Domino’s Pizza Auto Insurance for 2021

Domino's does not provide Domino's Pizza auto insurance. However, the company requires its employees to maintain auto liability insurance. If you are using your personal vehicle for food delivery, your Domino's Pizza auto insurance rates will average between $600 and $2,400 a year for commercial auto insurance. Learn more.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: May 21, 2021

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What You Should Know

  • Domino’s requires you to carry liability auto insurance as a pizza delivery driver, but it does not provide it
  • If you are using your personal vehicle to deliver pizzas, you need to buy a commercial auto insurance policy
  • Domino’s Pizza auto insurance rates average $600 to $2,400 a year for commercial auto insurance

If you are a Domino’s delivery driver, you may be looking to buy Domino’s Pizza auto insurance. It’s an essential part of being in your car all day for work to make sure you’re covered.

You’ll need to get an additional policy if you’re using your personal vehicle to deliver pizza to paying customers. Still, you can find affordable Domino’s Pizza auto insurance quotes online to make sure you’re covered.

Start comparing auto insurance quotes for pizza delivery drivers for your area. Before jumping into this Domino’s Pizza auto insurance review, enter your ZIP code above into our free tool to get started.

Will my personal auto insurance cover me when delivering for Dominos?

What auto insurance covers pizza delivery? 

Some delivery services offer their drivers a commercial insurance policy. However, Domino’s isn’t one of them.

Do you need special insurance to deliver pizza? If you deliver for Domino’s, you’ll need to pay for an additional policy created for business-use driving. This type of policy is called commercial insurance.

Why do you need special insurance to use your car for work?

According to Crosley Law, delivery drivers have one of the most dangerous jobs in America. Because of that, their risk is more significant, so the insurance company assumes more financial risk when providing insurance.

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What type of auto insurance do I need if I am a delivery driver?

Did you know your insurer can void your policy if you are using your vehicle for something your insurer doesn’t know about?

Insurance companies provide certain products based upon what actions they’re covering, and they make a distinction between personal and business uses.

Personal vs. Business Auto Insurance Uses
Personal Auto Insurance UsesBusiness Auto Insurance Uses
Driving to pick up lunch for you and your co-workersDriving to deliver food to paying customers
Driving to your job siteHauling tools and equipment to your job site
Going on weekend road tripsMeeting work clients and visiting job sites
Driving friends to the airportDriving paying customers to the airport
Using your car for business less than 3 times per monthUsing your car for business 500 miles a week or more
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As you can see above, delivering food to paying customers is considered to be business use. Insurers provide commercial auto insurance for these business uses.

If you’re using your car for work, you need to add a commercial auto insurance policy on top of your personal auto insurance policy.

Where can I get commercial auto insurance?

Most major auto insurers also provide commercial insurance. Make sure you let your insurance company know that you are using your car while working.

Commercial auto insurance averages between $600 and $2,400 a year if you’re driving a personal car.

If you don’t tell your insurer about your job and keep the correct types of coverage, they can void your policy. Make sure to keep your insurance company updated on any changes to how you use your vehicle.

Compare Domino’s Pizza auto insurance rates today to make sure your vehicle is covered. Enter your ZIP code below to get started comparing quotes in your area.

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