What’s a Fast 5 discount? How do I get it?

You can only buy Fast 5 discount auto insurance from one company, Esurance. Esurance customers save 5% with affordable Fast 5 discount auto insurance rates. To qualify for a Fast 5 discount, you must be a new customer applying for a quote online directly from the company website. The rate reduction expires after one policy year.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 22, 2021

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What You Should Know

  • Only Esurance offers the Fast 5 discount to drivers
  • Customers save 5% on their annual policies by earning this discount
  • To qualify, you must apply for a new quote on the company website

Only Esurance, owned by Allstate Auto Insurance Company, offers the Fast 5 discount to customers.

Keep reading to learn how to compare auto insurance quotes to determine if the Fast 5 discount is right for you.

After comparing affordable Fast 5 discount auto insurance rates, remember to enter your ZIP code into our free tool above to receive quotes from the best companies in your region.

What auto insurance companies offer a Fast 5 discount to drivers?

There’s only one Fast 5 discount auto insurance company: Esurance Auto Insurance Company – 5% discount.

Esurance offers many other auto insurance discounts that often stack, leading to even cheaper rates, including:

  • Anti-lock brake discount
  • Anti-theft device discount
  • Safe driver discount
  • New car discount

Many different factors go into calculating your auto insurance rates, including your age, driving record, and coverage needs.

If Esurance is not active in your region, it might not offer you your lowest rates, even with the 5% discount.

Therefore, to truly secure your cheapest premiums, compare quotes online from different companies and ask about additional auto insurance discounts.

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What is a Fast 5 discount?

Esurance provides the Fast 5 discount to any new customers who apply for a quote directly on the company website.

Therefore, Esurance’s Fast 5 discount is essentially a customer loyalty discount that makes switching providers to (or starting a brand new policy with) Esurance more appealing.

Fast 5 refers specifically to the 5% rate reduction you immediately receive on your quoted rate. It is in no way associated with discount coupons for Take 5.

Allstate actually owns Esurance. But Allstate does not offer a Fast 5 discount to customers.

According to the database report from the National Association of Insurance Commissioners (NAIC), Allstate holds 9% of the private passenger auto insurance market share, including business done by Esurance.

There’s both an Allstate and Esurance student discount and smart driver discount.

But, technically, the options provided by the two companies do vary. For example, only Allstate discounts farm vehicles.

There’s also an Allstate app discount, which does not exist with Esurance since the company operates exclusively online and through mobile apps.

Fast 5 Discount: The Bottom Line

If you’re shopping around for new auto insurance, add the Fast 5 discount from Esurance to your company comparison list.

There are no surprises; the exact 5% rate reduction is automatically applied for all new customers.

Even teens and high-risk drivers receive the rate reduction, making it a great coverage option for those drivers.

There are also no consequences should you decide not to accept your discounted quote.

Now that you learned where to buy Fast 5 discount auto insurance, compare quotes from the top providers near you by entering your ZIP code into our free rate tool below.

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