Hyundai Kona Insurance Cost Estimate [How to Find Low Rates Online]

Hyundai Kona auto insurance rates average at $103 per month, but where you live will impact what you pay for Hyundai Kona insurance coverage. Follow this guide to lower your Hyundai Kona insurance costs, and enter your ZIP code below to compare Hyundai Kona insurance quotes now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,232 a year or $103 each month
  • A liability-only policy costs around $494 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,503 a year or $375 each month
  • Good drivers can save as much as $508 a year by earning policy discounts
  • Hyundai Kona insurance costs around $287 less per year than the average vehicle

Hyundai Kona insurance rates are about $287 less per year than the average vehicle with full coverage around $1,232 a year or $103 a month. The highest rates are for teens who will pay around $4,503 a year or $375 a month.

Good drivers can save around $508 a year in policy discounts by being safe and courteous while driving. Let’s take a quick look at Hyundai Kona insurance rates, crash test ratings, and more.

You can start comparing quotes for Hyundai Kona car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Kona Insurance Cost

The average Hyundai Kona auto insurance rates are $1,232 a year or $103 a month.

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Are Hyundai Konas Expensive to Insure?

The chart below details how Hyundai Kona insurance rates compare to other crossovers like the Subaru Crosstrek, Infiniti QX30, and Ford EcoSport.

Vehicle Comprehensive Collision Liability Total
Hyundai Kona $280 $500 $316 $1,232
Subaru Crosstrek $320 $512 $332 $1,300
Infiniti QX30 $344 $686 $398 $1,586
Ford EcoSport $280 $500 $372 $1,310
Lincoln MKC $306 $596 $398 $1,458
Mazda CX-5 $322 $532 $372 $1,384
Audi SQ5 $394 $774 $264 $1,542
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Kona Insurance?

The Hyundai Kona trim and model you choose can impact the total price you will pay for Hyundai Kona insurance coverage.

Age of the Vehicle

Older Hyundai Kona models generally cost less to insure. For example, auto insurance rates for a 2020 Hyundai Kona are $1,232, while 2018 Hyundai Kona rates are $1,208, a difference of $24.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Kona $280 $500 $316 $1,232
2019 Hyundai Kona $268 $482 $332 $1,218
2018 Hyundai Kona $256 $478 $338 $1,208
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Driver Age

Driver age can have a significant impact on Hyundai Kona auto insurance rates. For example, 20-year-old drivers pay approximately $1,507 more each year for their Hyundai Kona auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Kona insurance rates. For example, drivers in Los Angeles may pay $678 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Kona car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Kona car insurance with violations on their driving record.

Hyundai Kona Safety Ratings

Your Hyundai Kona car insurance rates are tied to the safety ratings of the Hyundai Kona. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Kona Crash Test Ratings

Hyundai Kona crash test ratings can impact the cost of your Hyundai Kona car insurance. See Hyundai Kona crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Kona Electric SUV FWD N/R N/R N/R N/R
2019 Hyundai Kona SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Kona Electric SUV AWD N/R N/R N/R N/R
2018 Hyundai Kona SUV FWD N/R N/R N/R N/R
2018 Hyundai Kona SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Kona Safety Features

Hyundai Kona safety features can lower the cost of your insurance. The safety features for the 2020 Hyundai Kona include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Kona Finance and Insurance Cost

When financing a Hyundai Kona, most lenders will require your carry higher Hyundai Kona coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Kona car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Kona Insurance

Save more on your Hyundai Kona car insurance rates. Take a look at the following five strategies that will get you the best Hyundai Kona auto insurance rates possible.

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Don’t Always Pick the Cheapest Hyundai Kona Insurance Policy
  • Get Married and Ask for a Discount
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Watch Your Insurer Closely When Your Hyundai Kona Needs Repairs

Top Hyundai Kona Insurance Companies

Who is the best company for Hyundai Kona insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Kona insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Kona offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Kona Insurance Quotes Online

To start comparing Hyundai Kona car insurance quotes for free, use our online car insurance comparison tool.

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