What’s a Daytime Running Lights Discount? How Do I Get It?

If your vehicle has daytime running lights, you may qualify for a daytime running lights discount on your auto insurance policy. Currently, 19 national providers offer affordable daytime running lights discount auto insurance to drivers. Customers save 4% on average by earning this LED DRL lights discount.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 27, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What You Should Know

  • 18 national auto insurance providers offer a daytime running lights discount to drivers
  • Customers save 4% on average with this discount
  • To qualify, your insured vehicle must have daytime running lights, or DRLs

You could earn a daytime running lights discount on your auto insurance from 18 national providers if your car comes equipped with this common safety feature.

Below, discover how to compare auto insurance quotes and safety discounts to earn your lowest possible prices.

After comparing affordable daytime running lights discount auto insurance rates, enter your ZIP code into our free rate tool above to compare quotes from the top companies in your region.

What auto insurance companies offer a daytime running lights discount to drivers?

Currently, 18 national auto insurance providers offer a discount to drivers who insure vehicles with LED daytime running lights, also known as DRLs.

On average, customers save 4% on their annual rates by earning this discount. Typically, the savings are applied at the time you insure the vehicle.

However, if your vehicle has this technology, tell your insurer to verify that you’re receiving your discount.

Insurance providers offer varying levels of savings for this discount. Companies also use unique equations to calculate rates.

Therefore, the best daytime running lights discount auto insurance company for you won’t be the same for your neighbor.

To accurately secure your lowest possible rates, compare quotes from multiple providers online.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

What is a daytime running lights discount?

A daytime running lights discount is considered a safety discount because the technology actively lowers your crash risk while driving.

How do you know if your car has DRLs? First, turn on your vehicle, then check your front headlights.

LED DRL lights are located at the front of a vehicle and automatically turn on whenever the motor is running. Sometimes, a knob near your steering wheel also controls this feature.

The light provides visual contrast between your car and its surroundings so other drivers and pedestrians can see you better.

Interestingly, researchers often disagree on the effectiveness of this technology.

A 2008 study by the National Highway Traffic Safety Administration concluded the lights have no statistical effect on crashes.

However, a 2010 study in Minnesota analyzing crash data from the late 1990s and early 2000s found a significant reduction in accidents.

Regardless, in 2016 the Insurance Institute for Highway Safety (IIHS) introduced an improved headlight rating system.

As of 2021, 10 vehicle manufacturers have improved their headlight options and eliminated or modified the inferiorly rated lights.

While DRLS are still not legally required, the technology is recommended.

But depending on the provider you use, you may be ineligible for the discount if you install an aftermarket daytime running lights controller.

Daytime Running Lights Discount: The Bottom Line

If your vehicle has daytime running lights, ask your insurance agent to verify that you’re receiving your rate reduction.

Other easy ways to save on your auto insurance include bundling multiple policies or earning other discounts like a low-mileage discount, an antilock brake discount, or a group or affiliation discount.

Other safety features like airbags and anti-theft devices may also help you qualify for more savings.

You’ve learned how to buy daytime running lights discount auto insurance, now compare quotes from the leading providers near you by entering your ZIP code into our free rate tool below.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption