Best Mazda 5 Insurance Rates [List of Money Saving Tips]

Mazda 5 car insurance costs $95 per month on average, but you can find the best Mazda 5 auto insurance rates when you comparison shop online. Save more money on your Mazda 5 auto insurance coverage by maintaining a good driving record, asking your insurer which car insurance discounts you qualify for, and by comparing Mazda 5 auto insurance quotes online for free with our comparison tool below.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Key Takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 5 insurance costs around $377 less per year than the average vehicle

Finding the cheapest Mazda 5 insurance rates doesn’t have to be a puzzle. First, you may not always want to choose the cheapest coverage. Choose the Mazda 5 auto insurance rates that fits your needs. But second you need a baseline. How will you know if your rates are competitive otherwise? That’s where we come in. The average Mazda 5 full coverage car insurance rates cost around $1,142 a year or $95 each month.

You can start comparing quotes for Mazda 5 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 5 Insurance Cost

The average Mazda 5 auto insurance costs are $1,142 a year or $95 a month.

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Are Mazda 5s Expensive to Insure?

The chart below details how Mazda 5 insurance rates compare to other vans like the Toyota Sienna, Kia Sedona and Chrysler Pacifica.

Vehicle Comprehensive Collision Liability Total
Toyota Sienna $294 $532 $372 $1,356
Kia Sedona $282 $448 $338 $1,204
Chrysler Pacifica $348 $532 $316 $1,332
Honda Odyssey $280 $532 $372 $1,342
Dodge Grand Caravan $308 $438 $372 $1,276
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 5 Insurance?

The Mazda 5 trim and model you choose can impact the total price you will pay for Mazda 5 insurance coverage.

Age of the Vehicle

Older Mazda 5 models generally cost less to insure. For example, auto insurance for a 2015 Mazda 5 costs $1,142, while 2010 Mazda 5 insurance costs are $982, a difference of $160.

Model Year Comprehensive Collision Liability Total
2015 Mazda 5 $226 $404 $376 $1,142
2014 Mazda 5 $218 $374 $384 $1,112
2013 Mazda 5 $208 $352 $388 $1,084
2012 Mazda 5 $200 $316 $390 $1,042
2010 Mazda 5 $180 $272 $394 $982
$ $ $ $
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Driver Age

Driver age can have a significant impact on Mazda 5 auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Mazda 5 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mazda 5 insurance rates. For example, drivers in Phoenix may pay $628 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 5 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 5 car insurance with violations on their driving record.

Mazda 5 Safety Ratings

Your Mazda 5 car insurance rates are tied to the safety ratings of the Mazda 5. See the breakdown below:

Test Type Rating
Small overlap front: driver-side P
Small overlap front: passenger-side G
Moderate overlap front M
Side G
Roof strength G
Head restraints and seats A
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Mazda 5 Crash Test Ratings

Mazda 5 crash test ratings can impact the cost of your Mazda 5 car insurance. See Mazda 5 crash test results below:

Federal Government Crash Test Ratings 2021 2020 2019
Overall Rating 5 5 5
Frontal Crash 5 5 5
Side Crash 5 5 5
Rollover 5 5 4
Source: National Highway Traffic Safety Administration

Mazda 5 Safety Features

The safety features of the Mazda 5 can impact your Mazda 5 car insurance rates. The Mazda 5 has the following safety features:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Pretensioners
  • Security system

Mazda 5 Insurance Loss Probability

The lower percentage means lower Mazda 5 auto insurance rates; higher percentages mean higher Mazda 5 car insurance rates. The Mazda 5’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -14%
Property Damage -14%
Comprehensive -27%
Personal Injury 3%
Medical Payment -5%
Bodily Injury -9%
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Mazda 5 Finance and Insurance Cost

If you are financing a Mazda 5, you will pay more if you purchase Mazda 5 auto insurance at the dealership, so be sure to shop around and compare Mazda 5 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda 5 Insurance

Although it may seem like your Mazda 5 car insurance rates are set, there are a few measures that you can take to secure the best Mazda 5 car insurance rates possible. Take a look at the following three ways to save on Mazda 5 auto insurance.

  • Get Married and Ask for a Mazda 5 Discount
  • Consider Mazda 5 Insurance Costs Before Buying Your Mazda 5
  • Drive Safely with Your Mazda 5

Top Mazda 5 Insurance Companies

Who is the top car insurance company for Mazda 5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 5 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6
Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings
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Compare Free Mazda 5 Insurance Quotes Online

You can start comparing quotes for Mazda 5 car insurance rates from some of the best car insurance companies by using our free online tool now.

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