Seamless Auto Insurance for 2020

If you are looking to begin driving with Seamless, the auto insurance you will need is commercial coverage. While adding commercial coverage to a personal use auto insurance policy can raise your rates by 180%, this is a very necessary expenditure to get the proper Seamless auto insurance.

FREE Car Insurance Comparison

Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for for over a year and enjoys creating content that offers expert advice on car insurance topics.

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

Full Bio →

Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSR

UPDATED: Sep 3, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Seamless Auto Insurance Summary
Seamless Auto Insurance FactsSource
Seamless was founded in New York City in December,
Seamless' headquarters is in New York
As of January 2012 it has over 300
On August 9, 2013, Seamless merged with
Users can order from the Seamless website or their
Get Your Rates Quote Now

In the age of COVID-19, the food delivery industry is experiencing a massive boom. Seamless is one of the companies benefiting from this. If you’re planning on driving for them, we can show you how to get the cheapest Seamless auto insurance possible.

We understand that finding the right insurer can be a bit of a hassle. Further complicating this process is the onset of the Coronavirus. This is why we will go through everything step by step so you know what to look for. Click the following link to learn more about Coronavirus auto insurance rates, and type your ZIP code into our free, helpful tool above to find food delivery auto insurance quotes in your area.

Seamless Food Delivery Driver Insurance

Should you become a Seamless delivery driver, you’re going to need coverage. However, just as there is no Postmates car insurance, there is no specific Seamless auto insurance.

You may be asking, “Do I need special insurance to be a delivery driver?” The following video will help to answer this question.

In addition to your state’s minimum coverage requirements, you will need commercial delivery insurance, or commercial coverage. Let’s take a look at a table detailing the rates for Progressive delivery insurance.

Progressive Average Auto Insurance Rates for Food Delivery Drivers
Type of Food Delivery ServiceProgressive Average
Monthly Rates
Progressive Average
6-Month Ragtes
Progressive Average
Annual Rates
Average Rate Increase
Personal insurance (no delivery)$105.83$635.00$1,270.000.00%
Personal insurance (delivery)Won't CoverWon't CoverWon't CoverWon't Cover
Food delivery (business/personal)$296.83$1,781.00$3,562.00180.47%
Food delivery (business only)$273.08$1,638.50$3,277.00158.03%
Pizza delivery (business/personal)$296.83$1,781.00$3,562.00180.47%
Pizza delivery (business only)$273.08$1,638.50$3,277.00158.03%
Catering (business/personal)$235.08$1,410.50$2,821.00122.13%
Catering (Business Only)$216.92$1,301.50$2,603.00104.96%
Food truck (business/personal)$763.25$4,579.50$9,159.00621.18%
Food truck (business only)$434.42$2,606.50$5,213.00310.47%
Get Your Rates Quote Now

As you can see, your rates will be much higher if you have a combined personal and commercial policy. Even with the price hike, it is very important to inform your insurer that you’ll be driving commercially in order to get the proper coverage. If you fail to inform your insurer that you plan on making business use of your personal vehicle, they may strip you of your coverage. This is one of the many reasons why it is crucial to have a firm grasp on understanding auto insurance.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Seamless Auto Reviews

Although Seamless has been in business for 21 years, they are not Better Business Bureau accredited. They do have an A- rating from the Better Business Bureau, though they note that Seamless failed to respond to a complaint filed against them. Furthermore, the average of their 45 customer reviews is a flat one-star rating. Most reviewers suggest ordering from their parent company, GrubHub.

If you get a Seamless delivery job, you must have the proper food delivery driver insurance. You must also have a valid driver’s license and your state’s minimum auto insurance requirements.

Now that you know more about Seamless auto insurance, feel free to type your ZIP code into our helpful tool below to find a cheap commercial insurance quote in your area.

Frequently Asked Questions: Seamless Auto Insurance

#1 – What does commercial insurance mean?

Commercial insurance is coverage for businesses and corporations. In the case of delivery driving, your car is your business.

#2 – How do I become a Seamless delivery driver?

You can apply to work for Seamless via sites such as or directly through

#3 – Does driving for food delivery increase insurance?

Yes, because you will be on the road more frequently due to the fact that you are using your car as a business.

#4 – What are the food delivery driver requirements for insurance?

Most companies, Seamless included, require that you have met your state’s minimum coverage requirements.

#5 – How much does an independent contractor food delivery driver’s insurance cost?

The usual cost of auto insurance for a delivery driver is between $104 and $225 per month.

Are you looking for free insurance quotes?

Your one-stop online Car Insurance guide. Get a Free Quote Now!

(855) 898-5028