Jeep Grand Cherokee Car Insurance [Everything You Need to Know]

Average Jeep Grand Cherokee insurance rates cost $1,414 a year, or $118 a month. On average, Jeep Grand Cherokee comprehensive insurance coverage costs $344, collision coverage costs $503, and liability coverage costs $399. Jeep Grand Cherokee insurance costs around $105 less per year than the average vehicle. Good drivers can save up to $583 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,414 a year or $118 each month
  • A liability-only policy costs around $567 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,168 a year or $431 each month
  • Good drivers can save as much as $583 a year by earning policy discounts
  • Jeep Grand Cherokee insurance costs around $105 less per year than the average vehicle

Jeep Grand Cherokee insurance rates are about $105 less per year than the average vehicle with full coverage around $1,414 a year or $118 a month. Teens have the highest rates of around $5,168 a year or $431 a month.

Good drivers can save up to $583 a year in policy discounts by being safe and courteous out on the roadways. Let’s take a quick look at Jeep Grand Cherokee insurance rates, crash test ratings, and more.

You can start comparing quotes for Jeep Grand Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Grand Cherokee Insurance Cost

The average car insurance costs for a Jeep Grand Cherokee are $1,414 a year or $118 a month.

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Are Jeep Grand Cherokees Expensive to Insure?

The chart below details how Jeep Grand Cherokee insurance rates compare to other SUVs like the Cadillac Escalade ESV, GMC Yukon XL, and Lexus RX 350.

Vehicle Comprehensive Collision Liability Total
Jeep Grand Cherokee $322 $562 $372 $1,414
Cadillac Escalade ESV $464 $720 $390 $1,732
GMC Yukon XL $362 $562 $372 $1,454
Lexus RX 350 $358 $660 $440 $1,638
Ford Explorer $308 $470 $372 $1,308
BMW X3 $376 $656 $372 $1,562
Cadillac XT5 $376 $718 $372 $1,624
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Grand Cherokee Insurance?

You might have noticed that there is a multitude of factors that impact Jeep Grand Cherokee car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Jeep Grand Cherokee.

Age of the Vehicle

Older Jeep Grand Cherokee models generally cost less to insure. For example, car insurance for a 2020 Jeep Grand Cherokee costs $1,414, while 2010 Jeep Grand Cherokee insurance costs are $1,156, a difference of $258.

Model Year Comprehensive Collision Liability Total
2020 Jeep Grand Cherokee $322 $562 $372 $1,414
2019 Jeep Grand Cherokee $306 $542 $390 $1,396
2018 Jeep Grand Cherokee $294 $536 $398 $1,386
2017 Jeep Grand Cherokee $284 $524 $416 $1,382
2016 Jeep Grand Cherokee $274 $502 $430 $1,364
2015 Jeep Grand Cherokee $260 $484 $442 $1,344
2014 Jeep Grand Cherokee $250 $450 $452 $1,310
2013 Jeep Grand Cherokee $240 $424 $456 $1,278
2012 Jeep Grand Cherokee $230 $380 $460 $1,228
2011 Jeep Grand Cherokee $214 $350 $460 $1,182
2010 Jeep Grand Cherokee $206 $328 $464 $1,156
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Driver Age

Driver age can have a significant impact on the cost of Jeep Grand Cherokee auto insurance. For example, 20-year-old drivers pay as much as $1,792 more each year for their Jeep Grand Cherokee auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Jeep Grand Cherokee insurance rates. For example, drivers in Los Angeles may pay $778 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Grand Cherokee auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Grand Cherokee auto insurance rates with violations on their driving record.

Jeep Grand Cherokee Safety Ratings

Your Jeep Grand Cherokee car insurance rates are tied to the safety ratings of the Jeep Grand Cherokee. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Poor
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Grand Cherokee Crash Test Ratings

Jeep Grand Cherokee crash test ratings can impact the cost of your Jeep Grand Cherokee car insurance. See Jeep Grand Cherokee crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2020 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2020 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2020 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2019 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2019 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2018 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2017 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2017 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2017 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2016 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2016 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2016 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Grand Cherokee Safety Features

The numerous safety features of the Jeep Grand Cherokee help contribute to lower insurance rates. The 2020 Jeep Grand Cherokee has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks

Jeep Grand Cherokee Insurance Loss Probability

The lower percentage means lower Jeep Grand Cherokee car insurance rates; higher percentages mean higher Jeep Grand Cherokee auto insurance rates. Insurance loss probability on the Jeep Grand Cherokee fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -19%
Property Damage 11%
Comprehensive -29%
Personal Injury -38%
Medical Payment -40%
Bodily Injury -6%
Source: Insurance Institute for Highway Safety
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Jeep Grand Cherokee Finance and Insurance Cost

If you are financing a Jeep Grand Cherokee, you will pay more if you purchase Jeep Grand Cherokee auto insurance at the dealership, so be sure to shop around and compare Jeep Grand Cherokee auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Jeep Grand Cherokee Insurance

Drivers can end up saving more money on their Jeep Grand Cherokee car insurance rates by employing any one of the following strategies.

  • Move to an Area with Better Weather
  • Consider Using a Tracking Device on Your Jeep Grand Cherokee
  • Ask for a Jeep Grand Cherokee Discount If You Have College Degree or Higher
  • Install an Aftermarket Anti-Theft Device for Your Jeep Grand Cherokee
  • Don’t Always Pick the Cheapest Jeep Grand Cherokee Insurance Policy

Top Jeep Grand Cherokee Insurance Companies

Who is the best auto insurance company for Jeep Grand Cherokee insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Grand Cherokee auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Grand Cherokee offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Jeep Grand Cherokee Insurance Quotes Online

To start comparing Jeep Grand Cherokee car insurance quotes for free, use our online car insurance comparison tool.

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