Cadillac SRX Insurance Rates [How to Find Low Rates Online]

Cadillac SRX insurance rates cost $1,510/yr, or $126/mo on average. Comprehensive, collision, and liability insurance cost around $368, $537, and $426, respectively. However, the Cadillac SRX trim and model you choose will affect the total price you will pay for Cadillac SRX insurance coverage. Good drivers can save up to $623 a year on their policy by earning discounts.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,510 a year or $126 each month
  • A liability-only policy costs around $605 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,519 a year or $460 each month
  • Good drivers can save as much as $623 a year by earning policy discounts
  • Cadillac SRX insurance costs around $9 less per year than the average vehicle

Cadillac SRX insurance rates are as low as $50 per month. Teen drivers pay the most for auto insurance with rates reaching $460 per month. Continue reading to learn how policy discounts can slash Cadillac SRX insurance rates.

You can start comparing quotes for Cadillac SRX insurance rates from some of the best auto insurance companies by using our free online tool now.

Cadillac SRX Insurance Cost

The average Cadillac SRX auto insurance costs are $1,510 a year or $126 a month.

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Are Cadillac SRXs Expensive to Insure?

The chart below details how Cadillac SRX insurance rates compare to other crossovers like the Honda CR-V, Buick Envision, and Lincoln MKT.

Vehicle Comprehensive Collision Liability Total
Honda CR-V $280 $408 $316 $1,140
Buick Envision $320 $566 $398 $1,442
Lincoln MKT $370 $626 $450 $1,626
Lincoln MKX $294 $596 $398 $1,446
Lincoln MKC $306 $596 $398 $1,458
Audi SQ5 $394 $774 $264 $1,542
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac SRX Insurance?

The Cadillac SRX trim and model you choose will affect the total price you will pay for Cadillac SRX insurance coverage.

Age of the Vehicle

Older Cadillac SRX models generally cost less to insure. For example, auto insurance rates for a 2016 Cadillac SRX are $1,510, while 2010 Cadillac SRX rates are $1,256, a difference of $254.

Model Year Comprehensive Collision Liability Total
2016 Cadillac SRX $310 $612 $430 $1,510
2015 Cadillac SRX $292 $592 $442 $1,484
2014 Cadillac SRX $282 $548 $452 $1,440
2013 Cadillac SRX $270 $516 $456 $1,400
2012 Cadillac SRX $258 $464 $460 $1,340
2011 Cadillac SRX $242 $426 $460 $1,286
2010 Cadillac SRX $234 $400 $464 $1,256
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Driver Age

Driver age can have a significant impact on Cadillac SRX auto insurance rates. As an example, a 40-year-old driver could pay $159 less each month for their Cadillac SRX auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Cadillac SRX insurance rates. For example, drivers in Los Angeles may pay $830 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac SRX auto insurance. Teens and drivers in their 20’s have the highest jump in their Cadillac SRX auto insurance with violations on their driving record.

Cadillac SRX Safety Ratings

The Cadillac SRX’s safety ratings will affect your Cadillac SRX auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Cadillac SRX Crash Test Ratings

Good Cadillac SRX crash test ratings can lower your Cadillac SRX auto insurance rates. See Cadillac SRX crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2016 Cadillac SRX SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Cadillac SRX SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac SRX Safety Features

Cadillac SRX safety features can lower the cost of your insurance. The safety features for the 2020 Cadillac SRX include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Cadillac SRX Insurance Loss Probability

The Cadillac SRX’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Cadillac SRX, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 3%
Property Damage 1%
Comprehensive -16%
Personal Injury -20%
Medical Payment -18%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Cadillac SRX Finance and Insurance Cost

If you are financing a Cadillac SRX, most lenders will require your carry higher Cadillac SRX coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac SRX insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Cadillac SRX Insurance

There are several ways you can save even more on your Cadillac SRX insurance rates. Take a look at the following five tips:

  • Tell Your Insurer About Different Drivers or Uses for Your Cadillac SRX
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Cadillac SRX
  • Remove Unnecessary Insurance Once Your Cadillac SRX is Paid Off
  • Remove Young Drivers from Your Cadillac SRX Insurance When They Move Out or Go to School
  • Buy Your Cadillac SRX with Cash, or Get a Shorter-Term Loan

Top Cadillac SRX Insurance Companies

The best auto insurance companies for Cadillac SRX insurance rates will offer competitive rates, discounts, and account for the Cadillac SRX’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac SRX Insurance Quotes Online

You can start comparing quotes for Cadillac SRX insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

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