What’s an electronic stability control discount? How do I get it?

You can earn electronic stability control discount auto insurance rates if your vehicle is already equipped with this safety feature. Currently, you can buy electronic stability control discount car insurance from nine national companies. Drivers save 4% on average with affordable electronic stability control discount auto insurance.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 21, 2021

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What You Should Know

  • Nine national auto insurance providers offer an electronic stability control discount to customers
  • Drivers save an average of 4% on their annual premiums with this discount
  • This type of auto insurance discount is considered a safety discount

Depending on what provider you use, you could earn an electronic stability control discount on your auto insurance policy. Only vehicles that come equipped with this safety feature are eligible.

Keep reading to learn how to compare auto insurance quotes and take advantage of safety discounts to earn your cheapest premiums.

After learning about affordable electronic stability control discount auto insurance rates, remember to enter your ZIP code into our free tool above to receive auto insurance quotes from the best companies near you.

What auto insurance companies offer an electronic stability control discount to drivers?

Currently, nine national auto insurance companies offer electronic stability control car insurance discounts to drivers.

Customers save 4% on average by earning this discount, a minor rate reduction that sometimes only applies to comprehensive coverage.

Take a look at a complete list below and discover if you already use an electronic stability control discount auto insurance company:

Many different factors go into your auto insurance rates, including your driving record, age, and coverage needs.

Therefore, to find the best electronic stability control discount auto insurance company for you, compare quotes online from multiple providers.

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What is an electronic stability control discount?

An electronic stability control auto insurance discount is considered a safety discount.

Electronic stability technology reduces your accident risk while driving by up to 70% for cars and 88% for other vehicles.

What is electronic stability control or ESC? Also known as electronic stability programs or dynamic stability control, ESC prevents your vehicle from skidding, reducing your risk of losing control of your car.

How does electronic stability control work?

If you hit your brakes too sharply or make a sudden maneuver, the system activates your brakes and helps steer your car to prevent rollovers.

As of 2012, the National Highway Traffic and Safety Administration (NHTSA) pushed to require all new vehicles to have ESC systems.

For this reason, many providers offer generalized safety discounts instead of specific ESC ones.

However, companies like Farmers, Allstate, and others still advertise rate reductions for vehicles with specific ESC systems.

Electronic Stability Control Discount: The Bottom Line

Electronic stability control technology effectively reduces motor vehicle accidents and saves lives.

If you use one of the providers listed above, it’s worth asking how to get an electronic stability control discount on your auto insurance.

Also, consider asking about the anti-lock brake, anti-theft device, and daytime running lights discounts. While safety discounts like these are sometimes automatically applied when you insure your car, that isn’t always the case.

Now that you’ve learned how to buy electronic stability control discount auto insurance, compare quotes from the top providers near you by entering your ZIP code into our free tool below.

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