What’s an engaged couple discount? How do I get it?

If you’re getting married within the next 12 months, you could earn an engaged couple discount on your auto insurance policy. However, only Country Financial offers engaged couple discount auto insurance rates. Expect to save a temporary 10% on your annual premiums with your affordable engaged couple discount.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 21, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What You Should Know

  • Only COUNTRY Financial offers an engaged couple discount to customers
  • Drivers save 10% with this auto insurance discount
  • To qualify, you must be married within 12 months, and one partner must be 21

If you’re getting married within the next 12 months, you’re eligible for an engaged couple discount on your auto insurance through COUNTRY Financial.

Keep reading to learn how to compare auto insurance quotes to determine if the COUNTRY Financial engaged couple discount is right for you.

After you learn how to buy engaged couple discount auto insurance, enter your ZIP code into our free tool above to compare car insurance quotes from the leading providers near you.

What auto insurance companies offer an engaged couple discount to drivers?

There is only one major engaged couple discount auto insurance company:

If you buy engaged couple discount auto insurance from COUNTRY Financial, expect to save a temporary 10% on your annual premiums. Customer ratings for this provider are neutral to positive. However, the claims process received some poor reviews.

COUNTRY Financial is not available in every state. Therefore, it might not be the cheapest insurance for married couples where you live.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

What is an engaged couple discount?

Insurance providers believe married people are more financially responsible and are lower-risk to insurance. In fact, according to the Centers for Disease Control and Prevention (CDC), married people live longer on average than those who are never married, widowed, or divorced.

Even without an engaged couple discount, auto insurance for couples is often cheaper than average.

Adding your spouse to your auto insurance policy is typically a good idea, assuming they have a clean driving record, and married couples can easily earn more common, stackable discounts, including:

  • Homeowner discount
  • Multi-car discount
  • Multi-driver discount
  • Multi-policy discount
  • Anti-theft discount
  • Defensive driver discount
  • Multi-car discount
  • Multi-policy discount
  • New car discount
  • Occupational discounts
  • Teen driver discounts

Fortunately, you can earn these discounts even if you’re not engaged. You can also combine policies with someone you live with, even if you’re not married.

However, your ages, driving records, and coverage needs also impact your total insurance costs. Therefore, to secure your cheapest possible rates, compare quotes online from multiple providers and ask about additional auto insurance discounts you might qualify for.

Should newlyweds combine auto insurance? You don’t always have to, but some insurers require you to list all licensed drivers living in your household on your policy.

If you choose to exclude them, your policy won’t cover them if they get in an accident while driving your vehicle.

For couples with one high-risk driver, though, separate policies might be your best option.

Engaged Couple Discount: The Bottom Line

If you already use COUNTRY Financial and plan on getting married soon, ask about getting an engaged couple auto insurance discount.

Otherwise, talk with your partner about what auto insurance coverage you’ll both need and gather the necessary paperwork to start shopping around for affordable auto insurance for couples.

Auto insurance for married couples and domestic partners is often eligible for many other great discounts. So start comparing affordable engaged couple discount auto insurance rates now with our free tool below. Enter your ZIP code to get started.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption