How to Find Cheap Mercedes-Benz S450 Insurance Quotes

Mercedes-Benz S450 auto insurance rates average at $169 per month, but you'll find cheap Mercedes-Benz S450 auto insurance quotes online when you comparison shop with different car insurance companies. Enter your ZIP code below to get your free quote and start comparing Mercedes-Benz S450 auto insurance costs right from home.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key Takeaways:

  • Full coverage costs around $2,032 a year or $169 each month
  • A liability-only policy costs around $815 a year or $68 each month
  • Highest rates are for teenage drivers at around $7,427 a year or $619 each month
  • Good drivers can save as much as $838 a year by earning policy discounts
  • Mercedes-Benz S450 insurance costs around $513 more per year than the average vehicle

Mercedes-Benz S450 insurance rates doesn’t have to be expensive. You can find cheap Mercedes-Benz S450 auto insurance rates if you are a good driver—mature drivers with good driving records may find Mercedes-Benz S450 car insurance rates as low as $1,194 a year. Plus we’ll cover everything you need to know to choose the best Mercedes-Benz S450 auto insurance coverage.

You can start comparing quotes for Mercedes-Benz S450 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercedes-Benz S450 Insurance Cost

The average Mercedes-Benz S450 car insurance rates are $2,032 a year or $169 a month.

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Are Mercedes-Benz S450s Expensive to Insure?

The chart below details how Mercedes-Benz S450 insurance rates compare to other luxury cars like the Cadillac CTS-V, Chevrolet Corvette and Porsche Panamera.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz S450 $494 $982 $398 $2,032
Cadillac CTS-V $406 $804 $338 $1,684
Chevrolet Corvette $494 $922 $264 $1,790
Porsche Panamera $520 $1042 $398 $2,118
Audi S8 $658 $1368 $398 $2,582
Mercedes-Benz E300 $394 $744 $338 $1,612
Lexus ES 350 $362 $656 $316 $1,470
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However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.

What Impacts the Cost of Mercedes-Benz S450 Insurance?

Even though the average annual rate for the Mercedes-Benz S450 is $1,922, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Mercedes-Benz S450.

Age of the Vehicle

Older Mercedes-Benz S450 models generally cost less to insure. For example, car insurance for a 2018 Mercedes-Benz S450 costs $2,032, while 2010 Mercedes-Benz S450 insurance costs are $1,568, a difference of $464.

Model Year Comprehensive Collision Liability Total
2018 Mercedes-Benz S450 $494 $982 $398 $2,032
2017 Mercedes-Benz S450 $478 $958 $416 $2,010
2016 Mercedes-Benz S450 $462 $918 $430 $1,968
2015 Mercedes-Benz S450 $436 $886 $442 $1,922
2014 Mercedes-Benz S450 $420 $822 $452 $1,852
2013 Mercedes-Benz S450 $402 $774 $456 $1,790
2012 Mercedes-Benz S450 $386 $694 $460 $1,698
2011 Mercedes-Benz S450 $360 $638 $460 $1,616
2010 Mercedes-Benz S450 $348 $598 $464 $1,568
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Driver Age

Driver age can have a significant impact on the cost of Mercedes-Benz S450 auto insurance. For example, 20-year-old drivers pay as much as $2,575 more each year for their Mercedes-Benz S450 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mercedes-Benz S450 insurance rates. For example, drivers in Phoenix may pay $1,118 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Mercedes-Benz S450 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz S450 auto insurance rates with violations on their driving record.

Mercedes-Benz S450 Safety Features

Having a variety of safety features on your Mercedes-Benz S450 can help lower your Mercedes-Benz S450 insurance costs. The Mercedes-Benz S450’s safety features include:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Pretensioners
  • Security system

Mercedes-Benz S450 Finance and Insurance Cost

If you are financing a Mercedes-Benz S450, most lenders will require your carry higher Mercedes-Benz S450 coverage options including comprehensive coverage, so be sure to shop around and compare Mercedes-Benz S450 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Mercedes-Benz S450 Insurance

You have more options at your disposal to save money on your Mercedes-Benz S450 car insurance costs. For example, try these three tips:

  • Renew Your Mercedes-Benz S450 Insurance Coverage Continuously and Avoid Lapses
  • Compare Mercedes-Benz S450 Auto Insurance Quotes for Free Online
  • Pay Your Mercedes-Benz S450 Auto Insurance Upfront

Top Mercedes-Benz S450 Insurance Companies

Several insurance companies offer competitive rates for the Mercedes-Benz S450 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Mercedes-Benz S450 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6
Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings
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Compare Free Mercedes-Benz S450 Insurance Quotes Online

You can start comparing quotes for Mercedes-Benz S450 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Compare over 200 auto insurance companies at once!

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