How Much is Insurance on a Dodge Ram 3500?

Insurance rates for a Dodge Ram 3500 average $1,448 a year, or around $121 a month. Finding Dodge Ram 3500 teenager insurance coverage can cost on average $5,292 a year, so shop around to find cheap rates.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,448 a year or $121 each month
  • A liability-only policy costs around $580 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,292 a year or $441 each month
  • Good drivers can save as much as $597 a year by earning policy discounts
  • Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle

Dodge Ram 3500 insurance rates are slightly less than the average vehicle with full coverage costing around $1,448 a year or $121 a month. The highest rates are for teens who will pay about $5,292 a year or $441 a month as they’re considered to be high-risk.

Good drivers can save up to $597 in policy discounts by staying safe and courteous out on the roads. We will be taking a look at Dodge Ram 3500 insurance rates, safety features, and more.

You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Ram 3500 Insurance Cost

The average Dodge Ram 3500 auto insurance costs are $1,448 a year or $121 a month.


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Are Dodge Ram 3500s Expensive to Insure?

The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Chevrolet Silverado, Nissan Frontier, and Chevrolet Silverado 2500HD.

VehicleComprehensiveCollisionLiabilityTotal
Chevrolet Silverado$322$562$420$1,484
Nissan Frontier$294$500$420$1,394
Chevrolet Silverado 2500HD$362$688$420$1,650
Toyota Tundra$320$512$440$1,452
Dodge Ram$362$562$420$1,524
Toyota Tacoma$294$482$390$1,324

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Ram 3500 Insurance?

The Dodge Ram 3500 trim and model you choose can impact the total price you will pay for Dodge Ram 3500 insurance coverage.

Age of the Vehicle

The average Dodge Ram 3500 auto insurance rates are higher for newer models. Auto insurance for a 2010 Dodge Ram 3500 costs $1,448.

Model YearComprehensiveCollisionLiabilityTotal
2010 Dodge Ram 3500$268$400$580$1,448

Driver Age

Driver age can have a significant impact on the cost of Dodge Ram 3500 auto insurance. For example, 20-year-old drivers pay as much as $1,835 more each year for their Dodge Ram 3500 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in New York may pay $883 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Ram 3500 auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 3500 car insurance with violations on their driving record.

Dodge Ram 3500 Safety Features

Good Dodge Ram 3500 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Ram 3500 are:

  • An adaptive forward lighting system
  • Forward collision warning
  • Adaptive cruise control
  • Blind-spot monitoring
  • Parksense front and rear park assist

Dodge Ram 3500 Finance and Insurance Cost

When financing a Dodge Ram 3500, most lenders will require your carry higher Dodge Ram 3500 coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Ram 3500 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Dodge Ram 3500 Insurance

If you want to reduce the cost of your Dodge Ram 3500 insurance rates, follow these tips below:

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Install an Aftermarket Anti-Theft Device for Your Dodge Ram 3500
  • Spy on Your Teen Driver
  • Buy a Dodge Ram 3500 with an Anti-Theft Device
  • Check Your Dodge Ram 3500 Policy Carefully to Ensure All Information is Correct

Top Dodge Ram 3500 Insurance Companies

Who is the best company for Dodge Ram 3500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram 3500 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram 3500 offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Dodge Ram 3500 Insurance Quotes Online

You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.

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