How to Cancel SafeAuto Insurance in 5 Steps

Cancelling your SafeAuto policy is not unlike cancelling with most other insurers. Just make sure to always have your next insurer lined up. This means not only analyzing rates, but analyzing reputation and available discounts. Compare auto insurance rates before you buy auto insurance to ensure you are getting the best deal.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Mar 26, 2021

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What You Should Know

  • Before you cancel your SafeAuto policy, make sure you have another policy in place.
  • Speak to your insurance agent or call SafeAuto’s number to cancel.

Today we will be covering how you go about canceling your SafeAuto insurance policy. We will go through everything in a step-by-step fashion so you won’t miss a thing.

Can I cancel my auto insurance at any time? Some companies let you cancel at any time with no fee while others make you pay.

Enter your ZIP code into our free and helpful tool above to find reasonable auto insurance rates from insurers in your area. You may just find your next insurer.

Step 1: Verify Your Renewal Date

There are several ways to go about verifying your auto insurance renewal date. As with any insurance company, you’ll be assigned an insurance agent. Ask them when your policy will be auto-renewed. Another way is to go to their customer service page.

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Step 2: Compare Auto Insurance Quotes

Before you jump ship from one company, always have a backup plan. Know in advance which insurer you’re going to choose. Always compare rates from insurers in your area.

To help ease this step of the process, consult the figures in the following table. This will show you rates from all the major insurers in each state.

Average Annual Auto Insurance Rates by Major Insurer per State
StateAverage Annual Rates in StateAllstate Average Annual RatesAmerican Family Average Annual RatesFarmers Average Annual RatesGeico Average Annual RatesLiberty Mutual Average Annual RatesNationwide Average Annual RatesProgressive Average Annual RatesState Farm Average Annual RatesTravelers Average Annual RatesUSAA Average Annual Rates
Alabama$3,566.96$3,311.52Data not available$4,185.80$2,866.60$4,005.48$2,662.66$4,450.52$4,798.15$3,697.80$2,124.09
Alaska$3,421.51$3,145.31$4,153.07Data not available$2,879.96$5,295.55Data not available$3,062.85$2,228.12Data not available$2,454.21
Arizona$3,770.97$4,904.10Data not available$5,000.08$2,264.71Data not available$3,496.08$3,577.50$4,756.25$3,084.74$3,084.29
Arkansas$4,124.98$5,150.03Data not available$4,257.87$3,484.63Data not available$3,861.79$5,312.09$2,789.03$5,973.33$2,171.06
California$3,688.93$4,532.96Data not available$4,998.78$2,885.65$3,034.42$4,653.19$2,849.67$4,202.28$3,349.54$2,693.87
Colorado$3,876.39$5,537.17$3,733.02$5,290.24$3,091.69$2,797.74$3,739.47$4,231.92$3,270.77Data not available$3,338.87
Connecticut$4,618.92$5,831.60Data not availableData not available$3,073.66$7,282.87$3,672.34$4,920.35$2,976.24$6,004.29$3,190.00
Delaware$5,986.32$6,316.06Data not availableData not available$3,727.29$18,360.02$4,330.21$4,181.83$4,466.85$4,182.36$2,325.98
District of Columbia$4,439.24$6,468.92Data not availableData not available$3,692.81Data not available$4,848.98$4,970.26$4,074.05Data not available$2,580.44
Florida$4,680.46$7,440.46Data not availableData not available$3,783.63$5,368.15$4,339.60$5,583.30$3,397.67Data not available$2,850.41
Georgia$4,966.83$4,210.70Data not availableData not available$2,977.20$10,053.44$6,484.90$4,499.22$3,384.88Data not available$3,157.46
Hawaii$2,555.64$2,173.49Data not available$4,763.82$3,358.86$3,189.55$2,551.83$2,177.93$1,040.28Data not available$1,189.35
Idaho$2,979.09$4,088.76$3,728.79$3,168.28$2,770.68$2,301.51$3,032.19Data not available$1,867.96$3,226.29$1,877.61
Illinois$3,305.48$5,204.41$3,815.31$4,605.20$2,779.16$2,277.65$2,711.81$3,536.65$2,344.88$2,499.76$2,770.21
Indiana$3,414.97$3,978.81$3,679.68$3,437.55$2,261.07$5,781.35Data not available$3,898.00$2,408.94$3,393.75$1,630.86
Iowa$2,981.28$2,965.86$3,021.81$2,435.72$2,296.16$4,415.28$2,735.44$2,395.50$2,224.51$5,429.38$1,852.57
Kansas$3,279.62$4,010.23$2,146.40$3,703.77$3,220.65$4,784.42$2,475.59$4,144.38$2,720.00$4,341.43$2,382.61
Kentucky$5,195.40$7,143.92Data not availableData not available$4,633.59$5,930.97$5,503.23$5,547.63$3,354.32$6,551.68$2,897.89
Louisiana$5,711.34$5,998.79Data not availableData not available$6,154.60Data not availableData not available$7,471.10$4,579.12Data not available$4,353.12
Maine$2,953.28$3,675.59Data not available$2,770.15$2,823.05$4,331.39Data not available$3,643.59$2,198.68$2,252.97$1,930.79
Maryland$4,582.70$5,233.17Data not availableData not available$3,832.63$9,297.55$2,915.69$4,094.86$3,960.87Data not available$2,744.14
Massachusetts$2,678.85$2,708.53Data not availableData not available$1,510.17$4,339.35Data not available$3,835.11$1,361.86$3,537.94$1,458.99
Median$3,660.89$4,532.96$3,698.77$3,907.99$3,073.66$5,295.55$3,187.20$3,935.36$2,731.48$3,729.32$2,489.49
Michigan$10,498.64$22,902.59Data not available$8,503.60$6,430.11$20,000.04$6,327.38$5,364.55$12,565.52$8,773.97$3,620.00
Minnesota$4,403.25$4,532.01$3,521.29$3,137.45$3,498.54$13,563.61$2,926.49Data not available$2,066.99Data not available$2,861.60
Mississippi$3,664.57$4,942.11Data not availableData not available$4,087.21$4,455.94$2,756.53$4,308.85$2,980.48$3,729.32$2,056.13
Missouri$3,328.93$4,096.15$3,286.90$4,312.19$2,885.33$4,518.67$2,265.35$3,419.14$2,692.91Data not available$2,525.78
Montana$3,220.84$4,672.10Data not available$3,907.55$3,602.35$1,326.11$3,478.26$4,330.76$2,417.74Data not available$2,031.89
Nebraska$3,283.68$3,198.83$2,215.13$3,997.29$3,837.49$6,241.52$2,603.94$3,758.01$2,438.71Data not available$2,330.78
Nevada$4,861.70$5,371.62$5,441.18$5,595.56$3,662.09$6,201.55$3,477.14$4,062.57$5,796.34$5,360.41$3,069.07
New Hampshire$3,151.77$2,725.01Data not availableData not available$1,615.02$8,444.41$2,491.10$2,694.45$2,185.46Data not available$1,906.96
New Jersey$5,515.21$5,713.58Data not available$7,617.00$2,754.94$6,766.62Data not available$3,972.72$7,527.16$4,254.49Data not available
New Mexico$3,463.64$4,200.65Data not available$4,315.53$4,458.30Data not available$3,514.38$3,119.18$2,340.66Data not available$2,296.77
New York$4,289.88$4,740.97Data not availableData not available$2,428.24$6,540.73$4,012.93$3,771.15$4,484.58$4,578.79$3,761.69
North Carolina$3,393.11$7,190.43Data not availableData not available$2,936.69$2,182.71$2,848.03$2,382.61$3,078.65$3,132.66Data not available
North Dakota$4,165.84$4,669.31$3,812.40$3,092.49$2,668.24$12,852.83$2,560.35$3,623.06$2,560.53Data not available$2,006.80
Ohio$2,709.71$3,197.22$1,515.17$3,423.01$1,867.19$4,429.74$3,300.89$3,436.96$2,507.88$3,135.16$1,478.46
Oklahoma$4,142.33$3,718.62Data not available$4,142.40$3,437.34$6,874.62Data not available$4,832.35$2,816.80Data not available$3,174.15
Oregon$3,467.77$4,765.95$3,527.28$3,753.52$3,220.12$4,334.55$3,176.83$3,629.13$2,731.48$2,892.19$2,587.15
Pennsylvania$4,034.50$3,984.12Data not availableData not available$2,605.22$6,055.20$2,800.37$4,451.00$2,744.23$7,842.47$1,793.37
Rhode Island$5,003.36$4,959.45Data not availableData not available$5,602.63$6,184.12$4,409.63$5,231.09$2,406.51$6,909.45$4,323.98
South Carolina$3,781.14$3,903.43Data not available$4,691.85$3,178.01Data not available$3,625.49$4,573.08$3,071.34Data not available$3,424.77
South Dakota$3,982.27$4,723.72$4,047.47$3,768.80$2,940.29$7,515.99$2,737.66$3,752.81$2,306.23Data not availableData not available
Tennessee$3,660.89$4,828.85Data not available$3,430.07$3,283.42$6,206.69$3,424.96$3,656.91$2,639.30$2,738.52$2,739.28
Texas$4,043.28$5,485.44$4,848.72Data not available$3,263.28Data not available$3,867.55$4,664.69$2,879.94Data not available$2,487.89
Utah$3,611.89$3,566.42$3,698.77$3,907.99$2,965.57$4,327.76$2,986.57$3,830.10$4,645.83Data not available$2,491.10
Vermont$3,234.13$3,190.38Data not availableData not available$2,195.71$3,621.08$2,128.21$5,217.14$4,382.84Data not available$1,903.55
Virginia$2,357.87$3,386.80Data not availableData not available$2,061.53Data not available$2,073.00$2,498.58$2,268.95Data not available$1,858.38
Washington$3,059.32$3,540.52$3,713.02$2,962.00$2,568.65$3,994.73$2,129.84$3,209.52$2,499.78Data not available$2,262.16
West Virginia$2,595.36$3,820.68Data not availableData not available$2,120.80$2,924.39Data not availableData not available$2,126.32Data not available$1,984.62
Wisconsin$3,606.06$4,854.41$1,513.27$3,777.49$3,926.20$6,758.85$5,224.99$3,128.91$2,387.53Data not available$2,975.74
Wyoming$3,200.08$4,373.93Data not available$3,069.35$3,496.56$1,989.36$3,187.20$4,401.17$2,303.55Data not available$2,779.53
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Step 3: Find A New Auto Insurance Policy

Remember how we said to compare rates from insurers? There are other things to look into. Check what discounts each insurer can offer you and your particular needs.

Step 4: Cancel Your Safe Auto Policy

There are several ways to cancel your SafeAuto policy. Number one is to speak with your assigned insurer. You can also call the SafeAuto insurance phone number 1-800-732-3288 and confirm that you wish to cancel your current policy.

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Step 5: Follow Up on Your Refund

We all want to know when our money is going to be in our pockets. According to SafeAuto, their refunds are generally issued within a timeframe of five to 30 days. The refund is issued directly to the original payment method on file.

Get a start on this whole process by typing your ZIP code into our free and helpful tool below to find affordable auto insurance rates from insurers in your area. Which auto insurance company is for you? Find out now.

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