FIAT 500L Insurance Rates [Comparison Guide]

FIAT 500L insurance costs $114/mo or $1,364/yr, which makes FIAT 500L car insurance $13 less/mo or $155 less/yr than most other cars. FIAT 500L insurance costs for teenage drivers are $415.45/mo or $4,985/yr, while drivers with good driving records can save as much as $46.83/mo or $562/yr on FIAT 500L car insurance. Enter your ZIP code below to start comparing FIAT 500L auto insurance quotes for free and save money on your insurance premiums.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,364 a year or $114 each month
  • A liability-only policy costs around $547 a year or $46 each month
  • Highest rates are for teenage drivers at around $4,985 a year or $415 each month
  • Good drivers can save as much as $562 a year by earning policy discounts
  • FIAT 500L insurance costs around $155 less per year than the average vehicle

FIAT 500L insurance rates are about $155 less per year than the average vehicle with full coverage around $1,364 a year or $114 a month.

Good drivers can save up to $562 a year in policy discounts by being safe and courteous while out driving. Let’s take a quick look at FIAT 500L insurance rates, safety features, and more.

You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.

FIAT 500L Insurance Cost

The average FIAT 500L auto insurance rates are $1,364 a year or $114 a month.

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Are FIAT 500Ls Expensive to Insure?

The chart below details how FIAT 500L insurance rates compare to other hatchbacks like the Toyota Yaris and Kia Soul.

Vehicle Comprehensive Collision Liability Total
FIAT 500L $256 $478 $450 $1,364
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338
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However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500L Insurance?

You might have noticed that there is a multitude of factors that impact FIAT 500L car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the FIAT 500L.

Age of the Vehicle

Older FIAT 500L models generally cost less to insure. For example, auto insurance rates for a 2018 FIAT 500L are $1,364, while 2014 FIAT 500L rates are $1,308, a difference of $56.

Model Year Comprehensive Collision Liability Total
2018 FIAT 500L $256 $478 $450 $1,364
2017 FIAT 500L $248 $466 $470 $1,364
2016 FIAT 500L $240 $446 $486 $1,352
2015 FIAT 500L $226 $430 $500 $1,336
2014 FIAT 500L $218 $400 $510 $1,308
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Driver Age

Driver age can have a significant impact on FIAT 500L auto insurance rates. For example, 20-year-old drivers pay approximately $1,668 more each year for their FIAT 500L auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on FIAT 500L insurance rates. For example, drivers in New York may pay $832 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of FIAT 500L car insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500L car insurance with violations on their driving record.

FIAT 500L Safety Ratings

Your FIAT 500L auto insurance rates are tied to the FIAT 500L’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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FIAT 500L Crash Test Ratings

Not only do good FIAT 500L crash test ratings mean you are better protected in a crash, but good FIAT 500L crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
FIAT 500L N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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FIAT 500L Safety Features

The more safety features you have on your FIAT 500L, the more likely it is that you can earn a discount. The FIAT 500L’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

FIAT 500L Finance and Insurance Cost

If you are financing a FIAT 500L, most lenders will require your carry higher FIAT 500L coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500L auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on FIAT 500L Insurance

There are several ways you can save even more on your FIAT 500L car insurance rates. Take a look at the following five tips:

  • Never Drink and Drive Your FIAT 500L
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Consider FIAT 500L Insurance Costs Before Buying a FIAT 500L
  • Tell Your Insurer About Different Drivers or Uses for Your FIAT 500L
  • Use a Service Like Turo to Rent Out Your FIAT 500L

Top FIAT 500L Insurance Companies

Several top car insurance companies offer competitive rates for the FIAT 500L rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with FIAT 500L drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free FIAT 500L Insurance Quotes Online

You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.

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