Compare Ford Fusion Hybrid Insurance Rates

Average Ford Fusion Hybrid auto insurance rates cost $1,644/yr, or around $137/mo. Comprehensive, collision, and liability insurance cost around $400, $584, and $464, respectively. Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle. Good drivers can save up to $678 a year by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,644 a year or $137 each month
  • A liability-only policy costs around $660 a year or $55 each month
  • Highest rates are for teenage drivers at around $6,009 a year or $501 each month
  • Good drivers can save as much as $678 a year by earning policy discounts
  • Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle

Ford Fusion Hybrid insurance rates are around $125 more per year than the average vehicle with full coverage costing around $1,644 a year or $137 a month. Teens have the highest rates of around $6,009 a year or $501 a month as they have little driving experience.

Good drivers can save up to $678 a year in policy discounts by being safe while driving. We’re going to take a look at Ford Fusion Hybrid insurance rates, crash test ratings, and more.

You can start comparing quotes for Ford Fusion Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Fusion Hybrid Insurance Cost

The average Ford Fusion Hybrid car insurance rates are $1,644 a year or $137 a month.

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Are Ford Fusion Hybrids Expensive to Insure?

The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Ford C-Max Hybrid, and Hyundai Sonata Hybrid.

Vehicle Comprehensive Collision Liability Total
Ford Fusion Hybrid $322 $656 $466 $1,644
Ford Fusion Energi $336 $626 $372 $1,492
Ford C-Max Hybrid $282 $566 $398 $1,404
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
Buick LaCrosse $320 $566 $338 $1,360
Chevrolet Volt $370 $774 $398 $1,700
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Fusion Hybrid Insurance?

The Ford Fusion Hybrid trim and model you choose can impact the total price you will pay for Ford Fusion Hybrid insurance coverage.

Age of the Vehicle

The average Ford Fusion Hybrid car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Ford Fusion Hybrid are $1,644, while 2010 Ford Fusion Hybrid rates are $1,368, a difference of $276.

Model Year Comprehensive Collision Liability Total
2020 Ford Fusion Hybrid $322 $656 $466 $1,644
2019 Ford Fusion Hybrid $306 $630 $488 $1,624
2018 Ford Fusion Hybrid $294 $626 $498 $1,618
2017 Ford Fusion Hybrid $284 $610 $520 $1,614
2016 Ford Fusion Hybrid $274 $586 $536 $1,596
2015 Ford Fusion Hybrid $260 $564 $554 $1,578
2014 Ford Fusion Hybrid $250 $524 $564 $1,538
2013 Ford Fusion Hybrid $240 $494 $570 $1,504
2011 Ford Fusion Hybrid $214 $408 $574 $1,396
2010 Ford Fusion Hybrid $206 $382 $580 $1,368
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Driver Age

Driver age can have a significant impact on Ford Fusion Hybrid auto insurance rates. For example, 20-year-old drivers pay approximately $2,011 more each year for their Ford Fusion Hybrid auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in New York may pay $1,003 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Ford Fusion Hybrid car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid car insurance with violations on their driving record.

Ford Fusion Hybrid Crash Test Ratings

The crash test ratings of the Ford Fusion Hybrid can impact your Ford Fusion Hybrid car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2018 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Ford Fusion Hybrid 4 DR FWD 5 stars 5 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Fusion Hybrid Safety Features

The Ford Fusion Hybrid safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Ford Fusion Hybrid auto insurance rates. The Ford Fusion Hybrid’s safety features include:

  • Forward collision warning
  • Forward automatic emergency braking
  • Lane keep assist
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Rearview camera
  • Automatic high-beam headlights
  • Rain-sensing windshield wipers
  • Adaptive cruise control with stop-and-go capability
  • Rear parking sensors

Ford Fusion Hybrid Insurance Loss Probability

Insurance loss probability on the Ford Fusion Hybrid fluctuates between each type of coverage. The lower percentage means lower Ford Fusion Hybrid car insurance rates; higher percentages mean higher Ford Fusion Hybrid auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 25%
Property Damage -3%
Comprehensive -2%
Personal Injury -8%
Medical Payment -7%
Bodily Injury -5%
Source: Insurance Institute for Highway Safety
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Ford Fusion Hybrid Finance and Insurance Cost

If you are financing a Ford Fusion Hybrid, most lenders will require your carry higher Ford Fusion Hybrid coverages including comprehensive coverage, so be sure to compare Ford Fusion Hybrid car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Ford Fusion Hybrid Insurance

Save more on your Ford Fusion Hybrid car insurance rates. Take a look at the following five strategies that will get you the best Ford Fusion Hybrid auto insurance rates possible.

  • Ask About Ford Fusion Hybrid Low Mileage Discounts
  • Bundle Your Ford Fusion Hybrid Auto Insurance with Home Insurance
  • Ask About Loyalty Discounts
  • Spy on Your Teen Driver
  • Buy Winter Tires for Your Ford Fusion Hybrid

Top Ford Fusion Hybrid Insurance Companies

Who is the best auto insurance company for Ford Fusion Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fusion Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fusion Hybrid offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Fusion Hybrid Insurance Quotes Online

You can start comparing quotes for Ford Fusion Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

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