance when you’re deci...

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How Do DUIs Affect Your Auto Insurance?

While there technically is no auto insurance policy called DUI insurance, the phrase is commonly used to inform drivers that a company insures people convicted of driving under the influence. Keep reading to learn how a DUI affects finding auto insurance quotes online, what your options are for coverage, and discover how to secure affordable...

While there technically is no auto insurance policy called D...

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What is an Insurance Binder?

If you are getting ready to buy a new car (or home), you may need to provide the seller or finance company with proof of insurance. However, some auto insurance companies take a couple of days to process paperwork for a policy. Therefore, the company may issue an insurance binder for you to use temporarily....

If you are getting ready to buy a new car (or home), you may...

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What is the driver’s license renewal process?

What is the driver’s license renewal process like in your state, and what do you need to expedite the process? Also, how can you apply for a replacement driver’s license? As with many things involving driver’s licenses, states have their unique processes and requirements. Also, there are special rules for minors and seniors past the...

What is the driver’s license renewal process like in your ...

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What is an auto insurance deductible and how does it work?

Understanding auto insurance is essential to ensuring that you can obtain the right coverage at an affordable price. One aspect of auto insurance that we know can be confusing is the auto insurance deductible. So what is a car insurance deductible, and how does a car insurance deductible work? Furthermore, when do you pay the...

Understanding auto insurance is essential to ensuring that y...

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What Is a Car Insurance Deductible? How Much Should It Be?

Separate from your monthly or annual auto insurance policy payments, car insurance deductibles are agreed-upon amounts policyholders pay for certain types of claims before the insurance company steps in. Only specific auto insurance coverages have deductibles, like collision and comprehensive insurance. So if you invest in full coverage insurance, knowing how deductibles work is vital...

Separate from your monthly or annual auto insurance policy p...

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How do insurance claims work?

You’re out on the open road with the wind in your hair when all of a sudden you feel a bump from behind. Another driver has rear-ended you, but you don’t need to panic because you have an active insurance policy. Your auto insurance is there to protect you should you ever need it. Notifying...

You’re out on the open road with the wind in your hair...

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How many points can you get on your license before it’s suspended?

How many points can you get on your license before it’s suspended? And can those points affect your auto insurance? Each state has a different way of assessing points for driver’s licenses. Of course, the number of points you can receive before the state suspends your license differs among states as well. Some of the...

How many points can you get on your license before it’s su...

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How do auto insurance companies pay out claims?

How do auto insurance companies pay out claims? For example, will your auto insurance company give you one large check to settle a claim? When can you file an auto insurance claim? And can you expect a payment from your auto insurance company when your car is totaled? The reimbursement amount and the payment schedule...

How do auto insurance companies pay out claims? For example,...

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How to Negotiate a Total Loss Car Insurance Settlement

If you’re negotiating a total loss car insurance settlement, you’ll likely want to get the best value from your vehicle. There are many options to either decrease the cost of repairs or to increase how much you receive from the settlement. You can maximize your totaled vehicle by obtaining a policy with the best auto...

If you’re negotiating a total loss car insurance settl...

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How many people die in car accidents every year?

Accidents and fatal car crashes are significant factors that affect auto insurance rates each year. But how many people die in car accidents every year? Our guide answers all of your questions about crash statistics in the United States, the United Kingdom, and  worldwide. We’ll also discuss how to compare auto insurance quotes. Read on...

Accidents and fatal car crashes are significant factors that...

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How To Cancel Gap Insurance

If you recently purchased a new car, you may have had to answer a lot of questions and sign a lot of paperwork. One of the many questions you were probably asked when you purchased your car was whether you wanted to also purchase a GAP insurance policy. GAP insurance helps to pay the difference...

If you recently purchased a new car, you may have had to ans...

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Restoration 101: How to Restore a Classic Car

Are you now the proud owner of a classic vintage car? There’s nothing better than hitting the open road in a sweet new ride. But what if your ride is less than sweet? Whether it needs a little TLC to run or you just have some awesome mods in mind, restoration work on a classic...

Are you now the proud owner of a classic vintage car? There...

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