What is an 80/20 Auto Insurance Settlement?

An 80/20 auto insurance settlement is one that shares the blame between two drivers with the driver who is mostly at fault covering 80 percent of the damages. An 80/20 car insurance settlement is just one of many ways insurance companies can decide to split the blame between drivers. You may see a 50/50 settlement or 70/30 settlement depending on the kind of accident you've been involved in, but 80/20 auto insurance settlements are the most common.

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UPDATED: Jun 6, 2022

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