What’s an emergency deployment discount? How do I get it?

If you’re in the military, two national auto insurance providers offer an emergency deployment discount. Currently, you can buy emergency deployment discount auto insurance from GEICO or USAA. Expect to save 25% on your annual premiums with affordable emergency deployment car insurance discounts from GEICO while USAA offers a 60% discount for vehicle storage.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 21, 2021

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What You Should Know

  • Both USAA and GEICO offer an emergency deployment discount to customers
  • Drivers save an average of 25% on their annual premiums with this discount
  • USAA provides a 60% discount for vehicle storage

If you’re in the military, two national insurance providers offer an emergency deployment discount to drivers: USAA and GEICO.

Keep reading to learn how to compare auto insurance quotes and take advantage of the emergency deployment auto insurance discount.

After comparing affordable emergency deployment discount auto insurance rates, enter your ZIP code into our free rate tool above to receive quotes from the best companies in your region.

What auto insurance companies offer an emergency deployment discount to drivers?

If you’re looking for an emergency deployment discount auto insurance company, there’s only two to compare:

Technically, the discount from USAA is actually for vehicle storage. By earning it, military personnel saves up to 60% on their annual premiums.

Both companies offer other discounts that drivers can stack for even more savings.

For example, GEICO drivers can combine a military deployment discount with the general military discount, for an additional 15% off auto insurance rates.

Contact the GEICO military customer service line for more information.

Based on customer reviews, average rates from both companies are similar in most states. GEICO veteran discounts are available, but USAA typically offers better deals to active military members. However, unlike GEICO, USAA is only available to active and retired military personnel and their immediate families.

If these two providers aren’t available where you live, compare auto insurance quotes from local companies to find emergency deployment discount car insurance that works for you. Individual rates will be impacted by your age, driving record, and coverage needs, so don’t forget to ask about other auto insurance discounts you may qualify for.

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What is an emergency deployment discount?

An emergency deployment car insurance discount lowers your auto insurance rates when you won’t be able to drive your vehicle.

While you might consider canceling your coverage, this is not a good option as it leads to a policy lapse and increased rates.

To qualify for either USAA or GEICO military deployment discounts, you must be stationed at an imminent danger area designated by the Department of Defense (DoD). You must also keep your vehicle in an approved location under a designated storage plan.

In addition, you may have the option to suspend your coverage temporarily. However, without comprehensive coverage, you’re liable for the damages if anything happens to your vehicle while you’re deployed. Before you suspend or change your coverage, check your local auto insurance laws.

Emergency Deployment Discount: The Bottom Line

If you’re in the military, plan for what you’ll do with your vehicle and your auto insurance if you’re deployed.

With GEICO or USAA, you’ll even earn an emergency deployment discount.

Other easy ways military members can save on auto insurance is by qualifying for membership or group discounts, military discounts, low-mileage discounts, safe driver discounts, and more.

Now that you’ve learned where to buy emergency deployment discount auto insurance, compare quotes from the top providers near you by entering your ZIP code into our free tool below.

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