Crashed my dads car with no license and no insurance. HELP!

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I was driving uninsured and unlicensed (is that even a word?)
Anyways, I pulled out without looking at hit a Civic at an intersection. It was 100% my fault… I admitted that. I checked to see if the lady driving the Civic was alright and she said she was.
Now I get a call from her insurance company saying I need to pay for medical damages.
I got a $1500 ticket for driving without license and then I got to pay for damages to my dads car and also her car. My dad only makes $500/month… and I barely make anything with my job.
Should I take it to court? What should I do?

Answer 1

This is certainly a tough situation you are in. I actually don’t think you will make it far in court (if the case even gets there)… it’s pretty much an open and closed case. But I do suggest finding a lawyer. You need the lawyer to do everything he can to protect you.
Other than that, I suggest getting an extra job. It sounds like you’ll need to get into a payment agreement with her insurance company… and it will probably take you a while to pay off.
I hope you learned your lesson. Never drive without insurance!


  Comments: 2

  1. Ratnam Upadhyay

    hi i faced a similar situation i drove my dads car without driving license (i am underage). and crashed it near the wall . it just scratched my doors and side rear view mirror. the car was properly insured … i am waiting for my dad to arrive god knows what he gonna do to me saddens…

  2. Your first mistake was admitting fault. Don’t do that. Even if you were at fault, don’t admit to it. Say nothing. If you admit fault, the insurance company will use it against you, as they have. I disagree with the first answer. I think you should take it to court. Talk to an attorney. TELL THE ATTORNEY EVERYTHING!!! If it goes to court, you were just driving to the grocery store, no license or insurance, because you needed groceries and your Dad was too drunk to drive. Then, a woman in a Civic pulled out in front of you, and they collided. That’s what you tell the judge. Doesn’t mater if it’s true or not. That’s your story. How old are you? If you’re under 18, they can’t really do much. At the time of the accident, the woman said she was fine. Now, she’s changed her tune. Suddenly, you’re sacked with medical bills and fines you can’t possibly pay. Your best bet is to fight it. Talk to a lawyer.

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