Are Mazda CX-3s Expensive to Insure? [Comprehensive Guide]

Average Mazda CX-3 auto insurance rates cost $112 per month on average, but 2019 Maza CX-s insurance costs could be higher. A good driving record can save you money on your Mazda CX-s insurance coverage, so start Mazda CX-3 auto insurance quotes now with our free tool below.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,338 a year or $112 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,890 a year or $408 each month
  • Good drivers can save as much as $552 a year by earning policy discounts
  • Mazda CX-3 insurance costs around $181 less per year than the average vehicle

Mazda CX-3 insurance rates are about $181 less per year than the average vehicle with full coverage costing around $1,338 a year or $112 a month. The highest rates are for teens who will pay around $4,890 a year or $408 a month as they’re considered to be high-risk with little driving experience.

Good drivers save up to $552 a year in policy discounts by practicing safe driving habits. Let’s take a look at Mazda CX-3 insurance rates, safety ratings, and more.

You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-3 Insurance Cost

The average Mazda CX-3 car insurance rates are $1,338 a year or $112 a month.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Are Mazda CX-3s Expensive to Insure?

The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Audi SQ5, Toyota RAV4, and Lincoln MKC.

Vehicle Comprehensive Collision Liability Total
Mazda CX-3 $308 $500 $372 $1,338
Audi SQ5 $394 $774 $264 $1,542
Toyota RAV4 $280 $482 $390 $1,310
Lincoln MKC $306 $596 $398 $1,458
FIAT 500X $256 $506 $450 $1,392
Hyundai Tucson $294 $470 $372 $1,294
Hyundai Kona $280 $500 $316 $1,232
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-3 Insurance?

The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 insurance coverage.

Age of the Vehicle

The average Mazda CX-3 car insurance rates are higher for newer models. For example, car insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-3 $308 $500 $372 $1,338
2019 Mazda CX-3 $294 $482 $390 $1,324
2018 Mazda CX-3 $282 $478 $398 $1,316
2017 Mazda CX-3 $272 $466 $416 $1,312
2016 Mazda CX-3 $262 $446 $430 $1,296
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Mazda CX-3 car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Mazda CX-3 car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in Los Angeles may pay $1,151 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 car insurance with violations on their driving record.

Mazda CX-3 Safety Ratings

The Mazda CX-3’s safety ratings will affect your Mazda CX-3 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Mazda CX-3 Crash Test Ratings

Mazda CX-3 crash test ratings can impact your Mazda CX-3 car insurance rates. See Mazda CX-3 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Mazda CX-30 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-30 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Mazda CX-3 Safety Features

The safety features of the Mazda CX-3 can impact your Mazda CX-3 car insurance rates. The Mazda CX-3 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Mazda CX-3 Finance and Insurance Cost

If you are financing a Mazda CX-3, you will pay more if you purchase Mazda CX-3 car insurance at the dealership, so be sure to shop around and compare Mazda CX-3 car insurance quotes from the best companies using our FREE tool below.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Ways to Save on Mazda CX-3 Insurance

If you want to reduce the cost of your Mazda CX-3 insurance rates, follow these tips below:

  • Ask Your Insurance Company About Mazda CX-3 Discounts
  • Compare Apples to Apples When Comparing Mazda CX-3 Insurance Quotes and Policies
  • Check the Odometer on Your Mazda CX-3
  • Reduce Your Coverage on an Older Mazda CX-3
  • Ask About Seasonal Insurance for Your Mazda CX-3

Top Mazda CX-3 Insurance Companies

Several insurance companies offer competitive rates for the Mazda CX-3 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mazda CX-3 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Mazda CX-3 Insurance Quotes Online

You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption