How Much are Jeep Patriot Insurance Rates?

Jeep Patriot insurance rates are $105 per month on average, but your driving record and where you live will have a say in how much you pay for Jeep Patriot insurance coverage. Compare Jeep Patriot insurance quotes online to find the best price for Jeep Patriot auto insurance, and you can start now by entering your zip code below.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,258 a year or $105 each month
  • A liability-only policy costs around $505 a year or $42 each month
  • Highest rates are for teenage drivers at around $4,598 a year or $383 each month
  • Good drivers can save as much as $519 a year by earning policy discounts
  • Jeep Patriot insurance costs around $261 less per year than the average vehicle

Jeep Patriot insurance rates are about $261 less per year than the average vehicle with full coverage costing around $1,258 a year or $105 a month. Owners of an older Jeep Patriot may choose to get liability-only insurance which typically costs around $505 a year or $42 a month.

Drivers can save up to $519 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Jeep Patriot insurance rates, crash test ratings, and more.

You can start comparing quotes for Jeep Patriot car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Patriot Insurance Cost

The average Jeep Patriot car insurance costs are $1,258 a year or $105 a month.

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Are Jeep Patriots Expensive to Insure?

The chart below details how Jeep Patriot insurance rates compare to other SUVs like the Dodge Durango, Mitsubishi Outlander, and Jaguar F-PACE.

Vehicle Comprehensive Collision Liability Total
Dodge Durango $348 $562 $372 $1,440
Mitsubishi Outlander $306 $542 $332 $1,316
Jaguar F-PACE $470 $982 $398 $2,008
Lincoln Navigator $356 $686 $398 $1,598
Audi Q3 $344 $686 $398 $1,586
Jeep Grand Cherokee $322 $562 $372 $1,414
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Patriot Insurance?

The Jeep Patriot trim and model you choose can impact the total price you will pay for Jeep Patriot auto insurance coverage.

Age of the Vehicle

Older Jeep Patriot models generally cost less to insure. For example, auto insurance for a 2017 Jeep Patriot costs $1,258, while 2010 Jeep Patriot insurance costs are $1,074, a difference of $184.

Model Year Comprehensive Collision Liability Total
2017 Jeep Patriot $248 $436 $416 $1,258
2016 Jeep Patriot $240 $418 $430 $1,246
2015 Jeep Patriot $226 $404 $442 $1,230
2014 Jeep Patriot $218 $374 $452 $1,202
2013 Jeep Patriot $208 $352 $456 $1,174
2012 Jeep Patriot $200 $316 $460 $1,134
2011 Jeep Patriot $188 $292 $460 $1,098
2010 Jeep Patriot $180 $272 $464 $1,074
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Driver Age

Driver age can have a significant effect on the cost of Jeep Patriot car insurance. For example, 30-year-old drivers pay approximately $55 more for their Jeep Patriot car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Jeep Patriot insurance rates. For example, drivers in Los Angeles may pay $692 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Patriot car insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Patriot car insurance with violations on their driving record.

Jeep Patriot Safety Ratings

Your Jeep Patriot auto insurance rates are tied to the Jeep Patriot’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Patriot Crash Test Ratings

Poor Jeep Patriot crash test ratings could mean higher Jeep Patriot car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2017 Jeep Patriot SUV FWD 4 stars 3 stars 5 stars 3 stars
2017 Jeep Patriot SUV 4WD 4 stars 3 stars 5 stars 3 stars
2016 Jeep Patriot SUV 4WD 4 stars 3 stars 5 stars 3 stars
2016 Jeep Patriot SUV 2WD 4 stars 3 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Patriot Safety Features

The Jeep Patriot safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Jeep Patriot auto insurance rates. The Jeep Patriot’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Jeep Patriot Insurance Loss Probability

The Jeep Patriot’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jeep Patriot auto insurance rates; higher percentages mean higher Jeep Patriot car insurance rates.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage 39%
Comprehensive -35%
Personal Injury 23%
Medical Payment 21%
Bodily Injury 40%
Source: Insurance Institute for Highway Safety
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Jeep Patriot Finance and Insurance Cost

If you are financing a Jeep Patriot, you will pay more if you purchase Jeep Patriot car insurance at the dealership, so be sure to shop around and compare Jeep Patriot car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Jeep Patriot Insurance

You have more options at your disposal to save money on your Jeep Patriot car insurance costs. For example, try these five tips:

  • Take Advantage of Referral Fees
  • Use an Accurate Job Title When Requesting Jeep Patriot Auto Insurance
  • Compare Jeep Patriot Quotes Online
  • Ask About Retiree Discounts
  • Add a More Experienced Driver to Your Jeep Patriot Policy

Top Jeep Patriot Insurance Companies

Who is the top auto insurance company for Jeep Patriot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Patriot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Patriot offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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