How to Cancel Nationwide Auto Insurance in 5 Steps

Read this guide to learn how to cancel Nationwide auto insurance. Nationwide car insurance is the fourth-cheapest auto insurance company in the United States. Although the average Nationwide auto insurance cost is $266/mo, your rates could increase after a few months. It's your right to cancel Nationwide car insurance whenever you need to. When you cancel with Nationwide, you will NOT have a cancellation fee. Before you cancel, compare multiple companies and shop around to find the best rates so you are ready to buy auto insurance elsewhere.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Mar 26, 2021

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What You Should Know

  • Nationwide is one of the top auto insurance companies in the United States.
  • Have your policy number and address ready when you want to cancel.
  • Paying in full at the start of the policy entitles you to a partial refund.

Before you learn how to cancel Nationwide auto insurance, read our guide on understanding auto insurance. The more you know about auto insurance, the better you’ll feel about canceling a Nationwide car insurance policy.

If you’re looking for a more affordable auto insurance quote, enter your ZIP code in the FREE comparison tools throughout the article. Read more to learn how to cancel your Nationwide auto insurance.

How do I cancel Nationwide auto insurance?

You can cancel a Nationwide car insurance policy by calling the Nationwide auto insurance phone number at 1-877-669-6877, or you can contact your agent. If you can’t locate an agent, Nationwide customer service can tell you its agents’ address. You can schedule a meeting to cancel in person.

Here are five steps you can take to cancel Nationwide car insurance.

  • Step 1: Verify your renewal date – Review your renewal offer, which comes 45 to 65 days before your policy expires.
  • Step 2: Compare auto insurance quotes – Shop around for affordable auto insurance rates. Use our online tool to find cheap coverage.
  • Step 3: Find a new auto insurance policy – Once you find the coverage you want, purchase the policy and set a date so the switch goes smoothly.
  • Step 4: Cancel your Nationwide auto insurance policy – Call Nationwide and let them know the date you want to cancel.
  • Step 5: Follow up on your refund – Ask about your refund if you paid your policy in full.

When you want to cancel by phone, have your policy number, agent number, address, date of birth, and the date you want to cancel. Although you can manage your policy through your Nationwide auto insurance login, you won’t be able to cancel Nationwide auto insurance online.

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Will I receive a refund after canceling my Nationwide auto insurance policy?

Refunds are only available to policyholders who paid in full at the start of the policy. Your refund’s total is equal to the number of months you didn’t use Nationwide auto insurance company services.

If you cancel one month after paying a six-month policy in full, you will receive a refund equal to five months worth of premiums. Nationwide does not charge policyholders a cancellation fee.

Should I buy another auto insurance policy before I cancel?

Affordable Nationwide auto insurance quotes are typical when you buy a policy during a promotional period. However, auto insurance rates tend to increase after three to six months.

You don’t see a decrease in auto insurance costs until the first year has passed. Your budget may not be able to wait that long, so you’ll need a cost-efficient policy. Nationwide representatives will try to keep your business so they’ll offer you discounts to get you to stay.

We’ve put together a list of companies that compares Nationwide auto insurance to other top companies in the United States. Take a look.

Average Annual Auto Insurance Rates by Company
Top Auto Insurance CompaniesAverage Annual Auto Insurance RatesAverage Six-Month Auto Insurance RatesAverage Monthly Auto Insurance Rates
USAA$2,489$1,245$207
State Farm$2,731$1,366$228
GEICO$3,074$1,537$256
Nationwide$3,187$1,594$266
American Family$3,699$1,850$308
Travelers$3,729$1,865$311
Farmers$3,908$1,954$326
Progressive$3,935$1,968$328
Allstate$4,533$2,267$378
Liberty Mutual$5,296$2,648$441
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According to the National Association of Insurance Commissioners (NAIC), the national average full coverage rate is $86 per month. However, companies charge hundreds of dollars more. Why?

Car insurance companies determine rates through age, gender, driving record, commute mileage, credit history, vehicle, coverage level, deductible, and many more factors.

What’s the bottom line?

Finding auto insurance quotes online will help you get auto insurance before you cancel. Be sure to cancel your Nationwide auto insurance policy before the renewal date.

Of course, the Nationwide car insurance company will ask if you want to renew. You can reject the renewal and switch to another company once you find a reliable policy.

Now that you know how to cancel Nationwide auto insurance, compare auto insurance quotes in your local area by entering your ZIP code in the FREE comparison tool below.

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