How Much are Jeep Wrangler Insurance Rates?

Jeep Wrangler insurance rates around $105 a month, but you can lower your Jeep Wrangler insurance costs by being a good driver and paying your auto insurance bills on time. Find cheap Jeep Wrangler insurance policies by entering your zip code into our free comparison tool below to generate accurate Jeep Wrangler insurance quotes online now.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,256 a year or $105 each month
  • A liability-only policy costs around $503 a year or $42 each month
  • Highest rates are for teenage drivers at around $4,591 a year or $383 each month
  • Good drivers can save as much as $518 a year by earning policy discounts
  • Jeep Wrangler insurance costs around $263 less per year than the average vehicle

Jeep Wrangler insurance rates are about $263 less per year than the average vehicle with full coverage costing about $1,256 a year or $105 a month. Drivers of an older Jeep Wrangler may opt for liability-only coverage which costs about $503 a year or $42 a month.

Good drivers save up to $518 a year in policy discounts by practicing safe and courteous driving habits. We’re going to take a closer look at Jeep Wrangler insurance rates, safety ratings, and more.

You can start comparing quotes for Jeep Wrangler car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Wrangler Insurance Cost

The average Jeep Wrangler car insurance rates are $1,256 a year or $105 a month.


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Are Jeep Wranglers Expensive to Insure?

The chart below details how Jeep Wrangler insurance rates compare to other SUVs like the Hyundai Santa Fe, Mitsubishi Outlander Sport, and Nissan Armada.

VehicleComprehensiveCollisionLiabilityTotal
Jeep Wrangler$280$376$420$1,256
Hyundai Santa Fe$294$562$372$1,386
Mitsubishi Outlander Sport$280$512$332$1,260
Nissan Armada$306$536$338$1,316
Ford Flex$332$566$398$1,454
Jaguar F-PACE$470$982$398$2,008
Dodge Journey$322$532$372$1,384

However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Wrangler Insurance?

The Jeep Wrangler trim and model you choose can impact the total price you will pay for Jeep Wrangler insurance coverage.

Age of the Vehicle

Older Jeep Wrangler models generally cost less to insure. For example, auto insurance for a 2020 Jeep Wrangler costs $1,256, while 2010 Jeep Wrangler insurance costs are $1,102, a difference of $154.

Model YearComprehensiveCollisionLiabilityTotal
2020 Jeep Wrangler$280$376$420$1,256
2019 Jeep Wrangler$268$362$440$1,250
2018 Jeep Wrangler$256$358$450$1,244
2017 Jeep Wrangler$248$350$470$1,248
2016 Jeep Wrangler$240$336$486$1,242
2015 Jeep Wrangler$226$324$500$1,230
2014 Jeep Wrangler$218$300$510$1,208
2013 Jeep Wrangler$208$282$514$1,184
2012 Jeep Wrangler$200$254$520$1,154
2011 Jeep Wrangler$188$234$520$1,122
2010 Jeep Wrangler$180$218$524$1,102

Driver Age

Driver age can have a significant effect on the cost of Jeep Wrangler car insurance. For example, a 20-year-old driver could pay around $128 more each month for their Jeep Wrangler car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Jeep Wrangler insurance rates. For example, drivers in Phoenix may pay $691 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Jeep Wrangler car insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Wrangler car insurance with violations on their driving record.

Jeep Wrangler Safety Ratings

Your Jeep Wrangler car insurance rates are influenced by the safety ratings of the Jeep Wrangler. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideMarginal
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Jeep Wrangler Crash Test Ratings

Poor Jeep Wrangler crash test ratings could mean higher Jeep Wrangler car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Jeep Wrangler Unlimited SUV 4WDN/R4 starsN/R3 stars
2020 Jeep Wrangler Unlimited DIESEL SUV 4WDN/RN/RN/R3 stars
2020 Jeep Wrangler SUV 4WDN/R4 starsN/R3 stars
2019 Jeep Wrangler Unlimited 4 DR 4WDN/R4 starsN/R3 stars
2019 Jeep Wrangler 2 DR 4WDN/RN/RN/RN/R
2018 Jeep Wrangler Unlimited JK 4 DR 4WD Early releaseN/R3 starsN/R3 stars
2018 Jeep Wrangler Unlimited 4 DR 4WD Later ReleaseN/RN/RN/R3 stars
2018 Jeep Wrangler JK 2 DR 4WD Early releaseN/RN/RN/R3 stars
2018 Jeep Wrangler 2 DR 4WD Later ReleaseN/RN/RN/R3 stars
2017 Jeep Wrangler Unlimited 4 DR 4WDN/R3 starsN/R3 stars
2017 Jeep Wrangler 2 DR 4WDN/RN/RN/R3 stars
2016 Jeep Wrangler 4DR 4WDN/RN/RN/R3 stars
2016 Jeep Wrangler 2DR 4WDN/RN/RN/R3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Jeep Wrangler Safety Features

Good Jeep Wrangler safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Jeep Wrangler are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Rollover Protection System
  • Front Tow Hooks
  • Traction Control

Jeep Wrangler Insurance Loss Probability

Insurance loss probability on the Jeep Wrangler fluctuates between each type of coverage. The lower percentage means lower Jeep Wrangler car insurance rates; higher percentages mean higher Jeep Wrangler auto insurance rates.

Insurance Coverage CategoryLoss Rate
Collision-46%
Property Damage34%
Comprehensive-29%
Personal Injury-43%
Medical Payment-48%
Bodily Injury2%
Source: Insurance Institute for Highway Safety

Jeep Wrangler Finance and Insurance Cost

If you are financing a Jeep Wrangler, you will pay more if you purchase Jeep Wrangler auto insurance at the dealership, so be sure to shop around and compare Jeep Wrangler auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Jeep Wrangler Insurance

There are several ways you can save even more on your Jeep Wrangler car insurance rates. Take a look at the following five tips:

  • Pay Your Bills On Time — Especially Jeep Wrangler Payments and Insurance
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Jeep Wrangler
  • Provide Your Jeep Wrangler VIN When Requesting Jeep Wrangler Auto Insurance Quotes
  • Spy on Your Teen Driver
  • Ask About Usage-Based Insurance for Your Jeep Wrangler

Top Jeep Wrangler Insurance Companies

The best auto insurance companies for Jeep Wrangler car insurance rates will offer competitive rates, discounts, and account for the Jeep Wrangler’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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